Delta SkyMiles Platinum Business Card

Card Review & SkyMiles Calculator
3x Delta Purchases
3x Hotel
1.5x $5k Purchases
Global Entry / TSA PreCheck Credit
Main Cabin Complimentary Companion Certificate
1st Checked Bag Free
Priority Boarding
Status Boost w/ Spend
Reduced Delta SkyClub Access

Review the benefits of the revamped Delta SkyMiles Platinum Business AMEX (2020), calculate how many SkyMiles you can earn based on spend, and compare to top cards.


The Delta SkyMiles Platinum Business AMEX Card is great for those who fly Delta a few times per year that also wants a handful of useful travel benefits when traveling Delta. This includes free checked bags, an annual companion pass for a person to tag along in Main Cabin for just the cost of taxes/fees, and a nice return on hotel spending along with bonus points for large purchases. While it doesn't have the useful business categories offered on the Delta SkyMiles Gold Business AMEX, it's still a great business card for those who fly Delta often.

Bonus Categories

The Delta SkyMiles Platinum Business AMEX Card features two bonus categories which are Delta airlines and hotel purchases. There is no limit to the amount of bonus SkyMiles you can earn spending in these two categories and no limit to the amount of SkyMiles you can earn with the card overall.

Large purchases of $5,000 or more will also grant you an additional 0.5 points per $1 spent for a total multiplier of 1.5x. You can earn up to an additional 50,000 extra miles associated with this benefit per calendar year. Do note that this is not factored into the SkyMiles Calculator featured on this page.

  • 3x Delta Airlines
    • Includes:
      • Purchases via delta.com, phone reservations and the ticket counter
      • Upgrades
      • Miles
      • Seat Selection
      • Delta Sky Club® membership or passes
      • Pre-purchased meals
      • In-flight purchases of food, alcoholic beverages and audio headsets on Delta-operated flights
    • In-flight purchases of wireless internet access is not counted as a Delta purchase.
  • 3x Hotel
    • Must be booked directly with the hotel; 3rd party bookings will not apply (e.g. Expedia, Agoda, Hotels.com)
  • 1x Non-Category
    • Large, single, non-category purchases of $5,000+ will earn an additional 0.5 SkyMiles per $1 for a total of 1.5x SkyMiles.
    • If a merchant breaks up your purchase/charges into smaller amounts that add up to $5,000+, it will not count.
    • This benefit does not stack with bonus categories (e.g. Delta purchases, hotel purchases).

Perks & Benefits

The Delta SkyMiles Platinum Business AMEX is loaded with benefits for those who frequently fly Delta. It is the Delta Business Card that I recommend to those who want a card that sits perfectly in the middle.

  • Annual Main Cabin Companion Pass
    • Annual benefit starting on your first card anniversary, and every card anniversary from then on.
    • Companion can travel along with you on a Main Cabin booking for just the cost of taxes and fees.
    • Applies to travel between the 48 contiguous states; if you live in a non-contiguous state, it's good for travel to the continguous states.
  • Status Boost
    • Earn 10,000 Medallion Qualification Miles (MQMs) for every $25,000 in spend ran across the card.
    • Can earn the status boost twice per calendar year for a total of 20,000 MQMs after $50,000 in spend.
    • Status Boost can be stacked with Status Boosts earned from other Delta AMEX credit cards.
  • Global Entry or TSA PreCheck Credit
    • Global Entry is for speeding through customs when re-entering the states; also grants TSA PreCheck if approved.
    • TSA PreCheck is for expedited screening through TSA checkpoints.
  • Medallion Qualification Dollar (MQD) Waiver
    • Spending $25,000 will waive the MQD requirement for Silver, Gold, and Platinum Medallion Status.
    • Spending $250,000 will waive the MQD requirement for Diamond Medallion Status.
    • Credit card spend between all of your Delta AMEX cards will count as long as you have at least a personal or business version of the Delta Platinum or Delta Reserve AMEX cards.
  • Reduced Delta Skyclub Access
    • Delta Sky Club exclusive per-visit rate of $39 which saves you about $20 per visit.
    • Up to two guests or immediate family can also tag along for the exclusive per-visit rate of $39 per person.
    • The Delta Reserve AMEX Card and AMEX Platinum Card both grant complimentary SkyClub access, so be sure to run the numbers.
  • First Checked Bag Free
    • Applies to you and up to 8 other people traveling in the same reservation.
    • You do not have to use the card to get the free checked bag; card just has to be attached to your SkyMiles account.
    • Saves you minimally $25-$30 per one-way trip or $50-$60 roundtrip.
  • 20% Off In-Flight Purchases
    • Applies to Delta-operated flights.
    • Discount is issued in the form of a statement credit.
    • Qualifying purchases include pre-purchased meals and in-flight purchases of food, alcoholic beverages, and audio headsets.
  • Pay With Miles
    • Use Delta SkyMiles to lower the price of your airfare.
    • Redeem in 5,000-SkyMile increments which equals $50 off.
    • Gives your SkyMiles a value of 1 cent each.
  • AMEX Benefits
    • American Express Experiences
    • American Express Presale(s)
    • American Express Seating
    • AMEX Offers
  • AMEX Business Card Benefits
    • Account Manager
    • Vendor Pay by Bill.com
    • American Express Business App
  • Protections and Insurance

Sign Up Bonus (SUB)

The standard sign up bonus for the Delta SkyMiles Platinum Business AMEX is 50,000 SkyMiles after making $3,000 in purchases within the first 3 months of having the card. At times, this card also offers an alternative sign up bonus of 5,000 Medallion Qualification Miles (MQMs) and 35,000 SkyMiles after you make $1,000 in purchases within the first 3 months of having the card. The better option of the two is the 50,000 SkyMiles unless you really cherish MQMs.

Promotional sign up bonuses for the Delta SkyMiles Platinum Business AMEX can be as high as 70,000 SkyMiles. This is what you'll want to aim for if you're looking for a solid sign up bonus that can take you far.

Fees

Annual Fee

The annual fee for the Delta SkyMiles Platinum Business AMEX Card is $250. In my opinion, the companion pass alone makes up for the fee of the card if you plan on taking a trip with another person. Outside of the companion pass, Status Boost and the MQD Waiver can also be great benefits if you have the ability to run heavy spend through the card. If none of those benefits tickle your fancy, you'll want to consider looking at Delta SkyMiles Gold Business AMEX Card.

Authorized User Fee

The Delta SkyMiles Platinum Business AMEX does not have a fee associated with adding additional employee cards. If you have employees (or family/friends) that spend money on Delta and hotel purchases or you need help trying to hit the MQD Waiver and Status Boost, adding additional users will help you hit your goal.

Foreign Transaction Fee

The Delta SkyMiles Platinum Business AMEX has a 0$ foreign transaction fee. This means you can use the card for intentional travel and spending without being penalized. While it's great that it has a 0% FTF, this card will not earn you much in terms of non-category spend. You'll want to consider Membership Rewards credit cards for international travel and transfer those earned points to your Delta SkyMiles account.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Loading...
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Loading...
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Categories
Order
Options
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
$0
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
$0
Total Return
The percent you are earning based on spend, earnings, and fees.

Recommended Reads