Credit Card Cash Back Calculators
When it comes to earning cash back using UK credit cards, you don't have many options. If you're looking to earn easy cash back, American Express offers the best cards in the UK.
Platinum Cashback Credit Card
- Earn 0.75% cash back on spend up to £10,000 within your card membership year.
- Earn 1.25% cash back on spend above £10,000 within your card membership year
- £30 annual fee.
Platinum Cashback Everyday Credit Card
- Earn 0.5% cash back on spend up to £10,000 within your card membership year
- Earn 1% cash back on spend above £10,000 within your card membership year
- £0 annual fee
Barclaycard Rewards Card
- Earn 0.25% cash back on your everyday spending.
- No annual fee and no foreign transaction fee.
NatWest Reward Black credit card
- Earn 1% back in Rewards at supermarkets and 0.5% back in Rewards on all other purchases.
- Earn up to 15% back in Rewards shopping with MyReward retailers and enjoy shopping worldwide with no foreign transacion fee.
- £84 annual fee or £0 if you have a Reward Black account.
NatWest Reward credit card
- Earn 1% back in Rewards at supermarkets and 0.25% back in Rewards on all other purchases.
- Earn up to 15% back in Rewards shopping with MyReward retailers.
- £24 annual fee or £0 if you have a Reward Black account.
RBS Reward Black credit card
- Earn 1% back in Rewards at supermarkets and 0.5% back in Rewards on all other purchases.
- Earn up to 15% back in Rewards shopping with MyReward retailers and enjoy shopping worldwide with no foreign transacion fee.
- £84 annual fee or £0 if you have a Reward Black account.
RBS Reward credit card
- Earn 1% back in Rewards at supermarkets and 0.25% back in Rewards on all other purchases.
- Earn up to 15% back in Rewards shopping with MyReward retailers.
- £24 annual fee or £0 if you have a Reward Black account.
Cash Back Portals
There's not many options when it comes to earning cash back on everyday spend using UK credit cards. Luckily, you can use cash back portals to earn cash back rewards shopping online.
Cash back portals are free-to-use websites that partner with different retailers in the UK and across the globe. When you visit their website, it's filled with coupons, deals, and referral links.
When you click on these referral links, you're taken to the retailers website to shop as normal. Once you make a purchase, the cash back portal makes a commission off of that purchase and they pay you, the user, part of that commission.
If you sign up for either portal through The Point Calculator, you'll earn bonus cash back on your first shopping session.
