American Express® Preferred Rewards Gold Credit Card Points Calculator
Fees
Earning Rates
- Earn 3 points for every £1 spent on American Express Travel.
- Earn 2 points for every £1 spent on purchases made directly with airlines.
- Earn 1 point for every £1 spent on all other purchases.
Main Benefits
- Complimentary airport lounge passes, bonus points for every £5,000 spent, and travel & purchase insurance.
Rewards Details
- Based on our valuations, Membership Rewards points are worth 0.4p - 0.5p when redeemed through American Express, but can be worth up to 2p in value when transferred to AMEX's airline and hotel partners.
AMEX Preferred Rewards Gold Points Calculator
Input your monthly and yearly spend amounts to see how many AMEX points you can earn with the AMEX Preferred Rewards Gold Card UK. Compare the results side by side up to two credit cards to find out which cards are best for you.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
American Express® Preferred Rewards Gold Credit Card Details
The American Express® Preferred Rewards Gold Credit Card is a travel rewards cards that is great for anyone who wants to earn points at an excellent rate, but don't need all the bells and whistles of the The Platinum Card®.
Earning Rates
The American Express Preferred Rewards Gold Card earns Membership Rewards points at the following rates:
- 3 points for every £1 spent on American Express Travel.
- 2 points for every £1 spent on purchases made directly with airlines.
- 1 point for every £1 spent on all other purchases.
Rewards Value & Calculator
Key Benefits
Here are the main benefits of the American Express Preferred Rewards Gold Card:
- Airport Lounge Passes: Take advantage of 4 complimentary Priority Pass airport lounge visits every year giving you access to over 1,300 airports globally.
- Deliveroo Credit Enroll and get £5 back on eligible purchases with Deliveroo twice every month.
- Bonus Points: Every time you spend £5,000 you will get 2,500 bonus Membership Rewards points, up to 12,500 bonus points per year.
- Travel & Purchase Insurance: Travel Accident Insurance, Travel Inconvenience Insurance, Purchase Protection, and Refund Protection.
Transfer Partners & Conversion Calculator
Fees
Annual Fee
The American Express Preferred Rewards Gold Card has a £195 annual fee — £0 the first year.
Authorized User Fee
There is no fee to add the first supplementary cards to the American Express Preferred Rewards Gold Card. All cards after the first will cost £45 per card, per year.
Non-sterling Purchase Fee
The American Express Preferred Rewards Gold Card has a non-sterling purchase fee of 2.99%. This means that you will be penalized when using this card to make purchases that are not in Pound sterling.
AMEX Membership Rewards Points Calculators & Guides
AMEX Points To Pounds Calculator
Calculator: What's The Value of AMEX Points?
Calculator: AMEX Points To Miles & Hotels
The Platinum Card®
American Express® Preferred Rewards Gold Credit Card
American Express® Rewards Credit Card
American Express® Business Platinum Card
