AMEX Membership Rewards Points Value Calculator UK
Quick Overview
- Redemption Options: UK Membership Rewards points can be redeemed for travel, gift cards, retailer checkout, or statement credits.
- Best Value: Transferring points to airline partners provides the highest value, up to 2p per point, especially for premium cabin redemptions.
- Hotel Transfers: Transfers to hotel loyalty programs can offer up to 1p per point, particularly for high-end resorts and peak travel times.
- Lower Value Uses: Gift cards, shopping with points, and statement credits typically yield a value of 0.5p or less per point.
Use our AMEX points value calculator to convert AMEX points to pounds when used for travel, gift cards, cash back, and more.
AMEX points value
How much are Membership Rewards points earned with AMEX UK worth?
The answer: 0.4 to 0.5p when redeemed with AMEX and anywhere from 0.5p to 2p+ when transferred to AMEX's airline and hotel partners.
This means that 10,000 AMEX points can be worth as little as £40 and as much as £200 depending on how you use them.
Here's our full valuations for AMEX UK Membership Rewards points:
| Redemption option | Redemption value |
|---|---|
| Transferring points to airline partners for premium, First, and Business class redemptions | 1p - 2p+ |
| Transferring points to airline partners for economy class redemptions | 0.5p - 1.3p |
| Transferring points to hotel and other partners | 0.4p - 1p |
| Redeeming points for gift cards | 0.5p |
| Shop with points redemptions | 0.45p |
| Using points to cover card charges | 0.4p |
Point transfers to airline partners
Transferring AMEX Points to airline partners will give your points the best value since 1 airline mile with most of AMEX's partners can be worth anywhere from 1p to 2p on average depending on the redemption.
Economy flights with most of AMEX's airline partners will land your points in the 0.5p to 1.3p area while upper class redemptions can give you as much as 2p per point.
For example, you can transfer points to Singapore Airlines to fly in the ever-so-popular Singapore Suites or take advantage of Qatar's QSuites in the sky. These types of redemptions will easily give your points 2p to 4p in value if you can find availability and have a good amount of points.
Point transfers to hotel partners
Membership Rewards points can be transferred to 3 hotel partners: Hilton Honors, Marriott Bonvoy, and Radisson Rewards. Thanks to the higher than normal transfer ratios for these partners, transferring points to each of these partners can yield good to great value.
Here are the transfer ratios for each hotel partner:
- 1 Membership Rewards point = 2 Hilton Honors points
- 2 Membership Rewards points = 3 Marriott Bonvoy points
- 1 Membership Rewards point = 3 Radisson Rewards points
Marriott's sweet spots are typically in the low category hotels and high-end hotels. You'll also find great value booking stays at popular destinations and resorts (e.g. beaches, resorts, Maldives, Bora Bora).
For Hilton, you'll find great value at their high-end resorts in which they have many in popular destinations around the globe.
Another big benefit of Marriott and Hilton is that they offer the ability to get your fifth award night free when booking a consecutive stay of 5 days or more. Marriott offers this perk to all Marriott Bonvoy members while Hilton requires you to at least have Hilton Honors Silver status.
AMEX point transfers to Nectar
Membership Rewards points can be converted into Nectar Rewards points at a 1:1 rate. Nectar points are worth 0.5p per point when redeemed with Nectar partners which means transferring AMEX points to Nectar will yield the same value.
Redeeming AMEX points for gift cards
Membership Rewards Points can be redeemed for a wide variety of gift cards starting as low as 1,000 points for a £5 gift card. This will give your points a value of 0.5p each.
The denominations available for each gift card option will vary. Do note that some gift cards start at £25 or £50 denominations.
| Gift card denomination | Cost in points |
|---|---|
| £5 | 1,000 points |
| £10 | 2,000 points |
| £20 | 4,000 points |
| £25 | 5,000 points |
| £50 | 10,000 points |
| £100 | 20,000 points |
| £150 | 30,000 points |
| £200 | 40,000 points |
| £250 | 50,000 points |
| £300 | 60,000 points |
| £500 | 100,000 points |
| £1,000 | 200,000 points |
| £2,500 | 500,000 points |
Shop with points
American Express Membership Rewards Points can be used to pay for purchases at over 50 brands such as Amazon, Sainsbury's, and Boots. Every 1,000 points you redeem is will be equal to £4.50 with most Shop with points partners which will give your points a value of 0.45p each.
If you're not in a rush to checkout, I recommend going for the gift card option as you'll be able to get a slightly better value of 0.5p per point.
Use AMEX points for card charges
American Express Membership Rewards Points can be used to pay for eligible purchases made to an AMEX credit card. This pretty much behaves like a 'cash back' option in which you'll get £0.004 per point.
This is the worst redemption option for Membership Rewards points. If you're looking to earn cash back, American Express offers the Platinum Cashback Credit Card and Platinum Cashback Everyday Credit Card which will earn you cash back at a better rate across your purchases.
AMEX points value calculator
Use the AMEX Points Value Calculator to calculate AMEX points to pounds when redeemed for travel, gift cards, card charges, and more. This will give you an idea of how much your points are worth on average.
Calculator: How much are your AMEX UK points worth?
| Redemption options | Average value |
|---|---|
| Transferring points to airline partners for premium, First, and Business class redemptions | £0 - £0+ |
| Transferring points to airline partners for economy class redemptions | £0 - £0 |
| Transferring points to hotel partners | £0 - £0 |
| Redeeming points for gift cards | £0 |
| Shop with points redemptions | £0 |
| Using points to cover card charges | £0 |
Average redemption value
Membership Rewards points are flexible travel rewards points meaning that the best value comes from transferring them to airline, hotels and other partners. The table below lists the value of Membership Rewards Points for several denominations when valued at a simple 1p per point which is easily possible when transferring points to most of AMEX's partners.
| AMEX Points | Cash Value |
|---|---|
| 1 Point | £0.01 |
| 1,000 Points | £10 |
| 5,000 Points | £50 |
| 10,000 Points | £100 |
| 15,000 Points | £150 |
| 20,000 Points | £200 |
| 25,000 Points | £250 |
| 30,000 Points | £300 |
| 35,000 Points | £350 |
| 40,000 Points | £400 |
| 45,000 Points | £450 |
| 50,000 Points | £500 |
| 60,000 Points | £600 |
| 70,000 Points | £700 |
| 80,000 Points | £800 |
| 90,000 Points | £900 |
| 100,000 Points | £1,000 |
| 500,000 Points | £5,000 |
Redemption value calculator
Use the Redemption Value Calculator to determine the exact cash value of your Membership Rewards points in pounds. You'll need to know the full cost of the redemption in cash and the price in points plus any additional cash, taxes, or fees you may have to pay.
This will help you easily calculate which redemption gives you the best value.
How does AMEX points value compare?
Here's how the value of AMEX points compare against rewards earned with other leading travel programs:
Credit cards that earn AMEX points
Membership Rewards Points are earned through intro bonuses and everyday spending across AMEX UK Membership Rewards credit cards. AMEX offers a total of five credit cards consisting of three personal cards and two business cards that you can use to rapidly build up your rewards.
These are the cards you can use to earn Membership Reward points:
- Earn 2X points on amextravel.co.uk
- Earn 1X points on all other purchases
- Complimentary access to over 1,400 airport lounges across more than 140 countries worldwide
- Receive up to £300 in Global Dining Credits and up to £100 in statement credits per year with Harvey Nichols.
- Enjoy complimentary status with top hotel chains and car rental agencies
- Worldwide travel insurance for you and your family
- £650 annual fee
- Card Value & Platinum Card Points Calculator
- Earn 3X points on American Express Travel
- Earn 2X points on purchases made directly with airlines
- Earn 1X points on all other purchases
- Every time you spend £5,000 you will get 2,500 bonus Membership Rewards points, up to 12,500 bonus points per year
- Take advantage of 4 complimentary Priority Pass airport lounge visits every year giving you access to over 1,300 airports globally
- £0 the first year, then £195
- Card Value & AMEX Gold Points Calculator
- Earn 1X points on all purchases
- Purchase insurance.
- £0 annual fee
- Card Value & AMEX Points Calculator
- Earn 2X points on American Express Travel
- Earn 1X points on everything else
- When you spend a cumulative £10,000 during any calendar month, you will receive 10,000 Membership Rewards bonus points.
- Complimentary access to over 1,400 airport lounges across more than 140 countries worldwide
- Enjoy a £300 Annual Indeed Credit, £200 Annual Travel Credit and a £150 annual Dell Technologies credit
- Enjoy complimentary status with top hotel chains and car rental agencies
- Worldwide travel insurance for you, your family and employees with supplementary cards
- £650 annual fee
- Card Value & Business Platinum Points Calculator
- Earn 2X points on American Express Travel
- Earn 1X points on all other purchases
- Every quarter that you spend £20,000 on the AMEX Business Gold Card UK, you'll earn 10,000 bonus Membership Rewards points
- Get up to £100 in statement credits towards Dell Technologies purchases
- £0 first year, then £195 annually
- Card Value & Business Gold Points Calculator
Earn cash back shopping online with thousands of retailers using TopCashback.
Redeem rewards towards gift cards and receive bonus cash back with retailers like Tesco, Sainsbury, Morrisons, M&S, Boots, and many more.
Sign up today for free earn a BONUS £10 the first time you use TopCashback UK! Terms Apply.
Sign Up For FreeAMEX Membership Rewards Points Calculators & Guides
AMEX Points To Pounds Calculator
Calculator: What's The Value of AMEX Points?
Calculator: AMEX Points To Miles & Hotels
The Platinum Card®
American Express® Preferred Rewards Gold Credit Card
American Express® Rewards Credit Card
American Express® Business Platinum Card
