Calculate Tesco Clubcard Points Earned Per £1

Rewards Earning Calculator
Calculate how many Tesco Clubcard Points you can earn per £1 based on the spend amounts you enter and the cash value of those points in pounds.
Last Updated 2022-06-29

Tesco Clubcard members earn Clubcard points on purchases made with Tesco and at Tesco Fuel stations. Members that hold the Tesco Clubcard Credit Card will earn additional Clubcard points as well as be able to earn Clubcard points on purchases made outside of Tesco.

Earning Clubcard points

Clubcard Member earning rate

As a Tesco Clubcard member, you will earn Clubcard Points at the following base rates:

  • 1 Clubcard point for every £1 spent at Tesco
  • 1 Clubcard point for every £2 spent at Tesco Petrol stations

Tesco Clubcard credit card points

In addition to the points you earn as a Tesco Clubcard member, you can earn even more points when using a Tesco Clubcard credit card to pay for your purchases. The card also allows you to earn points outside of Tesco, anywhere Mastercard is accepted.

As a Tesco Clubcard member using a Tesco Clubcard credit card to pay for your purchases, you'll earn Clubcard points at the following rates:

  • 5 Clubcard points for every £4 spent at Tesco
  • 5 Clubcard points for every £4 spent at Tesco Petrol stations
  • 1 Clubcard point for every £8 spent outside of Tesco

Points earned per £1

There's a lot of values being thrown around when it comes to earning points as a Clubcard member versus being a member using a Tesco Clubcard credit card. The table below simplifies the earning rates per £1 spent.

Clubcard Points Earned Per £1
Purchases Clubcard member Tesco Clubcard credit card Point difference
Tesco purchases 1 point / £1 1.25 points / £1 0.25
Tesco Petrol purchases 0.5 points / £1 1.25 points / £1 0.75
Purchases outside of Tesco N/A 0.125 points / £1 0.125

So with the Tesco Clubcard credit card, you'll earn an additional 0.25 points per £1 at Tesco and an additional 0.75 points per £1 at Tesco Fuel stations as well as be able to earn 0.125 points per £1 on purchases outside of Tesco.

Clubcard redemption options

Every three months, your earned Clubcard points are turned into Clubcard vouchers. These vouchers can be used for money off your Tesco shop or you can apply them towards Clubcard Rewards Partners and choose from days out, travel, restaurants, and more for up to triple the value.

Clubcard points calculator

Use the Clubcard Points Calculator to calculate how many points you can earn spending at Tesco, Tesco Petrol stations, and outside of Tesco with the Tesco Clubcard credit card.

Spend at Tesco
Input how much you spend in-store or online with Tesco per month.
£
Per Month
Tesco Petrol Stations
Input how much you spend at Tesco Petrol stations per month.
£
Per Month
Spend outside of Tesco
Input how much you spend outside of Tesco. Only Tesco Clubcard credit card members can earn outside of Tesco.
£
Per Month
Clubcard Points Earned
The table below lists how many Clubcard points you will earn and their cash value. Remember that you earnings are paid out every 3 months.
Clubcard Members Credit Card Holders
Clubcard points earned at Tesco 0 points 0 points
Clubcard points earned at Tesco Fuel stations 0 points 0 points
Clubcard points earned outside of Tesco N/A 0 points
Every 3 months you could get: 0 points
  • Worth £0 in Clubcard Vouchers
  • or up to £0 with Tesco Clubcard Reward partners
0 points
  • Worth £ in Clubcard Vouchers
  • or up to £ with Tesco Clubcard Reward partners
Earn Bonus Cash Back
You can earn bonus cash back PLUS a cash bonus on top of your Tesco Clubcard points when you sign up for a free TopCashback UK account and start your online Tesco shopping session through their portal.

You can use the Tesco Clubcard Credit Card Calculator to dive deeper into calculating Clubcard points as well as compare the value side by side credit cards from other issuers such as Nectar, John Lewis, Marks & Spencer, and more.

FAQ

How many Tesco Clubcard points do you earn per pound?

Clubcard members earn 1 Clubcard point for every £1 spent at Tesco and 1 Clubcard point for every £2 spent at Tesco Petrol stations.

How many Tesco Clubcard points does Tesco Clubcard credit card holders earn?

Tesco Clubcard credit card holders earn 5 Clubcard points for every £4 spent at Tesco and Tesco Petrol stations, and 1 Clubcard point for every £8 spent outside of Tesco.

Is the Tesco Clubcard credit card worth it?

Yes. The card has no annual fee and offers as much as 0.75X additional Clubcard points. It's worth picking up if you shop with Tesco often.

What can you use Tesco Clubcard points for?

Clubcard points can be redeemed for 1p each towards vouchers redeemable with Tesco or for up to 3p each when redeemed towards Clubcard Rewards partners.