AMEX Platinum Cashback Everyday Credit Card

Card Details & AMEX Cash Back Calculator
0.5%-1% All Purchases
AMEX Benefits
Travel & Purchase Protections

Calculate how much cash back you can earn with the AMEX Platinum Cashback Everyday Card based on your spend and compare the results against top cards.

Bonus Categories

The AMEX Platinum Cashback Everyday Credit Card does not have any bonus categories. Instead, you'll earn cash back at a flat rate based on a rolling 12-month period. So depending on how much you spend on the card, you'll either be earning 0.5% cash back or 1% cash back.

  • 0.5% All Purchases
    • Earn 0.5% cash back when you spend £0 to £5,000 on the card within a rolling 12-month period.
  • 1.25% All Purchases
    • Earn 1% cash back on all purchases when you spend over £5,000 on the card within a rolling 12-month period.

At an even rate, you would need to spend a minimum of £417 per month on the card to maintain a rolling 12-month spend of over £5,000.

The calculator on this page calculates the cash back that you will earn starting at £0 when you first obtain the card. So it will calculate 0.5% cash back for all spend up to £5,000, and 1% cash back for all spend over £5,000.

Perks & Benefits

The Platinum Cashback Everyday Card offers a few small benefits that can be useful to those using the card.

  • AMEX Benefits
    • American Express Experiences
    • American Express Offers
  • Travel & Purchase Protections
    • Travel Accident Insurance
    • Global Assist
    • Purchase Protection
    • Refund Protection
    • Hijack (On Public Vehicle)
    • Fraud Guarantee

Sign Up Bonus (SUB)

The standard sign up bonus for the AMEX Platinum Cashback Everyday Credit Card is 5% cash back on your purchases (up to £100) for the first three months of card membership. This means you'll earn 5% back on the first £2,000 in spend.


Annual Fee

The AMEX Platinum Cashback Everyday Credit Card does not have an annual fee which means you'll always be earning 0.5-1% cash back on your purchases.

Authorized User Fee

There is no fee to add additional cards to the AMEX Platinum Cashback Everyday Credit Card.

Foreign Transaction Fee

The non-sterling transaction fee for the AMEX Platinum Cashback Everyday Credit Card is 2.99%.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
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Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
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Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
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Cash Value
Cash value of total earnings based on currency worth.
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
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Annual Fee
Auth User Fee
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Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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