Delta Gold Business AMEX Card - Rewards Calculator & Review

The Delta SkyMiles Gold Business AMEX earns 2x on Delta, shipping, and advertising purchases. Review benefits, calculate SkyMiles, and compare top cards.

The Delta SkyMiles® Gold Business American Express Card earns 2x Delta SkyMiles on Delta, U.S. shipping, U.S. advertisement, and restaurant (worldwide) purchases. The card priority boarding, a $100 flight credit you can earn running spend through the card, in-flight savings, and more. The best benefit and the primary reason that most get the card is the first checked bag free benefit which applies to you and up to 8 other people traveling in the same reservation. If you typically have to pay for a checked bag, this card can save you hundreds per year. Overall, the Delta SkyMiles Gold Business AMEX is a great entry-level small business card if you're looking to earn SkyMiles on your business (or personal) expenses.

Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Rewards Rate Details

The Delta SkyMiles Gold Business AMEX Card features four bonus categories that will earn you bonus SkyMiles on your purchases. Those categories are Delta Airlines, U.S. shipping, U.S. advertisement, and restaurant (worldwide). There is no limit to the amount of bonus SkyMiles you can earn spending in these categories and no limit to the amount of SkyMiles you can earn with the card overall.

  • 2x Delta Purchases
    • Includes:
      • Purchases via delta.com, phone reservations and the ticket counter
      • Upgrades
      • Miles
      • Seat Selection
      • Delta Sky Club® membership or passes
      • Pre-purchased meals
      • In-flight purchases of food, alcoholic beverages and audio headsets on Delta-operated flights
    • In-flight purchases of wireless internet access is not counted as a Delta purchase.
  • 2x U.S Shipping
    • Applies to purchases made directly with a courier, postal, or frieght company (e.g. FedEx, UPS, USPS)
  • 2x U.S. Advertising
    • Applies to purchases of online, television, and radio advertising from media providers located in the U.S. in order to promote a business.
    • Direct mail services including list or lead generation will not count.
  • 2x Restaurants (Worldwide)
  • 1x Non-Category

If you're looking to maximize your SkyMiles, you can earn 4x Membership Rewards Points across these categories using the American Express® Business Gold Card and transfer those earned points at a 1:1 ratio to your Delta SkyMiles account.

Perks & Benefits

The Delta SkyMiles Gold Business AMEX Card has a good amount of benefits that can be great as a primary cardholder. This includes a free checked bag, in-flight savings, and the ability to earn a $100 flight credit.

  • First Checked Bag Free
    • Applies to you and up to 8 other people traveling in the same reservation.
    • You do not have to use the card to get the free checked bag; card just has to be attached to your SkyMiles account.
    • Saves you minimally $25-$30 per one-way trip or $50-$60 roundtrip.
  • $100 Flight Credit
    • Annual credit offered after spending $10,000+ on the card.
    • Offered in the form of an eCredit that can be applied to Delta flight purchases made through delta.com or via Delta Resevations.
  • Priority Boarding
    • Offers Main Cabin 1 boarding for you and everyone traveling on the same reservation.
  • 20% Off In-Flight Purchases
    • Applies to Delta-operated flights.
    • Discount is issued in the form of a statement credit.
    • Qualifying purchases include pre-purchased meals and in-flight purchases of food, alcoholic beverages, and audio headsets.
  • Pay With Miles
    • Use Delta SkyMiles to lower the price of your airfare.
    • Redeem in 5,000-SkyMile increments which equals $50 off.
    • Gives your SkyMiles a value of 1 cent each.
  • AMEX Offers*
  • AMEX Entertainment Access
  • AMEX Business Card Benefits
    • Account Manager
    • Vendor Pay by Bill.com
    • American Express Business App
  • Protections and Insurance

*Enrollment required.

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Rewards Calculator

Credit Card

This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card
FEE Annual Fee
The annual fee of the selected credit card.
AU Auth Fee
The authorized user fee of the selected credit card.
$ 0
SUB Intro Bonus
If the card has an intro bonus, you can enter it here. If you're unsure of the bonus, you can click the Learn More link by the card image to be taken to the issuer's website (in a new tab).
EV Extra Cash Value
Enter any additional cash value you want to give the card such as the value of unaccounted for perks and benefits.
$
Compare A Card
Family Cards
These cards are part of the same family.
Loading...
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Loading...
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here

Currency Worth

The value of the rewards associated with the selected credit card(s). You can click the currency to edit the value or change it to reflect transfer partners.
Card 1
Card 2

Loyalty & Memberships

Hotel elite status, loyalty program status, and memberships. These are typically calculated based on a selection though some are calculated automatically. Most cards will not have anything in this section.
Card 1
Card 2

Category Spending

Click on a category to enter how much you plan on spending. You can add or remove categories, change the order of the categories, or view additional options.
Categories
Change Order
Options
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Card 1
Card 2

Reward Bonuses

Any extra bonuses to do with a specific card will be listed here. You can edit/add the Intro Bonus (SUB) under the Credit Card section.
Card 1
Card 2

Subtotal

This is the sum of all rewards earned from Category Spending and Reward Bonuses along with the cash value of it all based on Currency Worth.
Card 1
Card 2

Monetary Bonuses

This is the total of all cash bonuses associated with the card(s). You can change the value of those that feature the symbol. Other bonuses are automatic. If there's extra value (EV) you want to add to the card, you can click on the card under the Credit Card section. You can also click on to get details on the listed bonuses.
Card 1
Card 2

Annual Fees

This is the sum of annual fees and authorized user fees associated with the credit card(s). You can edit the annual fee as well as change the number of authorized users by clicking on the card under the Credit Card section at the top of this calculator.
Card 1
Card 2

Grand Total

The estimated cash value of the card(s). This is the sum of the Subtotal and Monetary Bonuses minus Annual Fees. The return is based on estimated cash value divided by total credit card spend.
Card 1
Value:
Return:
Card 2
Value:
Return:
Delta SkyMiles® Gold Business American Express Card
Delta SkyMiles Gold Business American Express Card
Intro Bonus
Welcome Offer: Earn 50,000 bonus miles and a $50 statement credit after spending $2,000 in purchases on your new Card in your first 3 months.
Rewards Rate
2X
Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants.
1X
Earn 1 Mile on every eligible dollar spent on purchases.
Main Card Highlights
  • Welcome Offer: Earn 50,000 bonus miles and a $50 statement credit after spending $2,000 in purchases on your new Card in your first 3 months.
  • Additionally, take $100 off your next Delta flight – after you spend $10,000 in purchases on your Card in a calendar year, you will earn a $100 Delta Flight Credit to use toward future travel.
  • Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants. Earn 1 Mile on every eligible dollar spent on other purchases.
  • Check or stow your bag with ease: First Checked Bag Free + Main Cabin 1 Priority Boarding.
  • Pay no foreign transaction fees when you travel overseas.
  • $0 introductory annual fee for the first year, then $99.
  • Terms and limitations apply.
Annual Fee
$0 introductory annual fee for the first year, then $99
Authorized User Fee
$0
Foreign Transaction Fee
0%
Review our top picks for best airline credit cards and calculate which cards will earn you the best return based on your spend.
Enter how much you spend monthly or yearly across different categories in our calculator and get a list of credit cards best suited for you.
Get matched with personalized offers you're more likely to qualify for based on your credit profile. No impact to your credit score!

Finished Calculating Rewards?

Select one of the popular card categories below to get started on applying for the best credit cards in the market.
Updated 2021-04-12 By Robert Flowers III

Support The Site

If you find the site helpful, the best you can do is share this site with friends and family. Of course... you can share it with total strangers as well. Anything helps!

You can help support this site by using our Amazon link. Any qualifying purchase you make through our link will earn us some money and it is greatly appreciated if you do.

🇺🇸 US🇨🇦 CA🇬🇧 UK🇦🇺 AU