UK Credit Card Finder Tool: Maximum Rewards Calculator

Our UK Credit Card Finder Tool calculates which cards earn you the most points, miles, or cash back based on the spend amounts you enter. This will give you an idea of which credit cards are the best fit for you.

UK Credit Card Finder Tool

This credit card rewards calculator will search our database to find UK credit cards that earns the most rewards based on the spend entered into the tool.

How To Use

Enter how much you spend in each of the categories on a monthly or yearly basis
Click Search For The Best Cards to get a list of the best credit cards for you based on each listed category
Apply for cards through our partner or click on the card to learn more and to compare other cards side by side

Loading Calculator...

If the calculator doesn't load after a few seconds, click here to re-load calculator.

Category Spending

Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.

Add Categories

Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.

Type at least 3 characters.

Currently Selected:

Spend Region:

Income Requirement

Income Type

Select if you're looking for credit cards based on your own individual income or if you're looking for credit cards based on the income of the entire household.

No Results. This is usually due to:

There's no good card options based on the spend entered.
The calculator is having issues calculating rewards.

Enter different values or try again later.

Results

These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.

All spend entered in the fields above will carry over to every credit card rewards calculator on the site so there's no need to re-enter spend.

Best Credit Cards

Listed below are 10 of the best rewards credit cards based on the spend you entered. You can click on a card to learn more

Travel Cards

Travel credit cards are great for building rewards redeemable towards a wide variety of travel including airfare, hotels, car rentals, cruises, and more. Most travel cards also offer a range of benefits that can make your trips more enjoyable and save you money.

Cash Back Cards

Cash back is one of the most flexible form of rewards and most easy to understand. Rewards earned are worth face value and they can be used towards almost anything.

Rewards Cards

If you're looking to earn a solid return on your spend, rewards credit cards are the way to go. These cards offer general rewards that can be used towards a number of different redemptions including cash back, statement credits, travel, gift cards, and more.

Airline Cards

These are the best credit cards if you're looking to use rewards towards award flights. Some of these cards also offer various benefits such as lounge access the ability to earn qualifying miles through spending.

Hotel Cards

If you're looking to use rewards towards free nights at hotels, these are the best cards for you. Many of these cards also offer great benefits such as annual free nights, complimentary elite status, and more.

No Annual Fee Cards

If you're looking to minimize your immediate costs while still earning plenty of value, you may want to consider a credit card with no annual fee. Some of these cards also offer lower interest rates and balance transfer offers.

No Foreign Transaction Fee Cards

When you make a charge with your credit card outside of the country, many card issuers will charge you a foreign transaction fee. Luckily, there are a handful of credit cards that waive foreign transaction fees which is great if you're looking to earn rewards on international spending and travel.

UK Credit Card Finder Tool: Maximum Rewards Calculator