NatWest Reward Black credit card Value & Points Calculator

Reward Black credit card

The NatWest Reward Black Credit Card is a rewards card that earns 1% back on supermarket purchases and 0.5% back everywhere else. It also has no foreign transaction fee which means you can use it worldwide and not be penalized when making non-Stering purchases.

Rewards Rates

Earn 1% back in Rewards at supermarkets.
Earn 0.5% back in Rewards everywhere else
Up To 15%
Earn up to 15% back in Rewards shopping with MyReward retailers.

Key Cardholder Benefits

  • When shopping at MyReward retailers with the NatWest Reward Black Credit Card, you can earn between 1% and 15% back in additional Rewards.
  • If you have a Reward Black current account, the annual fee of the NatWest Reward Black Credit Card will be waived/refunded.
  • As a NatWest Reward Black Credit Card holder, you will be able repay eligible credit card purchases or expired 0% balance transfer offers between Β£100 and Β£3000 inclusive with a time period of 3 to 24 months.

Rewards Value

NatWest Rewards points are worth face value meaning that Β£10 in Rewards will have a cash value of Β£10. Rewards can be directly deposited into your bank account with the Bank Them option, be converted to e-gift cards with several retailers using the Trade Them option, or be donated to charities with the Donate Them option.

Exchanging Rewards for e-gift cards using the Trade Them option will give you slightly increased value since you'll receive 4% back in Rewards when going this route.

Annual Fees

The Natwest Reward Black credit card has a Β£84 annual fee or Β£0 if you have a Reward Black account.

NatWest Points Calculator

Input your monthly and yearly spend amounts to calculate how many points you can earn with the NatWest Reward Black Credit Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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