Sainsbury's Nectar Card Calculator
Nectar Points Calculator for the Sainsbury's Nectar Rewards Mastercard. Calculate total points and cash value based on spend, benefits, and fees.
The Sainsbury's Nectar Card is a solid option if you're trying to earn a 1.5% return on spending with Sainsbury's, Argos, and Tu Clothing. The plus to this card is that it has no annual fee whereas the Nectar AMEX Card does. But it's also worth noting that the Nectar AMEX has a higher earning rate across non-category and earns 1.5% on all Nectar Partners instead of just a select few.
Bonus Categories
The Sainsbury's Nectar Card features three bonus categories which are Sainsbury's, Argos, and Tu Clothing. There's no limit to the amount of bonus points you can earn spending with these three retailers and no limit to the amount of points you can earn with the card overall.
- 3x Sainsbury's
- 3x Argos
- 3x Tu Clothing
- 1x Non-Category
Perks & Benefits
The Sainsbury's Nectar Card comes with purchase protection. Outside of that, there's no additional benefits that are specific to the card itself.
Sign Up Bonus (SUB)
The Sainsbury's Nectar Rewards Credit Card has a sign up bonus of 10,000 bonus points when you use your card to spend a total of £400 or more at Sainsbury's, Argos or Tu Clothing during the 2 months after your account is opened. At a value of 0.5p per Nectar Point, you're looking at a cash value of £50.
Sainsbury's also has several other versions of the Nectar Rewards Credit Card that focuses on balance transfers, low interest, or both. This includes the following cards:
- Nectar Rewards Balance Transfer Credit Card
- Nectar Rewards Low Fee Credit Card
- Nectar Rewards Dual Offer Credit Card
- Nectar Rewards No Fee Balance Transfer Credit Card
For these four cards, the standard sign up bonus is 750 bonus points each time you spend £35 or more on Sainsbury's with your card, up to ten times in your first 2 months. With this bonus you can earn up to 7,500 points. This has a cash value of £37.50.
The Sainsbury's Nectar Rewards Credit Card has a sign up bonus of 10,000 bonus points when you use your card to spend a total of £400 or more at Sainsbury's, Argos or Tu Clothing during the 2 months after your account is opened. At a value of 0.5p per Nectar Point, you're looking at a cash value of £50.
Sainsbury's also has several other versions of the Nectar Rewards Credit Card that focuses on balance transfers, low interest, or both. This includes the following cards:
- Nectar Rewards Balance Transfer Credit Card
- Nectar Rewards Low Fee Credit Card
- Nectar Rewards Dual Offer Credit Card
- Nectar Rewards No Fee Balance Transfer Credit Card
For these four cards, the standard sign up bonus is 750 bonus points each time you spend £35 or more on Sainsbury's with your card, up to ten times in your first 2 months. With this bonus you can earn up to 7,500 points. This has a cash value of £37.50.
Fees
Annual Fee
The Sainsbury's Nectar Card does not have an annual fee. This allows you to earn a flat 1.5% return spending Sainsbury's and partners.
Authorized User Fee
There is no listed fee to add additional users to the Sainsbury's Nectar Card.
Foreign Transaction Fee
The Sainsbury's Nectar Rewards Card has a 2.75% non-sterling transaction fee.
and Card Value Calculator
You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.
All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.
