Best Air Canada Aeroplan Credit Cards

Frequent Flyer Miles
Looking for the best Aeroplan Credit Card offers? This guide has all the answers and useful calculators to help you make an informed decision.
By R.Flowers III

With over 20 different credit cards available, it’s easy to find the one that works best for you when it comes to earning Aeroplan points. From co-branded Aeroplan credit cards to transfer partner credit cards, you can earn bonus points and rewards for your everyday spending.

Best Credit Card Offers

Want to boost your balance of Aeroplan points? Here are 10 of the best Aeroplan credit card offers currently available. This table is updated automatically whenever our partner offers change, so you will always find the most up-to-date bonuses listed.

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Aeroplan Credit Cards

Aeroplan offers one co-branded Chase credit card in the United States. It's a solid card that can be great for anyone that frequently deals with Air Canada.

Chase Aeroplan® Credit Card

  • Earning Rate: Earn 3X Aeroplan points for each dollar spent on grocery stores, dining at restaurants, and Air Canada directly. Earn 1X Aeroplan points for each dollar spent on all other purchases.
  • Main Highlights: Complimentary status the remainder of the calendar year, plus the following calendar year, free first checked bag, and 500 bonus points for every $2K you spend in a calendar month.
  • Intro Bonus: Earn 60,000 points after you spend $4,000 on purchases in the first three months your account is open, plus 40,000 points after you spend $20,000 on purchases in the first 12 months your account is open.
  • Annual Fee: $95.
  • Summary: If you're looking for a way to obtain status in the Aeroplan program or want to be able to spend your way to a higher status than what you have, this is the credit card for the job. Also fantastic for saving on checked bags.

Best Partner Credit Cards

Transferring points to the Aeroplan program is a easy way to build up your Aeroplan points. This can be done by directly transferring from several rewards programs such as American Express Membership Rewards, Chase Ultimate Rewards, and Capital One Venture Rewards & Spark Rewards. With these transfer partners, you can leverage intro bonuses and everyday spending to quickly gain Aeroplan points.

AMEX Membership Rewards

American Express Membership Rewards points can be transferred to Aeroplan at a 1:1 ratio meaning that every 1,000 AMEX points you transfer will give you 1,000 Aeroplan points. With some of the highest earning rates and intro bonuses in the market, AMEX is one of the best options for earning Aeroplan points.

Here are a handful of our favorite Membership Rewards credit cards:

Credit Card Highlights Annual Fee
Best For Lounge Access & Luxury Travel
  • Intro Bonus: 80,000 Bonus Points
  • Earn 5X points on flights booked directly with airlines or with American Express Travel (up to $500,000, then 1X)
  • Earn 5X points on prepaid hotels booked through American Express Travel
  • Earn 1X points on all other eligible purchases
  • Global Airport Lounge Access including Centurion Lounges, Delta Sky Club Lounges (when flying Delta), Airspace Lounges, Escape Lounges, and Priority Pass Lounges
  • Over $1,400 in annual credits which includes airline incidentals, Uber Cash, digital entertainment, Fine Hotels + Resorts and The Hotel Collection, and more
  • Enroll in complimentary Marriott Bonvoy Gold Elite status and Hilton Honors Gold status
  • Terms Apply
$695
Best For Restaurants & U.S. Supermarkets
  • Intro Bonus: 60,000 Bonus Points
  • Earn 4X points at restaurants and on up to $25,000 in annual U.S. supermarket purchases
  • Earn 3X points on flights booked directly with airlines or on amextravel.com
  • Earn 1X points on all other purchases
  • Up to $120 in Uber Cash credit each year
  • Up to $120 in dining credits each year
  • Terms Apply
$250
Best For Lounge Access & Luxury Business Travel
  • Intro Bonus: 120,000 Points
  • Earn 5X points on flights and prepaid hotels on amextravel.com
  • Earn 1.5X points on select business purchases and on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per year
  • Earn 1X points on all other eligible purchases
  • Global Airport Lounge Access including Centurion Lounges, Delta Sky Club Lounges (when flying Delta), Airspace Lounges, Escape Lounges, and Priority Pass Lounges
  • Over $1,400 in annual credits which includes Dell, Adobe, Indeed, CLEAR, and more
  • Get 35% points back when you redeem points for all or part of an eligible flight booked with AMEX Travel
  • Enroll in complimentary Marriott Bonvoy Gold Elite status and Hilton Honors Gold status
  • Terms Apply
$695
Best For Business Rewards
  • Intro Bonus: 70,000 Points
  • Earn 4X points on the 2 select categories where your business spent the most each month
  • Earn 1X points on all other purchases
  • Get 25% points back when you redeem points for all or part of an eligible flight booked with AMEX Travel
  • Terms Apply
$295
Best For Small Business & Miscellaneous Purchases
  • Intro Bonus: 15,000 Points
  • Earn 2X points on the first $50,000 in purchases per year, then 1 point per dollar thereafter
  • No annual fee
  • Terms Apply
$0

Chase Ultimate Rewards

Chase Ultimate Rewards points can be transferred to Aeroplan at a 1:1 ratio. This means that every 1,000 Chase points you transfer will give you 1,000 Aeroplan points.

Chase offers fantastic travel credit cards that earn points that can be redeemed for high value towards travel. Their credit cards also offer top-notch travel insurance which can offer more value than the rewards themselves in the case that a trip doesn't go as planned.

Chase offers a handful of Ultimate Rewards credit cards, but there are only three credit cards that allow you to transfer points to Chase's travel partners. Those cards are:

Credit Card Highlights Annual Fee
Best For High Value & Travel Benefits
  • Intro Bonus: 60,000 Bonus Points
  • Earn 10X points on hotels and car rentals booked through Chase Ultimate Rewards
  • Earn 5X points on flights booked through Chase Ultimate Rewards
  • Earn 3X points on travel worldwide and dining at restaurants
  • Earn 1X points on all other purchases
  • $300 statement credit for travel purchases charged to the card each anniversary year
  • Complimentary Priority Pass Select membership
  • Up to $100 towards a Global Entry, TSA PreCheck, or NEXUS application fee
  • 50% boost to point value on travel booked through Chase Ultimate Rewards
$550
Best For Flexible Travel Rewards
  • Intro Bonus: 60,000 Bonus Points
  • Earn 5X points on travel booked through Chase Ultimate Rewards
  • Earn 3X points on dining, online grocery purchases, and on select streaming services
  • Earn 2X points on other travel purchases
  • Earn 1X points on all other purchases
  • 25% boost to point value on travel booked through Chase Ultimate Rewards
  • $50 credit every cardmember anniversary good towards hotel stays booked through Chase Ultimate Rewards
  • 10% bonus points based on how much you spend the prior cardmember year
$95
Best For Flexible Business Travel Rewards
  • Intro Bonus: 100k Bonus Points
  • Earn 3X points on the first $150,000 spent on travel and select business categories each account anniversary year
  • Earn 1X points on all other purchases
  • 25% boost to point value on travel booked through Chase Ultimate Rewards
$95

Capital One Miles

Capital One Venture Miles & Spark Miles can be transferred to Aeroplan at a 1:1 ratio meaning that every 1,000 miles you transfer will give you 1,000 Aeroplan points.

Capital One is a fantastic choice if you prefer to earn rewards at a flat rate across most purchases rather than worry about bonus categories. Miles earned with their cards are also flexible as they can be used towards any kind of travel with no blackout dates including airfare, hotels, car rentals, and even parking!

Here are our top picks for earning miles with Capital One:

Credit Card Highlights Annual Fee
Best Premium Card For Unlimited Miles
  • Intro Bonus: 75,000 bonus miles
  • Earn 10X Miles on hotels and rental cars booked through Capital One Travel
  • Earn 5X Miles on flights booked through Capital One Travel
  • Earn an unlimited 2X Miles on all other purchases
  • $300 back annually as statement credits for booking made through Capital One Travel
  • 10,000 bonus miles annually starting on your first anniversary (worth $100 towards travel)
  • Access to Capital One Lounges and Priority Pass Lounges
  • Up to $100 towards a Global Entry or TSA Precheck application fee
$395
Best For Unlimited 2X Miles
  • Intro Bonus: 75,000 bonus miles
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel
  • Earn an unlimited 2X miles on all other purchases
  • Two complimentary lounge visits per year to Capital One Lounges or Plaza Premium Lounges
  • Up to $100 towards a Global Entry or TSA Precheck application fee
$95
Best Business Card For Unlimited 2X Miles
  • Intro Bonus: 50,000 Bonus Miles
  • Earn unlimited 2X miles on every card purchase
  • Up to $100 towards a Global Entry or TSA Precheck application fee
$0 the first year, then $95

How many Aeroplan credit card points can you earn per dollar?

This table lists how many Aeroplan points you can earn per dollar spent across all featured bonus categories for Aeroplan and transfer partner credit cards.

You can click on a card to learn more about it and to calculate total rewards for the card based on the spend amounts you enter. When calculating rewards, you will be able to compare any credit card side-by-side up to two additional credit cards.

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Aeroplan Credit Card Points Calculator

This calculator will give you a list of the best credit cards for earning Aeroplan points based on the monthly and yearly spend amounts you enter. Results will include credit cards that earn Aeroplan points directly and credit cards that earn rewards that are transferable to your Aeroplan account.

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Category Spending
Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.
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Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
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Income Maximum
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Calculator Options
Personal & Business Cards
Select which type of credit cards appear in the results. You can choose from personal (consumer) credit cards, business credit cards, or both.
Include Intro Bonuses?
If set to yes, intro bonuses will be included in the calculations if you meet the monthly spend criteria based on what's entered into the tool. Do note that we do not have intro bonuses for all credit cards and we cannot calculate intro bonuses for some cards.

Find out which credit cards will earn you the most rewards and best value based on the spend amounts you entered

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Results

These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.

You can click on the estimated earnings to see the calculations or click on the card to learn more and apply for the card through our partners.

Do note that all spend amounts entered into the tool above will carry over to every credit card rewards calculator on the site, so there's no need to re-enter spend if you choose to dive deeper into calculating rewards for credit cards on the site.

**Amount of rewards when transferred to program.

Our Recommendations For Air Canada Aeroplan

Earn up to 100,000 points
Provides great options to shortcut your way to elite status with Aeroplan and offers 3X points across popular categories.
75,000 bonus miles
Earn unlimited miles that can be put towards any type of travel including airfare, hotels, car rentals, and more.
60,000 Bonus Points
Best in the market for earning on restaurant and U.S. supermarket purchases with points transferable to Aeroplan.
Calculate Total Rewards & Card Value Per $1 Spent For 200+ U.S. Credit Cards
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