Earning Air Canada Aeroplan Points With US Credit Cards

Aeroplan Points Calculators
Learn how you can earn Aeroplan Points using transfer partners credit cards.
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Last Updated 2021-12-30

The Aeroplan program offers one credit card for earning Aeroplan Points in the U.S., but there are plenty of other options to earn points as well thanks to Aeroplan's transfer partners.

Aeroplan Credit Card

Chase offers the only Aeroplan credit card available in the United States. If you're looking for benefits when flying Air Canada, this is one of the best cards to have.

It offers a long list of great perks and the earning rates for the card are pretty solid.

Chase Aeroplan® Card
Chase Aeroplan® Card
Annual Fee: $95

Aeroplan Transfer Partners

The Air Canada Aeroplan program is a transfer partner of several major rewards programs. This means that you can build points with partners and transfer them directly to your Aeroplan account.

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Best Credit Cards For Earning Aeroplan Points

You can credit cards offered by Aeroplan's transfer partners to build up rewards. This is done by running spend through partner cards and then transferring those earned points directly to your Aeroplan account.

While there's a good amount of credit card options you can use, the three best options will be credit cards from American Express Membership Rewards, Capital One Venture & Spark Rewards, and Marriott Bonvoy.

American Express Membership Rewards

American Express has a total of 10 credit cards that you can use to earn Membership Rewards Points. These points can be transferred to your Aeroplan account at a 1:1 ratio meaning that 1,000 Membership Rewards Points will give you 1,000 Aeroplan Points.

The Membership Rewards Program will be the best option when it comes to easily building your points with credit card spending.

The Platinum Card® from American Express
The Platinum Card® from American Express
Annual Fee: $695
100,000 Points
Earn 100,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.
See if you're pre-approved for this card using the CardMatch™ tool.
American Express® Gold Card
American Express® Gold Card
Annual Fee: $250
60,000 Points
Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
See if you're pre-approved for this card using the CardMatch™ tool.
The Business Platinum Card® from American Express
The Business Platinum Card® from American Express
Annual Fee: $695
120,000 Points
Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
American Express® Business Gold Card
American Express® Business Gold Card
Annual Fee: $295
70,000 Points
Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
The Blue Business® Plus Credit Card from American Express
The Blue Business® Plus Credit Card from American Express
Annual Fee: $0
15,000 Points
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

Capital One Spark & Venture Rewards

Capital One Miles earned in the Venture Rewards and Spark Rewards programs can be transferred to Aeroplan at a 4:3 ratio. This means that transferring 2,000 Capital One Miles will give you 1,500 Aeroplan Points.

The ratio isn't as good as the Membership Rewards program, but the credit cards that Capital One offers in the Venture Rewards and Spark Rewards program are flat-rate earning cards. There's no worrying about bonus categories or building up a combination of multiple cards to maximize your spending.

Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card
Annual Fee: $95
60,000 Miles
Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel
Capital One VentureOne Rewards Credit Card
Capital One VentureOne Rewards Credit Card
Annual Fee: $0
20,000 Miles
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
Capital One Spark Miles for Business
Capital One Spark Miles for Business
Annual Fee: $0 the first year, then $95
50,000 Miles
Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening

Chase Ultimate Rewards

Along with the Chase Aeroplan Card, you can also earn Aeroplan Points using any of Chase's Ultimate Rewards credit cards. Chase offers two Sapphire Cards and one Ink Business Card that allows you to transfer points directly to Aeroplan.

Chase Sapphire Preferred® Card
Chase Sapphire Preferred
Annual Fee: $95
80,000 Bonus Points
Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®.
Chase Sapphire Reserve®
Chase Sapphire Reserve
Annual Fee: $550
50,000 Bonus Points
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
Chase Ink Business Preferred® Credit Card
Chase Ink Business Preferred Credit Card
Annual Fee: $95
100,000 Bonus Points
Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®

Chase's cash back credit cards also earn Ultimate Rewards Points. These points can be converted to cash back at a value of 1 cent per point.

You can also transfer the points earned with Chase's cash back credit cards to Chase Ultimate Rewards credit cards. This then allows you to transfer those points to Aeroplan opening up four additional credit cards to build your points sky high.

Chase Freedom Unlimited®
Chase Freedom Unlimited®
Annual Fee: $0
Up To $300 Back
Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Chase Freedom Flexâ„ 
Chase Freedom Flexâ„ 
Annual Fee: $0
$250 Bonus
Earn a $250 bonus after you spend $500 on purchases in the first 3 months from account opening.
Chase Ink Business Cash® Credit Card
Ink Business Cash® Credit Card
Annual Fee: $0
$750 Bonus Cash Back
Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
Chase Ink Business Unlimited® Credit Card
Ink Business Unlimited® Credit Card
Annual Fee: $0
$750 Bonus Cash Back
Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening

Marriott Bonvoy

Marriott Bonvoy is the best hotel rewards program if you're looking to build transferable to Aeroplan. Marriott Bonvoy Points can be transferred to Aeroplan at a 3:1 ratio meaning that 3,000 Marriott Bonvoy Points transferred to Aeroplan will give you 1,000 Aeroplan Points.

On top of that, for every 60,000 Marriott Bonvoy Points you transfer, you will receive a bonus 15,000 Marriott Bonvoy Points. This comes out to being an additional 5,000 Aeroplan Points.

With Marriott, you'll earn 10 base points on your stays, up to 7.5 additional points based on your Marriott Bonvoy elite status, and 6 points using most of their co-branded credit cards. This is up 23.5 points per $1 spent at Marriott brand hotels which comes out to a whopping 7.83 Aeroplan Points when transferred.

Marriott Bonvoy Boundless® Credit Card
Marriott Bonvoy Boundless Credit Card
Annual Fee: $95
3 Free Nights
Earn 3 Free Nights (each night valued up to 50,000 points) after qualifying purchases.
Marriott Bonvoy Brilliant™ American Express® Card
Marriott Bonvoy Brilliant American Express Card
Annual Fee: $450
75,000 Bonus Points
Earn 75,000 Marriott Bonvoy bonus points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership.
Marriott Bonvoy Bold® Credit Card
Marriott Bonvoy Bold Credit Card
Annual Fee: $0
30,000 Bonus Points
Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
Marriott Bonvoy Business™ American Express® Card
Marriott Bonvoy Business American Express Card
Annual Fee: $125
75,000 Bonus Points
Earn 75,000 Bonus Marriott Bonvoy Points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership.