John Lewis Partnership Card Calculator

Card Details & John Lewis Points Calculator
5x/£4 John Lewis
5x/£4 Waitrose
1x/£4 Non-Category

John Lewis Points Calculator for the Partnership Card. Calculate total points based on spend and compare against top rewards cards.

Bonus Categories

The John Lewis Partnership Card features two bonus categories which are John Lewis and Waitrose. There's no limit to the amount of bonus points you can earn spending with either retailer and no limit to the amount of points you can earn with the card overall.

  • 5x/£4 John Lewis
    • You'll earn 5 points per £4 you spend in John Lewis.
  • 5x/£4 Waitrose
    • You'll earn 5 points per £4 you spend in Waitrose.
  • 1x/£4 Non-Category
    • You'll earn 1 point per £4 you spend on all non-John Lewis and non-Waitrose purchases.

Perks & Benefits

The John Lewis Partnership Card offers exclusive benefits for cardholders.

  • Exclusive Benefits
    • This includes bonus points events, ticket exclusives, and luxury travel offers.
    • The lastest exclusives can be seen on the John Lewis Cardholder Exclusives page.

Sign Up Bonus (SUB)

The John Lewis Partnership is currently offering two sign up bonuses. You can earn a £20 bonus voucher if you apply before January 31, 2021 and spend £250 with John Lewis and Waitrose within the first 90 days of cardmembership. You can also earn double points on John Lewis and Waitrose purchases for 90 days as long as you apply before January 31, 2021.

This card also offers 0% interest on any purchase made within the first nine months.


Annual Fee

The John Lewis Partnership Card does not have an annual fee.

Authorized User Fee

There is no fee to add additional users to the John Lewis Partnership Card. If you're trying to build your points, I recommend adding friends and family to help.

Foreign Transaction Fee

The non-Sterling transaction fee for the John Lewis Partnership Card is 2.75%.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
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These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.


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Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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