Tesco Credit Card Points Calculator

Card Value & Clubcard Points Calculator
Tesco Clubcard Credit Card

If you frequent Tesco or Tesco Petrol stations, the Tesco Clubcard is a no-brainer. It earns bonus Clubcard points on these purchases, allows you to earn Clubcard purchases outside of Tesco, and has no annual fee.

Rewards Rates

Earn 1 additional point per £4 spent over the non-cardholder rate with purchases with Tesco for a total of 5 Tesco Clubcard points per £4 spent.
Earn 3 additional points per £4 spent over the non-cardholder rate with Tesco Fuel purchases for a total of 5 Tesco Clubcard points per £4 spent.
All other purchases with the Tesco Clubcard Credit Card will earn 1 Tesco Clubcard point per £8 spent.

Do note that you will not earn at the 5X/£4 rate when spending with Esso.

Key Cardholder Benefits

The Tesco Credit Card does not feature any perks or benefits that are specific to the card itself. It's mainly for earning Clubcard points spending wherever Mastercard is accepted and using those points towards Clubcard vouchers and with Clubcard reward partners.

Rewards Value

Redemption option Redemption value
Redeeming points for Clubcard Vouchers 1p
Redeeming points with Clubcard Reward partners 1p - 2p

Every 100 Tesco Clubcard Points earned is equal to £1 in value when redeemed directly with Tesco which gives them an average value of 1p each. Points can also be redeemed with partners to get up to 2X the value which is a great return.

Annual Fees

The Tesco Clubcard Credit Card does not have an annual fee.

Tesco Clubcard Points Calculator

Input your monthly and yearly spend amounts into the Tesco Credit Card points calculator to see how much you can earn. Compare the results side by side up to two UK credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

Note: This calculator calculates points at the 5x/£4 rate for both Tesco and Tesco Fuel.

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