HSBC Premier World Elite Mastercard

Card Value & HSBC Points Calculator
HSBC Premier World Elite™ Mastercard®

The HSBC Premier World Elite™ Mastercard® is a travel rewards credit card that earns 2 points per £1 you spend in Sterling and 4 points per £1 you spend in non-Sterling currencies. It loaded with benefits including the ability to transfer points to frequent flyer programs, lounge access, and anniversary points.

Rewards Rates

4X
Earn 4 points for every £1 spent on purchases made in a foreign currency (as in non-Sterling).
2X
Earn 2 points for every £1 spent on purchases made in Sterling.

Sterling purchases include UK, Jersey, Guernsey, and Isle of Man as well as transactions made overseas where you choose to pay in Sterling rather than local currency.

Key Cardholder Benefits

  • Gain unlimited complimentary access to over 750 airport lounges worldwide with membership to the LoungeKey program
  • As a HSBC Premier cardholder, you will be able to transfer HSBC points to frequent flyer and hotel rewards programs which includes British Airways, Etihad, IHG, and Wyndham to name a few.
  • When you use your HSBC Premier World Elite Mastercard for purchases of £100 to £30,000, you'll be protected if the supplier breaches a contract, or misrepresents goods

Rewards Value

Redemption option Redemption value
Transferring HSBC Premier Rewards points to airline partners 0.5p - 1p
Redeeming HSBC Premier Rewards points with Laithwaite's Wine 0.35p - 0.42p
Redeeming HSBC Premier Rewards points for vouchers 0.33p
Donating HSBC Premier Rewards points to charity 0.33p

HSBC Premier Rewards points will have the best value when transferred to HSBC UK's transfer partners. This will give you anywhere from 0.5p to 1p in value per point depending on the redemption.

Transfer Partners

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Annual Fees

The HSBC UK Premier World Elite Mastercard has an annual fee of £195.

Income Requirements

The HSBC Premier Credit Card requires an HSBC Premier Account. You must meet one of the following eligibility criteria:

  1. Have an individual annual income of at least £75,000 and 1 of the following with HSBC UK: a mortgage, an investment, life insurance or a protection product. You'll also need to pay your annual income into your HSBC Premier Bank account.
  2. Have savings or investments of at least £50,000 with HSBC UK (within 6 months of opening your account if you're new to HSBC, or before you open your account if you're an existing customer). You'll also need to pay your annual income into your HSBC Premier Bank account.
  3. Hold and qualify for HSBC Premier in another country or region.

HSBC Points Calculator

Input your monthly and yearly spend amounts to calculate how many HSBC points you can earn with the HSBC UK Premier World Elite Mastercard. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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