NatWest Reward Credit Card

Benefits & NatWest Reward Points Calculator
Review the benefits of the NatWest Reward Credit Card and calculate how many NatWest Reward Points you can earn based on the spend you enter.
Last Updated 2022-06-26

The NatWest Reward Credit Card earns 1% back on supermarket purchases and 0.25% back everywhere else. It also earns anywhere from 1% to 15% back shopping with select retail partners.

Card Details At-A-Glance

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Issued By
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Annual Fee
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Foreign Transaction Fee
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NatWest Reward Credit Card earning rate

1% Supermarket

The NatWest Reward Credit Card earns 1% back in Rewards at supermarkets.

1% - 15% Selected Retailers

Shopping at MyReward retailers with the NatWest Reward Credit Card will earn you between 1% and 15% back in Rewards, depending on the offer.

0.25% Everywhere Else

The NatWest Reward Credit Card earns 0.25% back in Rewards everywhere else. You can earn double the return using the NatWest Reward Black Credit Card.

NatWest Reward Credit Card benefits

MyReward Bonus

When shopping at MyReward retailers with the NatWest Reward Credit Card, you can earn between 1% and 15% back in additional Rewards.

Waived Fee with Relationship

If you have a Reward current account, the annual fee of the NatWest Reward Credit Card will be waived/refunded.

Instalment Plans

As a NatWest Reward Credit Card holder, you will be able repay eligible credit card purchases or expired 0% balance transfer offers between £100 and £3000 inclusive with a time period of 3 to 24 months.

NatWest Reward Credit Card points value

NatWest Rewards points are worth face value meaning that £10 in Rewards will have a cash value of £10. Rewards can be directly deposited into your bank account with the Bank Them option, be converted to e-gift cards with several retailers using the Trade Them option, or be donated to charities with the Donate Them option.

Exchanging Rewards for e-gift cards using the Trade Them option will give you slightly increased value since you'll receive 4% back in Rewards when going this route.

NatWest Reward points calculator

Input your monthly and yearly spend amounts to calculate how many points you can earn with the NatWest Reward Credit Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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