Delta Gold Business Card: Benefits & SkyMiles Calculator

Delta SkyMiles Calculator
Calculate total SkyMiles and the value of miles for the Delta Gold Business Card, review the card benefits, and compare side by side top business cards.
Last Updated 2022-01-01

The Delta SkyMiles® Gold Business American Express Card earns 2x Delta SkyMiles on Delta, U.S. shipping, U.S. advertisement, and restaurant (worldwide) purchases. The card offers a handful of great benefits including priority boarding, a $100 flight credit you can earn running spend through the card, and in-flight savings.

The best benefit of the Delta Gold Business Card and the primary reason that most apply for the card is the first checked bag free benefit which applies to you and up to 8 other people traveling in the same reservation. If you typically have to pay for a checked bag, this card can save you hundreds per year.

Overall, the Delta Gold Business Card is a great entry-level small business card if you're looking to earn SkyMiles on your business expenses.

Card Details At-A-Glance

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Bonus Categories

The Delta Gold Business Card features the following bonus categories and earning rates:

There is no limit to the amount of bonus SkyMiles you can earn spending in these categories and no limit to the amount of SkyMiles you can earn with the card overall.

2X Delta Purchases

The Delta Gold Business Card earns 2 SkyMiles per $1 spent on purchases made with Delta airlines. This includes:

  • Purchases via delta.com, phone reservations and the ticket counter
  • Upgrades
  • Miles
  • Seat Selection
  • Delta Sky Club® membership or passes
  • Pre-purchased meals
  • In-flight purchases of food, alcoholic beverages and audio headsets on Delta-operated flights

Purchases of in-flight wireless internet access are not counted as a Delta purchase.

2X U.S. Shipping

The Delta Gold Business Card earns 2 SkyMiles per $1 spent on U.S. shipping purchases. This applies to purchases made directly with a courier, postal, or freight company (e.g. FedEx, UPS, USPS).

The Delta Gold Business Card earns 2 SkyMiles per $1 spent on U.S. advertising. This applies to purchases of online, television, and radio advertising from media providers located in the U.S. in order to promote a business.

Direct mail services including list or lead generation will not count.

2X Restaurant

The Delta Gold Business Card earns 2 SkyMiles per $1 spent on restaurant purchases worldwide.

1X Everything Else

All other purchases on the Delta Gold Business Card will earn 1 SkyMile per $1 spent.

Card Benefits

The Delta Gold Business Card features the following card benefits:

First Checked Bag Free

As a Delta Gold Business Card member, you and up to 8 others traveling on the same reservation will receive the first checked bag free of charge.

This is one of the primary reasons that most people pick up the card. A checked bag on Delta will cost you about $30 per one way trip or about $60 round trip.

If you don't have Delta Medallion Status or you typically pay for checked bags, this benefit alone will easily be worth the annual fee of the card.

$100 Flight Credit

Every year that you spend $10,000 or more on the Delta Gold Business Card, you'll receive a $100 flight credit. This credit is issued in the form of a eCredit that can be applied to Delta flight purchases made through delta.com or via Delta Reservations.

Priority Boarding

As a Delta Gold Business Card member, you and everyone traveling on the same reservation will be able to board earlier with Main Cabin 1.

20% Off In-Flight Purchases

When you use the Delta Gold Business Card to pay for in-flight purchases on Delta-operated flights, you'll receive 20% off in the form of a statement credit.

Qualifying purchases include pre-purchased meals and and in-flight purchases of food, alcoholic beverages, and audio headsets.

Pay With Miles

As a Delta Gold Business Card member, you'll be able to use Delta's Pay With Miles option at checkout to lower the cost of your airfare.

You'll be able to redeem SkyMiles in 5,000-mile increments which will give you $50 off. This redemption option gives SkyMiles a value of 1 cent each.

Expense Management Tools

The Delta Gold Business Card features the following expense management tools:

  • Employee cards with a no annual fee option
  • Connect to Quickbooks
  • Online statements to view purchase history, prepare reports, and budget expenses
  • The ability to designate an account manager to access and manage your Business Card account
  • Account alerts to help avoid late payments, spot irregular spending, and monitor Employee Card use
  • The American Express Business App to help you and your employees manage Business Card receipts
  • A Year-End Summary for you to view the charges you made during year with the ability to organize it in pie or bar charts, organized by categories like travel and restaurants
  • Vendor Pay by Bill.com to help you get the most out of paying your business bills and to improve your cash flow

American Express Benefits

The Delta Gold Business Card comes with many of the standard American Express business card benefits which includes:

  • American Express Experiences
  • American Express Presale(s)
  • American Express Seating
  • AMEX Offers (Enrollment Required)

Travel & Purchase Coverage

The Delta Gold Business Card offers both travel and purchase coverage which includes:

SkyMiles Calculator

Calculate how many SkyMiles you can earn with the Delta Gold Business Card based on spend and the cash value of those miles. Results can be compared side by side any U.S. credit card featured on the site.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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