Citi AAdvantage Gold Card

Card Review & AAdvantage Miles Calculator
1x All Purchases
25% Off In-Flight

Calculate total AAdvantage Miles based on your spend across the Citi AAdvantage Gold Card and get a full review of the benefits, fees, and sign up bonus.

The AAdvantage Gold Card is the lowest on the totem pole when it comes to the AAdvantage Cards that both Barclay and Citi offers. It has an annual fee, provides minimal benefits, and doesn't have any feature any bonus categories. The AAdvantage Gold Card can easily be outdone by the newer Citi AAdvantage MileUp Card which features a few benefits, two bonus categories, and no annual fee.

Bonus Categories

1x All Purchases

The Citi AAdvantage Gold Card earns 1 AAdvantage Miles per $1 spent on all purchases. There is no bonus category and no reason to put any spend on this card. All of the other AAdvantage Cards including the no annual fee Citi MileUp Card can offer a better return. I would avoid this card if possible.

Perks & Benefits

25% In-flight Savings

Citi AAdvantage Gold Card holders will receive a 25% savings on in-flight purchases of food and beverages on flights operated by American Airlines when purchased with their Citi AAdvantage card. Savings do not apply to any other in-flight purchases, such as wireless internet access.

AA Reduced Mileage Awards

The Reduced Mileage Awards Program allows Citi AAdvantage card members to redeem American Airlines AAdvantage miles for discounted round trip or one-way travel on MileSAAver® awards to destinations selected every other month.

Sign Up Bonus (SUB)

The standard Citi AAdvantage Gold Card signup bonus is 25,000 AAdvantage Miles which is worth around $350. This is not a lot of miles but can still be worth it if you need to top off your account or need to fly a short distance. You can look at the AA Award Chart on their website to see how far those miles can go for you.


Annual Fee

The Citi AAdvantage Gold Card annual fee is $0 the first year, then $50. It doesn't make sense to pay this fee when the Citi AAdvantage MileUp Card outshines the Gold Card in every way including not having an annual fee.

Authorized User Fee

The Citi AAdvantage Gold does not have a fee to add additional users. And it shouldn't.

Foreign Transaction Fee

The foreign transaction fee for using the Citi AAdvantage Gold out of country is 3% which is more than what the card can make per $1 spent. If you have this card, do NOT use this anywhere but in the United States. That goes for the Citi AAdvantage MileUp Card as well.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

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This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Rakuten Rewards

Limited Time $40 Bonus
Earn $40 or 4,000 Membership Rewards Points when you sign up for a Rakuten Rewards account and make a $40+ purchase. Rakuten and other cash back portals allows you to easily double and triple dip on rewards. I recommend using portals when booking travel or shopping online. You can sign up through The Point Calculator referral link to help out the site.
Sign Up For Free | Rakuten Review
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