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Rewards Rate Details
The Tesco Credit Card features two bonus categories which are Tesco and Tesco Fuel purchases. There's no limit to the amount of bonus Tesco Clubcard Points you can earn spending with Tesco and no limit to the amount of Tesco Clubcard Points you can earn with the card overall.
- 5x/£4 Tesco
- Marketed as 5x/£4, but really a +1x/£4 bonus.
- Non-cardholders would earn 4x/£4 spending in Tesco.
- 5x/£4 Tesco Fuel
- This excludes Esso.
- Marketed as 5x/£4, but really a +3x/£4 bonus.
- Non-cardholders would earn 2x/£4 (1 point per £2 spent).
- 1x/£8 Everywhere Else
Do note that the Tesco Credit Card Calculator on this page will reflect 5x/£4 for both Tesco and Tesco Fuel. I also included the option to compare the card to just a normal Clubcard (non-credit card) so that you can see the difference in earnings.
Perks & Benefits
The Tesco Credit Card does not have any benefits specific to the card itself. The card doubles as your Tesco Clubcard.
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.