If you don't need all the luxury travel perks offered by The American Express® Business Platinum Card, the Business Gold Card is a great alternative. If you can make use of the Dell credit, you'll effectively cut the fee in half.

Earning Rates

The American Express Business Gold Card earns Membership Rewards points at the following rate:

  • 2 points for every £1 spent on American Express Travel.
  • 1 point for every £1 spent on all other purchases.

Rewards Value & Calculator

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Key Benefits

Here are the main benefits of the American Express Business Gold Card:

  • Bonus 10,000 Points Quarterly: Every quarter that you spend £20,000 on the AMEX Business Gold Card UK, you'll earn 10,000 bonus Membership Rewards points. Thats a 50% bonus and up to a max of 40,000 bonus Membership Rewards points per calendar year.
  • £100 Dell Technologies Credit: Get up to £50 in statement credits between January and June and up to £50 in statement credits between July and December. Credits only apply to United Kingdom purchases with Dell Technologies. Enrollment required.
  • Travel & Purchase Insurance: Travel Accident Insurance, Travel Inconvenience Insurance, Purchase Protection, and Refund Protection.

Transfer Partners & Conversion Calculator

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Fees

Annual Fee

The American Express Business Gold Card has no annual fee the first 12 month, then £195 per year after that.

Authorized User Fee

There is no fee to add supplementary cards to the American Express Business Gold Card. You can add up to 20 supplementary cards.

Non-sterling Purchase Fee

The American Express Business Gold Card has a non-sterling purchase fee of 2.99%. This means that you will be penalized when using this card to make purchases that are not in Pound sterling.