Cash back credit cards generally provide the most flexible rewards since redemption options usually include the option to redeem cash back in the form of a statement credits or a cash deposits to a bank account. This means you can pretty much use cash back towards any type of purchases. You will not be tied down to redeeming with a specific airline, hotel, or other program nor will you have to worry about finding redemptions that give you the best value since cash back is redeemed at face value.
Listed on this page are all U.K. cash back credit cards covered on the site. You can click on a card to learn more about earning rates, benefits, sign up bonuses, and annual fees. Each credit card listed has a cash back calculator which allows you to calculate total cash back and cash value based on spend, the value of benefits, and annual fees. You'll be able to compare results side by side any U.K. credit cards featured on the site.