Best Credit Cards For IHG Points
Looking for the best cards to earn IHG Points? Enter your spend across categories for a list of credit cards that offer the best returns and most points.
If you're looking to maximize your earnings in the IHG Rewards Club program, your best bet is going to be using the IHG Rewards Premium Credit Card as it will give you 4 IHG Points per £1 spent at IHG hotels, 4 IHG Points per £1 internationally, and 2 IHG Points per £1 spent on everything else. The second best choice would be the no-annual fee version which earns at a lower rate of 2 IHG Points per £1 spent at IHG Hotels and internationally with 1 IHG Point per £1 spent on everything else.
If you're a fan of Virgin Atlantic, you can transfer your Flying Club Miles directly to IHG Rewards Club. Just be aware that the value of Virgin Atlantic Miles are typically more than IHG Points so you may lose some value.
Lastly, you can use American Express Membership Rewards Credit Cards to earn IHG Points via a double point transfer. You can transfer your AMEX Points at a 1:1 ratio to Virgin Atlantic Flying Club and then transfer those points to the IHG Rewards Club program, also at a 1:1 ratio.
Best Credit Card Calculator
This calculator will give you a list of the best credit cards for earning IHG Points based on your monthly, yearly, or quarterly spend across different categories. Results will include credit cards that earn IHG Points directly and credit cards that earn rewards that are transferable to your IHG Rewards Club account.
Credit Card Search Types
Best Cards By Estimated Return - Get a list of credit cards that gives you the best return. This is based on spend, currency value, annual credits, and annual fees.
Best Cards By Total Points - Get a list of credit cards that earns you the most points/miles based on spend. Currency value, annual credits, and annual fees are not factored into this search. Great for those who get waived fees (i.e. military).
After your results are displayed, I recommend clicking on a card's Rewards Calculator. This allows you to come up with a more accurate number by adjusting the cash value of perk, being able to calculate spend bonuses & other savings, add in sign up bonuses, toggle annual fees and authorized user fees, and much more. You'll also be able to compare the results side by side any credit card featured on the site!