The Sainsbury's Nectar Card is a solid option if you're trying to earn a 1.5% return on spending with Sainsbury's, Argos, and Tu Clothing. The plus to this card is that it has no annual fee whereas the Nectar AMEX Card does. But it's also worth noting that the Nectar AMEX has a higher earning rate across non-category and earns 1.5% on all Nectar Partners instead of just a select few.
|Authorized User Fee|
|Non-Sterling Transaction Fee|
Rewards Rate Details
The Sainsbury's Nectar Card features three bonus categories which are Sainsbury's, Argos, and Tu Clothing. There's no limit to the amount of bonus points you can earn spending with these three retailers and no limit to the amount of points you can earn with the card overall.
- 3x Sainsbury's
- 3x Argos
- 3x Tu Clothing
- 1x Non-Category
Perks & Benefits
The Sainsbury's Nectar Card comes with purchase protection. Outside of that, there's no additional benefits that are specific to the card itself.
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.