This website is an independent, advertising-supported comparison service. We have financial relationships with some of the products and services found on this site and may be compensated if you choose to use any of these links. Any card offers that appear on this site are from companies from which this website receives compensation. This website does not include all card companies or all card offers available in the marketplace. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.
Delta Gold Business Card: Benefits & SkyMiles Calculator
Delta SkyMiles Calculator
Calculate total SkyMiles and the value of miles for the Delta Gold Business Card, review the card benefits, and compare side by side top business cards.
Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.
The Delta SkyMiles® Gold Business American Express Card earns 2x Delta SkyMiles on Delta, U.S. shipping, U.S. advertisement, and restaurant (worldwide) purchases. The card offers a handful of great benefits including priority boarding, a $100 flight credit you can earn running spend through the card, and in-flight savings.
The best benefit of the Delta Gold Business Card and the primary reason that most apply for the card is the first checked bag free benefit which applies to you and up to 8 other people traveling in the same reservation. If you typically have to pay for a checked bag, this card can save you hundreds per year.
Overall, the Delta Gold Business Card is a great entry-level small business card if you're looking to earn SkyMiles on your business expenses.
There is no limit to the amount of bonus SkyMiles you can earn spending in these categories and no limit to the amount of SkyMiles you can earn with the card overall.
2X Delta Purchases
The Delta Gold Business Card earns 2 SkyMiles per $1 spent on purchases made with Delta airlines. This includes:
Purchases via delta.com, phone reservations and the ticket counter
Upgrades
Miles
Seat Selection
Delta Sky Club® membership or passes
Pre-purchased meals
In-flight purchases of food, alcoholic beverages and audio headsets on Delta-operated flights
Purchases of in-flight wireless internet access are not counted as a Delta purchase.
2X U.S. Shipping
The Delta Gold Business Card earns 2 SkyMiles per $1 spent on U.S. shipping purchases. This applies to purchases made directly with a courier, postal, or freight company (e.g. FedEx, UPS, USPS).
2X U.S. Advertising
The Delta Gold Business Card earns 2 SkyMiles per $1 spent on U.S. advertising. This applies to purchases of online, television, and radio advertising from media providers located in the U.S. in order to promote a business.
Direct mail services including list or lead generation will not count.
2X Restaurant
The Delta Gold Business Card earns 2 SkyMiles per $1 spent on restaurant purchases worldwide.
1X Everything Else
All other purchases on the Delta Gold Business Card will earn 1 SkyMile per $1 spent.
Card Benefits
The Delta Gold Business Card features the following card benefits:
As a Delta Gold Business Card member, you and up to 8 others traveling on the same reservation will receive the first checked bag free of charge.
This is one of the primary reasons that most people pick up the card. A checked bag on Delta will cost you about $30 per one way trip or about $60 round trip.
If you don't have Delta Medallion Status or you typically pay for checked bags, this benefit alone will easily be worth the annual fee of the card.
$100 Flight Credit
Every year that you spend $10,000 or more on the Delta Gold Business Card, you'll receive a $100 flight credit. This credit is issued in the form of a eCredit that can be applied to Delta flight purchases made through delta.com or via Delta Reservations.
Priority Boarding
As a Delta Gold Business Card member, you and everyone traveling on the same reservation will be able to board earlier with Main Cabin 1.
20% Off In-Flight Purchases
When you use the Delta Gold Business Card to pay for in-flight purchases on Delta-operated flights, you'll receive 20% off in the form of a statement credit.
Qualifying purchases include pre-purchased meals and and in-flight purchases of food, alcoholic beverages, and audio headsets.
Pay With Miles
As a Delta Gold Business Card member, you'll be able to use Delta's Pay With Miles option at checkout to lower the cost of your airfare.
You'll be able to redeem SkyMiles in 5,000-mile increments which will give you $50 off. This redemption option gives SkyMiles a value of 1 cent each.
Expense Management Tools
The Delta Gold Business Card features the following expense management tools:
Employee cards with a no annual fee option
Connect to Quickbooks
Online statements to view purchase history, prepare reports, and budget expenses
The ability to designate an account manager to access and manage your Business Card account
Account alerts to help avoid late payments, spot irregular spending, and monitor Employee Card use
The American Express Business App to help you and your employees manage Business Card receipts
A Year-End Summary for you to view the charges you made during year with the ability to organize it in pie or bar charts, organized by categories like travel and restaurants
Vendor Pay by Bill.com to help you get the most out of paying your business bills and to improve your cash flow
American Express Benefits
The Delta Gold Business Card comes with many of the standard American Express business card benefits which includes:
American Express Experiences
American Express Presale(s)
American Express Seating
AMEX Offers (Enrollment Required)
Travel & Purchase Coverage
The Delta Gold Business Card offers both travel and purchase coverage which includes:
Calculate how many SkyMiles you can earn with the Delta Gold Business Card based on spend and the cash value of those miles. Results can be compared side by side any U.S. credit card featured on the site.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Loading Calculator...
If the calculator doesn't load after a few seconds, click here to re-load calculator.
Credit Cards
Use this section to add credit cards to the calculator. You can search for a card or go through our top recommendations for each category.
Once you select a card, you'll be shown the details of the card. Any link you click on in the details will open up in a new tab, so you will not lose your calculations.
Clicking on Add Selected Card will add it to the calculator.
Loading...
Loading...
Loading...
Compare A Card
Add a credit card to compare side by side based on spend, benefits and fees.
Search Cards
Search for a credit card by name, rewards program, or the rewards currency it earns.
Search Results Display Here
Family Cards
These cards are part of the same family and generally earn the same type of rewards.
Loading...
Travel Cards
Travel credit cards are great for building rewards redeemable towards a wide variety of travel including airfare, hotels, car rentals, cruises, and more. Most travel cards also offer a range of benefits that can make your trips more enjoyable and save you money.
Loading...
Cash Back Cards
Cash back is one of the most flexible form of rewards and most easy to understand. Rewards earned are worth face value and they can be used towards almost anything.
Loading...
Business Cards
Put money back into your business by earning cash back, points, or miles on business expenses. Many cards also offer travel insurance, purchase protection, and more.
Loading...
Airline Cards
These are the best credit cards if you're looking to use rewards towards award flights. Some of these cards also offer various benefits such as lounge access the ability to earn qualifying miles through spending.
Loading...
Hotel Cards
If you're looking to use rewards towards free nights at hotels, these are the best cards for you. Many of these cards also offer great benefits such as annual free nights, complimentary elite status, and more.
Loading...
No Annual Fee
If you're looking to minimize your immediate costs while still earning plenty of value, you may want to consider a credit card with no annual fee. Some of these cards also offer lower interest rates and balance transfer offers.
Loading...
Loading...
Intro Bonus:
Annual Fee:
Authorized User Fee:
Bonus Categories:
Loyalty & Memberships
Loyalty: When adding hotel rewards cards (and a select few others) you'll be able to factor in the points earned from elite status. If a card offers complimentary status, the proper status will be selected by default.
Loyalty is reflected by a blue LOY image. Adding a card with loyalty attached to it will add it to the calculator. It becomes its own entity once added to the calculator and can be removed independent of the card that added it.
Membership: If a card offers any kind of bonus rewards based on your membership in a program, the option will be listed here. Do note that some options calculate automatically.
Welcome Bonus: Any welcome bonuses that changes the earning rates of a card will also be listed here. This allows you to toggle the bonus on or off.
Category Spending
Use this section to enter how much you plan on spending either monthly or yearly across different categories for each card listed.
You can click on the option button for access to a lot of useful tools you can use to quickly adjust spending for the calculator.
Change the order of the categories in the Category Spending section. This has an impact on cards that have spend limits and bonus caps on categories.
Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Spend Region:
Category Spending Total
The amount of rewards earned from card spending.
-
-
-
-
-
-
Rewards & Bonuses
If a card earns bonus points, miles, or cash back, it will be listed here. You'll be able to edit or toggle on/off most bonuses listed here.
Do note that some bonuses may be automatically calculated based on spend entered in the Category Spending section.
If you want to factor in an intro or welcome bonus, you can also do that here by entering it in the Extra Value field. You can click on View Offers when applicable to see current sign up bonuses for all top credit cards by category.
Extra Value
Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.
Extra Value
Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.
Extra Value
Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.
Rewards & Bonus Total
The amount of rewards earned from card bonuses.
-
-
-
-
-
-
Total Rewards
This is the total of all points, miles, and cash back earned between Loyalty/Memberships, Category Spending, and Reward Bonuses.
This is how much we value the rewards earned with the card on average based on our valuations. Cards that may offer bonus/additional value are reflected here.
-
-
-
Transfers To Partners
Redemptions to do with transferring rewards to partner loyalty programs and redeeming them for high value (when applicable). These redemption values typically require knowledge of the best transfer partners.
-
-
-
Cash Back, Statement Credits
Redemptions to do with turning your rewards into cash back or using it as a statement credit to offset purchases made to the card.
-
-
-
Travel
Redemptions to do with using your rewards towards travel such as airfare, hotels, and car rentals (not including transfers to partners).
-
-
-
Gift Cards
Redemptions to do with using your rewards towards the purchase of gift cards.
The total amount of rewards earned from the Category Spending and Rewards & Bonuses sections.
-
-
-
-
-
-
Currency Worth
Enter how much you value a single rewards point or mile in cents or regional currency equivalent (X.XX). The value of cash back cannot be changed.
Rewards Cash Value
The average cash value of rewards earned in the Grand Total section based on the set Currency Worth.
-
-
-
Monetary Bonuses
This section lists all monetary bonuses. This includes annual credits and top-tier benefits that can offer great monetary value.
If there's a perk or benefit missing that you find valuable, you can add how much you value it in the Extra Cash Value field.
Extra Cash Value
Use this field to add additional cash value to the calculations.
Extra Cash Value
Use this field to add additional cash value to the calculations.
Extra Cash Value
Use this field to add additional cash value to the calculations.
Total Cash Value
The total cash value of all listed benefits plus the cash value of rewards earned.
-
-
-
Fees
With great benefits comes great annual fees. If a card has a fee that you have to pay annually (or monthly in rare cases), it will be listed here. You have the ability to change it.
If the card charges a fee for adding authorized users, it will also appear in this section.
Annual Fee
This is the fee you must pay annually to have the card.
Authorized User Fee
This is the cost to add additional users or supplemental cards to the account. Enter total amount of authorized users.
#
-
#
-
#
-
Total Card Value
This is the total cash value of each listed card when factoring in all rewards and all fees.
