American Express Platinum Cashback Everyday Credit Card

Benefits & AMEX Cash Back Calculator
Review the benefits of the American Express Platinum Cashback Everyday Credit Card and calculate how much cash back you can earn based on the spend.
Last Updated 2022-06-26

The Platinum Cashback Everyday Credit Card is a no-annual fee cash back credit card that earns 0.5% or 1% cash back based on how much you spend within a 12-month rolling period. It's a great card to have if you want to earn cash back, but don't have the annual spend to make the Platinum Cashback Credit Card worth the fee.

Card Details At-A-Glance

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Issued By
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Annual Fee
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Foreign Transaction Fee
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Platinum Cashback Everyday earning rates

The Platinum Cashback Everyday Credit Card earns cash back at a flat rate based on a rolling 12-month period. So depending on how much you spend on the card, you'll either be earning 0.5% cash back or 1% cash back.

0.5% Cash Back

You will earn 0.5% cash back with the Platinum Cashback Everyday Credit Card when you have spend £0 to £5,000 within a rolling 12-month period.

1% Cash Back

You will earn 1% cash back with the Platinum Cashback Everyday Credit Card when you have spend over £5,000 within a rolling 12-month period.

At an even rate, you would need to spend a minimum of £417 per month on the card to maintain a rolling 12-month spend of over £5,000.

Platinum Cashback Everyday benefits

American Express Benefits

The Platinum Cashback Everyday Credit Card features standard American Express benefits. This includes American Express Experiences which gives you early access to popular events and AMEX offers which can earn you bonus cash back and discounts with popular retailers.

Travel and Shopping Insurance

  • Travel Accident Insurance
  • Global Assist
  • Purchase Protection
  • Refund Protection
  • Hijack (On Public Vehicle)
  • Fraud Guarantee

AMEX cash back calculator

Input your monthly and yearly spend amounts into the Platinum Cashback Everyday Credit Card cash back calculator to find out how much you can earn. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Calculator Note: The normal settings for this calculator calculates cash back starting at £0 when you first earn the card. So it will calculate 0.5% cash back for all spend up to £5,000, and 1% cash back for all spend over £5,000.

You can change the calculator to 1% Back if you just want to calculate rewards at the higher earning rate when you spend over £5,000 during the 12-month period.

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