Mark and Spencer is a British multinational retailer headquartered out of London, England. They offer a rewards program that allows you to earn points when spending at M&S and also offer a credit card that can help you build your points even faster, especially if you're an M&S Premium Club Customer.
M&S Credit Cards
M&S Rewards Points Value
M&S Points are worth 1p each meaning every 100 points you earn is worth £1. If you have over 200 points, your points will be converted into vouchers and mailed out to you. These are sent quarterly in February, May, August, and November.
Use the M&S Points Value Calculator to calculate the cash value of M&S Points based on the redemption value of 1p per point.
M&S Premium Club
Mark and Spencer offers their Premium Club membership for £10 a month. With this membership, you'll receive:
- Triple Points for every £1 you spend at M&S using the M&S Credit Card
- 48 hot drink vouchers per year (£132 in value)
- Quarterly treats and delights vouchers (£45 in value)
- A birthday gift worth at least £10
- Vouchers worth £40 to spend in sotre on clothing and home every year
Overall, you're paying £120 per year to receive about £227 in vouchers if value everything at the values they list. You'll also be earning the additional 2 points per £1 spent if you have the M&S Credit Card which is an extra 2% on your spending. This membership could easily be worth it if you shop frequently at M&S (and especially if you have the credit card).
Useful Resources & Links
How much are M&S Points worth?
M&S Points have a value of 1p each meaning that every 100 points you earn will be worth £1.
Is M&S Premium Club worth joining?
M&S Premium Club is worth joining if you frequently shop at Marks and Spencer. The program offers bonus points when using the M&S Credit Card and about £227 in vouchers annually.
Can you earn bonus cash back with TopCashback shopping at M&S?
Yes. You can earn cash back or British Airways Avios on top of your M&S Points when using TopCashback.
How many M&S credit card points can you earn?
You'll earn 1 point per £1 spent with Mark and Spencer and 1 point per £5 spent everywhere else. Use the M&S Credit Card Points Calculator to find out how many you can earn based on spend.