AMEX Platinum Cashback Credit Card

Card Details & AMEX Cash Back Calculator
1%-1.25% All Purchases
AMEX Benefits
Travel & Purchase Protections

Calculate how much cash back you can earn with the AMEX Platinum Cashback Credit Card and compare the results against other top rewards cards side by side.

Bonus Categories

The AMEX Platinum Cashback Credit Card earns a flat rate of cash back based on how much you've spent on the card within a 12 month rolling period. So depending on how much you spend on the card, you'll either be earning 1% cash back or 1.25% cash back.

  • 1% All Purchases
    • Earn 1% cash back when you spend £0 to £10,000 on the card within a rolling 12-month period.
  • 1.25% All Purchases
    • Earn 1.25% cash back on all purchases when you spend over £10,000 on the card within a rolling 12-month period.

At an even rate, you would need to spend a minimum of £834 per month on the card to maintain a yearly spend of over £10,000.

The calculator on this page calculates the cash back that you will earn starting at £0 when you first obtain the card. So it will calculate 1% cash back for all spend up to £10,000, and 1.25% cash back for all spend over £10,000.

Perks & Benefits

The AMEX Platinum Cashback Credit Card features standard American Express benefits.

  • AMEX Benefits
    • American Express Experiences
    • American Express Offers
  • Travel & Purchase Protections
    • Travel Accident Insurance
    • Global Assist
    • Purchase Protection
    • Refund Protection
    • Hijack (On Public Vehicle)
    • Fraud Guarantee

Sign Up Bonus (SUB)

The signup bonus for the Platinum Cashback Everyday Card is 5% cash back on your purchases for the first six months or up to £125, whichever comes first.


Annual Fee

The annual fee of the AMEX Platinum Cashback Credit Card is £25.

Authorized User Fee

There is no fee to add supplementary cards to the AMEX Platinum Cashback Credit Card.

Foreign Transaction Fee

The non-sterling transaction fee for the AMEX Platinum Cashback credit card is 2.99%.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
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Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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