The American Express® Rewards Credit Card
Fees
Earning Rates
- Earn 1 point for every £1 spent on the card.
Main Benefits
- Purchase insurance.
Rewards Details
- Based on our valuations, Membership Rewards points are worth 0.4p - 0.5p when redeemed through American Express, but can be worth up to 2p in value when transferred to AMEX's airline and hotel partners.
AMEX Rewards Credit Card Points Calculator
Input your monthly and yearly business expenses to see how many AMEX points you can earn with the AMEX Rewards Credit Card. Compare the results side by side up to two credit cards to find out which cards are best for you.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
The American Express® Rewards Credit Card Details
If you want to earn Membership Rewards points at no annual fee, the AMEX Rewards Credit Card is the route to take. If you travel more frequently, I highly suggest considering the American Express® Preferred Rewards Gold Credit Card.
Earning Rates
The American Express Rewards Credit Card earns Membership Rewards points at the following rate:
- 1 point for every £1 spent on the card.
Rewards Value & Calculator
Key Benefits
Here are the main benefits of the American Express Rewards Credit Card:
- Purchase Insurance: Refund Protection and Purchase Protection.
Fees
Annual Fee
The American Express Rewards Credit Card has no annual fee.
Authorized User Fee
There is no fee to add authorized users to the American Express Rewards Credit Card.
Non-sterling Purchase Fee
The American Express Rewards Credit Card has a non-sterling purchase fee of 2.99%. This means that you will be penalized when using this card to make purchases that are not in Pound sterling.
AMEX Membership Rewards Points Calculators & Guides
AMEX Points To Pounds Calculator
Calculator: What's The Value of AMEX Points?
Calculator: AMEX Points To Miles & Hotels
The Platinum Card®
American Express® Preferred Rewards Gold Credit Card
American Express® Rewards Credit Card
American Express® Business Platinum Card
