The Delta SkyMiles® Reserve Business American Express Card is premium credit card that earns 3 SkyMiles per $1 spent on Delta Airlines purchases and 1 SkyMile per $1 spent on all other purchases.
The most known benefit of the Reserve family of Delta credit cards is the First Class companion pass which allows a companion to travel along with you on a First Class flight for just the cost of taxes and fees. This benefit alone typically offers hundreds in value and can be worth more than the annual fee itself.
Along with that benefit, you'll also receive complimentary Delta SkyClub access, Centurion Lounge access, upgrade priority over non-cardholders with the same Delta Medallion status as you, and all the benefits of the Delta SkyMiles® Platinum Business American Express Card (with some being enhanced).
Overall, the Delta SkyMiles Reserve Business AMEX Card is a great option if you don't already have a card that offers lounge access or if you're looking to spend your way towards a higher Medallion Status level. You can also consider picking it up for the First Class companion pass alone if you want save money flying first class domestically with a companion once per year.
Card Details At-A-Glance
The Delta Reserve Business Card features the following bonus categories and earning rates:
3X Delta Airlines
The Delta Reserve Business Card earns 3 SkyMiles per $1 spent on purchases made with Delta Airlines. This includes:
- Purchases via delta.com, phone reservations and the ticket counter
- Seat Selection
- Delta Sky Club® membership or passes
- Pre-purchased meals
- In-flight purchases of food, alcoholic beverages and audio headsets on Delta-operated flights
In-flight purchases of wireless internet access is not counted as a Delta purchase.
Up To 1.5X Everything Else
The Delta Reserve Business Card earns 1 SkyMile per $1 spent on the first $150,000 in purchases made across the card during the calendar year.
After spending $150,000 on the Delta Reserve Business Card during the calendar year, you'll earn an additional 0.5 SkyMiles per $1 spent meaning you'll earn a total of 1.5 SkyMiles per $1 spent on all non-Delta purchases.
There is no cap on the amount of bonus miles you can earn.
The Delta Reserve Business Card features the following card benefits:
- First Class Companion Pass
- Delta SkyClub Membership
- 2 Delta SkyClub One-Time Guest Passes
- Centurion Lounge Access
- Complimentary Upgrades & Upgrade Priority
- Status Boost
- Global Entry/TSA PreCheck Credit
- Medallion Qualification Dollar Waiver
- First Checked Bag Free
- Priority Boarding
- 20% Off In-Flight Purchases
- Pay With Miles
- Expense Management Tools
- American Express Benefits
- Travel & Purchase Coverage
First Class Companion Pass
Starting on your first Delta Reserve Business Card anniversary, and every card anniversary from then on, you'll receive a First Class Companion Pass. This pass allows a companion to travel along with you on a First Class booking for just the cost of taxes and fees.
The pass can be used to travel between the 48 contiguous states. If you live in a non-contiguous state, it's good for travel to the contiguous states.
The Companion Pass can also be used to travel in lower classes such as economy, but that would heavily devalue this benefit as the price difference between both classes are quite large for most flights.
If you fly First Class domestically with a companion at least once a year, this benefit alone could be worth picking up the card due to how much you would save on the companion's ticket.
Delta SkyClub Membership
As a Delta Reserve Business Card member, you will receive complimentary Delta SkyClub access. All additional Reserve Card members on the card will also receive complimentary access.
In order to have access, Cardmembers must be traveling on a same-day Delta-marketed or -operated flight.
If you or an additional card member are traveling on a Delta partner flight, you'll be charged a reduced fee of $39 per person, per location on the Reserve Card.
2 Delta SkyClub One-Time Guest Passes
Every year, you'll receive two one-time guest passes for complimentary access to the Delta SkyClub annually. These passes are good for one year and guests using the pass must be traveling on a same-day Delta-marketed or -operated flight.
Centurion Lounge Access
As a Delta Reserve Business Card member, you will receive complimentary access to Centurion Lounges when flying on a same-day Delta-marketed or -operated flight. Your flight must also be booked with a U.S. issued American Express.
You can bring up to two guests for $50 per guest, per location. Additional Reserve Card members will have complimentary access under the same qualifications as the Primary cardholder.
Complimentary Upgrades & Upgrade Priority
As a Delta Reserve Business Card member, you'll receive complimentary upgrades and upgrade priority.
This means you'll have a better chance to receive complimentary upgrades over non-cardholders with the same Medallion level as you.
If you're a non-Medallion member, you'll be eligible for complimentary upgrades as well. This can be beneficial if you're flying from a small airport, from a non-Delta hub, or during off-hours.
You'll earn 15,000 Medallion Qualification Miles (MQMs) for every $30,000 in spend ran across the Delta Reserve Business Card during the calendar year. You can earn earn this status boost four times per year for a total of 60,000 MQMs after $120,000 in spend.
Status Boosts can be stacked across other Delta AMEX credit cards featuring the benefit. It is offered on both the personal and business versions of Delta Platinum and Delta Reserve credit cards.
Global Entry/TSA PreCheck Credit
When you use the Delta Reserve Business Card to pay for a Global Entry ($100) or TSA PreCheck ($80) application, you receive up to a $100 credit towards the application fee.
Medallion Qualification Dollar Waiver
When you spend $25,000 or more on the Delta Reserve Business Card during the year, the Medallion Qualification Dollar requirement for Silver, Gold, and Platinum Medallion Status will be waived for that calendar year.
When you spend $250,000 or more on the Delta Reserve Business Card during the calendar year, the Medallion Qualification Dollar requirement for Diamond Status will be waived for that calendar year.
Credit card spend between all of your Delta AMEX cards will count as long as you have at least a personal or business version of the Delta Platinum AMEX or Delta Reserve AMEX cards.
With the Medallion Qualification Dollar requirement waived, you'll only need to worry about meeting the Medallion Qualification Miles (MQMs) or Medallion Qualification Segments (MQSs) for the calendar year in which the waiver was earned.
First Checked Bag Free
As a Delta Reserve Business Card member, you and up to 8 others traveling on the same reservation will receive the first checked bag free of charge.
This is one of the primary reasons that most people pick up the card. A checked bag on Delta will cost you about $30 per one way trip or about $60 round trip.
If you don't have Delta Medallion Status or you typically pay for checked bags, this benefit alone will easily be worth the annual fee of the card.
As a Delta Reserve Business Card member, you and everyone traveling on the same reservation will be able to board earlier with Main Cabin 1.
20% Off In-Flight Purchases
When you use the Delta Reserve Business Card to pay for in-flight purchases on Delta-operated flights, you'll receive 20% off in the form of a statement credit.
Qualifying purchases include pre-purchased meals and and in-flight purchases of food, alcoholic beverages, and audio headsets.
Pay With Miles
As a Delta Reserve Business Card member, you'll be able to use Delta's Pay With Miles option at checkout to lower the cost of your airfare.
You'll be able to redeem SkyMiles in 5,000-mile increments which will give you $50 off. This redemption option gives SkyMiles a value of 1 cent each.
Expense Management Tools
The Delta Reserve Business Card features the following expense management tools:
- Employee cards with a no annual fee option
- Connect to Quickbooks
- Online statements to view purchase history, prepare reports, and budget expenses
- The ability to designate an account manager to access and manage your Business Card account
- Account alerts to help avoid late payments, spot irregular spending, and monitor Employee Card use
- The American Express Business App to help you and your employees manage Business Card receipts
- A Year-End Summary for you to view the charges you made during year with the ability to organize it in pie or bar charts, organized by categories like travel and restaurants
- Vendor Pay by Bill.com to help you get the most out of paying your business bills and to improve your cash flow
American Express Benefits
The Delta Reserve Business Card comes with many of the standard American Express benefits which includes:
- American Express Experiences
- American Express Presale(s)
- American Express Seating
- AMEX Offers (Enrollment Required)
Travel & Purchase Coverage
The Delta Reserve Business Card offers both travel and purchase insurance which includes:
- Baggage Insurance Plan
- Car Rental Loss & Damage Insurance
- Extended Warranty
- Purchase Protection
- Return Protection
- Trip Delay Insurance
- Trip Cancellation Insurance
- Trip Interruption Insurance
Calculate how many SkyMiles you can earn with the Delta Reserve Business Card based on spend and the cash value of those miles. Results can be compared side by side any U.S. credit card featured on the site.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.