Welcome to our 2-in-1 rewards credit card directory and rewards calculator tool. Jump To Database Tool
Browse our U.S. database of over 230 rewards credit cards. Filter by rewards earned, issuer, network, type, fees, and much more.
View all the important details of each card including earning rates, card benefits, annual fees, the value of rewards based on redemptions, and transfer partners (if applicable).
Once you find the cards you like, check mark them. You'll then be able to calculate which of the cards you've marked will earn you the most rewards based on the spend amounts you enter.
For each individual card, you have the option to adjust / add / remove intro bonuses, change the value of rewards, and adjust how much various card benefits are worth to you.
You will also be able to toggle between 1st Year Value and 2nd Year+ Value, specify authorized users or employee cards, and toggle on whether or not you want foreign transaction fees to be calculated on foreign purchases.
Hopefully you find this tool to be useful and if so, please share it with others who also may find it useful.
This tool is still very much new, so if you run into problems with calculations or something isn't right please contact me on Facebook or Twitter. I'm also on Reddit as u/ThePointCalculator.
If you want a simpler, easier tool for finding rewards credit cards, check out our Best Rewards Credit Card Finder. It's fantastic for finding which cards will earn you the most rewards based on intro bonuses!
This is plastered everywhere but it must be said.
Card benefits can change at any time and these changes may not be reflected immediately on this website. Please be sure to read the terms and conditions of any credit card before applying.
Input your monthly and yearly spend amounts into our calculator to find out which credit cards will earn you the most rewards and best return on your spend.
Toggles the Mobile Pay option to on for all categories.
Toggles the Mobile Pay option to off for all categories.
Clear all of the spend amounts entered into the calculator.
This is usually due to:
Enter different values or try again later.
Listed below are the results based on what you entered into the tool above.
These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. Do note that some of the calculations are rounded so it is possible that the estimated values may be off by a point or two when added up.
Remember that this particular tool allows for full customization of each of the cards below. If there are benefits that you do not find useful, you want to change the value of some perks, or anything else... you can find the card in the directory above, click on Show Details, and go to the Bonus & Credits tab.
These calculations should be used for illustrative purposes only.
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