Citi AAdvantage Platinum Select Card

Card Review & AAdvantage Miles Calculator
2X American Airlines
2X Restaurants
2X Gas Station
1st Checked Bag Free
Preferred Boarding
25% Off In-Flight
$125 AA Flight Discount

Review the benefits of the Citi Platinum Select Card, calculate how many AAdvantage Miles you can earn based on your spend, and compare against top cards.


The Citi AAdvantage Platinum Select Card is a great choice for anyone looking to earn miles on American Airlines, dining, and gas. It's also good for anyone that doesn't not have status with American and wishes to receive status-like perks such as free checked bags, preferred boarding, and discounts on in-flight purchases.

Bonus Categories

The Citi AAdvantage Platinum Select Card features three bonus categories which are American Airline purchases, gas stations, and restaurants. There is no limit on the amount of AAdvantage Miles you can earn using this card. None of these bonus categories have a cap. Below are the details on each bonus category featured on the Platinum Select Card.

2x American Airlines

The AAdvantage Platinum Select Card earns 2x AAdvantage Miles on American Airlines purchases. Eligible American Airlines purchases are items billed by American Airlines as merchant of record booked through American Airlines channels such as aa.com, American Airlines reservations, and American Airlines airport and city ticket counters.

Since six of the AAdvantage Cards earn double miles on American Airlines purchases, this isn't anything that stands out. If you're looking to earn AA miles, this is one of the easiest ways to do such. There are lots of co-branded airline cards that earn double miles with their respective airline such as the Delta and Southwest cards. If you're trying to earn free travel faster, you can look into Membership Rewards Points and Ultimate Rewards Points. Both programs feature great travel portals and great deal of cards that earn points on travel, dining, gas, and grocery!

2x Gas Station

Using the AAdvantage Platinum Select Card for gas purchases will earn 2x AAdvantage Miles per $1 spent. Citi defines gas station purchases as merchants that sell fuel primarily for consumer use and may or may not be attended by a service person. Gas purchases made at warehouse clubs, discount stores, department stores, convenience stores, and commercial fuel dealers (e.g., coal aviation fuel, heating oil, etc.) are not eligible to receive double miles.

Earning 2x miles on gas station miles will give you a return of about 2.8% if you peg these miles at 1.4 cents each. For anyone trying to accumulate AA miles, this is a good category to do such. There are several co-branded airline cards that feature double miles for gas station purchases, but most of them are business cards such as the Asiana Airlines Business Card and United Explorer Business Card. If you're looking to earn on a personal card, the JetBlue Card features 2x on gas and an excellent 3x on JetBlue Airline purchases.

The AAdvantage Platinum Select Card earns 2x AAdvantage Miles per $1 spent on restaurant purchases. Citi counts restaurant purchases as cafes, bars, lounges, and fast food restaurants. Restaurant purchases not eligible to receive double miles include, but are not limited to, purchases at supercenters, warehouse clubs, discount stores, restaurants/cafes inside department stores, caterers, bowling alleys, public and private golf courses, country clubs, convenience stores movie theaters, caterers and meal kit delivery services (e.g., Hello Fresh, Blue Apron, etc.).

If you're a foodie, this is a great way to pad your account with some extra AAdvantage Miles. A few other cards that offer double miles on restaurant purchases consist of the Delta Skymiles Blue Card and the Barclays Frontier Airlines Mastercard which also offers 5x on Frontier Airline purchases!

1x Non-Category

All purchases on the AAdvantage Platinum Select card outside of the categories listed above will earn 1x AAdvantage Miles per $1 spent. This is still a decent return since AAdvantage Miles are worth around 1.4 cents each. If you're going all in for miles with American Airlines, this would not be a bad choice. But if you're looking for return, I'd recommend finding other travel cards that cover any categories you do a great deal of spending in. This is best handled by bank reward programs such as Bank of America Travel Rewards or Ultimate Rewards Points.

Perks & Benefits

The Platinum Select Card comes with a handful of great benefits that can save you money and time such as free checked bags, preferred boarding, flight discounts, and in-flight savings.

First Checked Bag Free

As a Plainum Select Card holder, you will receive your first bag checked free of charge when traveling on domestic itineraries. Up to 4 companions traveling with you will also receive their first bag checked free of charge as well making this a great option for families and group travel. Do note that this will not apply to overweight or oversized bags and that this card must be tied to your AAdvantage account. As long as this card is tied to your account, you do not have to use the Platinum Select to pay for your airfare to receive your free checked bag.

Preferred Boarding

When traveling on American Airlines, you will receive preferred boarding for yourself and up to 4 companions traveling on the same reservation as you. This is a common benefit for entry level airline credit cards. It's a nice perk if you want a chance at securing overhead bin space.

$125 American Airlines Flight Discount

You will earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases on the Platinum Select Card during the card membership year. This discount coupon will expire one year from date of issue of the certificate.

25% In-flight Savings

You will receive 25% off in-flight purchases of food and beverages on flights operated by American Airlines when using any American Airlines credit card. Savings do not apply to any other in-flight purchases, such as wireless internet access.

Sign Up Bonus (SUB)

The standard Citi AAdvantage Platinum Select signup bonus is 60,000 American Airlines AAdvantage bonus miles after spending $3,000 in purchases within the first 3 months of account opening. At a value of 1.4 cents per AAdvantage Mile. You can check out AA's Award Chart to see how far those miles can take you.

Fees

Annual Fee

The annual fee for the AAdvantage Platinum Select Card is $0 the first year, then $99. This is in line with other starter cards such as the Delta Skymiles Gold Card which also has no annual fee the first year.

Authorized User Fee

The AAdvantage Platinum Select Card authorized user fee is $0. If you have friends or family that spend in these bonus categories, adding them will net you some extra AAdvantage Miles!

Foreign Transaction Fee

The foreign transaction fee for the AAdvantage Platinum Select Card is 0% so you can earn AAdvantage Miles on international purchases without being penalized.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

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Rakuten Rewards

Limited Time $40 Bonus
Earn $40 or 4,000 Membership Rewards Points when you sign up for a Rakuten Rewards account and make a $40+ purchase. Rakuten and other cash back portals allows you to easily double and triple dip on rewards. I recommend using portals when booking travel or shopping online. You can sign up through The Point Calculator referral link to help out the site.
Sign Up For Free | Rakuten Review
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