HSBC UK Rewards Credit Card

Benefits & HSBC Rewards Points Calculator
Review the benefits of the HSBC UK Rewards credit card and calculate how many HSBC points you can earn based on the spend amounts you enter.
Last Updated 2022-06-24

The HSBC UK Rewards Credit Card is a rewards card that earns 1 HSBC point for every £5 you spend on your card. Points earned with the card are worth 0.2p each meaning that this card earns you a very low 0.04% return on your spending.

Card Details At-A-Glance

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Issued By
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Annual Fee
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Foreign Transaction Fee
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HSBC UK Rewards Credit Card earning rates

The HSBC Rewards Credit Card earns 1 HSBC Rewards Point per £5 spent. There's no limit to the amount of points you can earn with the HSBC Rewards Credit Card overall.

Do note that some retailers may offer bonus points on purchases.

HSBC UK Rewards Credit Card benefits

Annual Bonus Points

Every 12-month period that you run £10,000 in spend across the HSBC UK Rewards Credit Card will earn you 2,500 bonus points. The period starts from the date you received your card.

This bonus only for the first five years of having the HSBC UK Rewards Credit Card. After that, you will not earn this bonus.

HSBC UK Premier Credit Card point value

Redemption option Redemption value
Redeeming standard HSBC points against card charges 0.2p

Every 500 points earned with the HSBC UK Rewards Credit Card can be redeemed for £1 in value which gives them a value of 0.2p each.

Want More Value?

If you want significantly more value, you'll want to consider the HSBC Premier World Elite™ Mastercard® or the no-annual fee HSBC Premier Credit Card. Both cards offer between 1X and 4X points per £1 spent as well as redemption values of as much as 1p each.

HSBC UK Rewards points calculator

Input your monthly and yearly spend to calculate how many points you can earn with the HSBC UK Rewards Credit Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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