John Lewis Partnership Credit Card Points Calculator

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Rewards Calculator

Credit Card

This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.

Compare A Card

Edit Card

FEE Annual Fee

The annual fee of the selected credit card.

Set Fee

AU Auth Fee

The cost to add supplementary cards to the account.

£ 0

SUB Sign Up Bonus

If the card has a sign up bonus, you can enter it here. If you're unsure of the bonus, you can click the Learn More link by the card image to be taken to the issuer's website (in a new tab).

EV Extra Cash Value

Enter any additional cash value you want to give the card such as the value of unaccounted for perks and benefits.

£

Update Cancel

Compare A Card

Family Cards

These cards are part of the same family.

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Similar Cards

These are similar cards based on earning structure and other benefits (that aren't part of the same family).

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Search Cards

Search for credit cards by name, rewards program, or rewards currency.

Search Results Display Here

No Compare Close

Currency Worth

The value of the rewards associated with the selected credit card(s). You can click the currency to edit the value or change it to reflect transfer partners.

Card 1

Card 2

Change Card 1 Options

Currency Worth

The currency the card earns and any other currencies on this side of the calculator. If the currency can be transferred to other programs, you can use 'View Rewards As...' to reflect as if you transferred it to a partner.

Change Card 2 Options

Currency Worth

The currency the card earns and any other currencies on this side of the calculator. If the currency can be transferred to other programs, you can use 'View Rewards As...' to reflect as if you transferred it to a partner.

Done

Loyalty & Memberships

Hotel elite status, loyalty program status, and memberships. These are typically calculated based on a selection though some are calculated automatically. Most cards will not have anything in this section.

Card 1

Card 2

Category Spending

Click on a category to enter how much you plan on spending. You can add or remove categories, change the order of the categories, or view additional options.

Categories

Change Order

Options

Add Categories

Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.

Type at least 3 characters.

Currently Selected:

General Domestic International

Add Category Close

Category Added

Add Categories On Card Change

When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.

On (Default) Off

Clear Spend/Mobile

Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.

Clear All Spend

Clear Mobile

Copy Spend

Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.

Copy Right

Copy Left

Card 1

Card 2

Reward Bonuses

Any extra bonuses to do with a specific card will be listed here. You can edit/add the Sign Up Bonuses (SUB) under the Credit Card section.

Card 1

Card 2

Subtotal

This is the sum of all rewards earned from Category Spending and Reward Bonuses along with the cash value of it all based on Currency Worth.

Card 1

Card 2

Monetary Bonuses

This is the total of all cash bonuses associated with the card(s). You can change the value of those that feature the symbol. Other bonuses are automatic. If there's extra value (EV) you want to add to the card, you can click on the card under the Credit Card section. You can also click on to get details on the listed bonuses.

Card 1

Card 2

Annual Fees

This is the sum of annual fees and authorized user fees associated with the credit card(s). You can edit the annual fee as well as change the number of authorized users by clicking on the card under the Credit Card section at the top of this calculator.

Card 1

Card 2

Grand Total

The estimated cash value of the card(s). This is the sum of the Subtotal and Monetary Bonuses minus Annual Fees. The return is based on estimated cash value divided by total credit card spend.

Card 1

Value:

Return:

Card 2

Value:

Return:

Credit Card Comparison Tool

If you want to calculate rewards based on groups of credit cards side-by-side, you can use the Credit Card Comparison Tool. Mix and match credit cards from the same program or different programs to find out the best combination of cards for you.

Credit Card Comparison Tool