Store Credit Cards - Calculators

Review benefits and calculate how much you can earn with store credit cards based on spend. Compare results against top rewards credit cards side by side.

If you're trying to maximize your rewards and benefits with a specific retailer, picking up a store card is usually the route to take. You'll usually receive a great return when spending with the retailer and you'll receive exclusive benefits. The main drawback to store cards is that they have very high interest rates that can easily cancel out the rewards you've earned. If you don't plan on paying your full balance off every month, I do not recommend picking up a store card since the interest will cancel out any rewards you've earned.

This page features all store credit cards features on the website for the United Kingdom. You can click on a card to learn more about the earnings, perks & benefits, standard sign up bonus, and annual fees. You'll also be able to calculate total rewards based on spend and compare the results side by side top U.K. cards featured on the site.

Amazon Credit Cards

Amazon Platinum Mastercard

Amazon Platinum Mastercard Calculator

Earns 1.5 Amazon Points per £1 spent at as a Prime member or 0.75 points per £1 spent at as a non-Prime member. All other purchases earn 0.25 points per £1 spent.

Mark and Spencer Credit Cards

Mark and Spencer Credit Card

Mark and Spencer Credit Card Calculator

Earns 1 M&S Point per £1 spent with Mark and Spencer and 1 point per £5 spent everywhere else. M&S Premium Club Customers will earn a bonus 2 points per £1 spent in M&S for a total of 3 points. No annual fee.

Maximiles Credit Cards

John Lewis Credit Cards

John Lewis Partnership Card

John Lewis Partnership Card Calculator

Earns 5 John Lewis Points per £4 spent in John Lewis and Waitrose. All other purchases earn 1 point per £4 spent. Card offers exclusive benefits such as bonus points, ticket exclusives, and luxury travel offers. No annual fee.

Nectar Credit Cards

Nectar AMEX Card

Nectar AMEX Card Calculator

Earns 3 Nectar Points per £1 spent with Nectar Partners, 1 point per £1 spent at warehouse retailers, and 2 points per £1 spent on everything else. Benefits include standard AMEX perks and some travel/purchase protections.
Sainsbury's Nectar Card

Sainsbury's Nectar Card Calculator

Earns 3 Nectar Points per £1 spent with Sainsbury's, Argos, and Tu Clothing. All other purchases earn 1 point per £1 spent. No annual fee.

Tesco Credit Cards

Tesco Credit Card

Tesco Credit Card Calculator

Earns an additional 1 point per £4 spent at Tesco and an additional 3 points per £4 spent on Tesco Fuel. All other purchases earn 1 point per £8 spent. No annual fee.
Updated 2021-01-14 By Robert Flowers III

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