Bank Rewards Credit Cards | Calculate Points By Spend

By Robert Flowers III

Bank Rewards credit cards are the typically the most popular type of rewards cards next to cash back credit cards. Unlike co-branded airline or hotel credit cards which earns rewards specific with the airline or hotel, bank rewards programs give you a lot more flexibility on what you can redeem your awards for. This include statement credits, travel, financial investements, gift cards, merchandise, and much more. Several major bank rewards programs also allow you to transfer your earned points to airline, hotel, rail, and other programs which provides you with alternative ways to earn rewards in other programs.

American Express Membership Rewards Credit Cards

American Express Platinum Card Calculator

Earns 5 Membership Rewards Points per $1 spent on airfare and both airfare and hotel purchases made through the AMEX Travel Portal. Luxury travel card loaded with long list of benefits which includes $500 in annual credits, hotel elite status, extensive lounge access, car rental status, and much more.

American Express Gold Card Calculator

Earns 4 Membership Rewards Points per $1 spent on restaurants worldwide and at U.S. supermarkets, 3 points per $1 spent on airfare, and 1 point per $1 on everything else. Benefits include an annual $120 dining credit ($10 per month), access to The Hotel Collection, $100 airline incidental credit, and standard AMEX benefits.

American Express Green Calculator

Earns 3 Membership Rewards Points per $1 spent on travel, transit, and restaurant purchases. 1 point per $1 spent on everything else. Features an annual $100 CLEAR credit and an annual $100 LoungeBuddy credit.

American Express Everyday Preferred Card Calculator

Card features a 50% point boost benefit for making 30 transactions during a statement period. Card earns up to 4.5 Membership Rewards Points per $1 spent at U.S. supermarkets, up to 3 points per $1 spent at U.S. gas stations, and up to 1.5 points per $1 spent on everything else. Point boost is almost required to make the card fully worth the fee.

American Express Everyday Card Calculator

Card features a 20% point boost benefit for making 20 transactions during a statement period. Card earns up to 2.4 Membership Rewards Points per $1 spent at U.S. supermarkets and 1.2 points per $1 on everything else. No annual fee.

American Express Blue Card Calculator

Earns 1 Membership Rewards Point per $1 spent on all purchases. Features standard AMEX benefits. No annual fee.

American Express Business Platinum Card Calculator

Earns 5 Membership Rewards Points per $1 spent on airfare and hotel spending through the AMEX Travel Portal. Everything else earns 1 point per $1 spent. Benefits include bonus points on $5k+ purchases, $200 in annual airline incidental credits, $200 Dell credit, extensive lounge access, hotel elite status, a 35% point rebate on airfare redemptions, and much more.

American Express Business Gold Card Calculator

Earns 4 Membership Rewards Points per $1 spent on the two categories on spend the mosts on between airfare, U.S. advertisement, U.S. computer hard/software and cloud, U.S. gas station, U.S. restaurants, and U.S. shipping. 1 point per $1 spent on everything else. Benefits include a 25% point rebate on airfare redemptions, access to The Hotel Collection, and standard business AMEX benefits.

American Express Business Green Card Calculator

Earns 1 Membership Rewards Point per $1 spent on all purchases. Features standard business AMEX benefits.

American Express Blue Business Plus Card Calculator

Earns 2 Membership Rewards Points per $1 spent on the first $50,000 in purchases made during the calendar year, then 1 point per $1 for the remainder of the year. Features standard business AMEX benefits. Best AMEX card for miscellenous purchases and needed to maximize rewards in program.

Bank of America Travel Rewards Credit Cards

Bank of America Travel Rewards Card Calculator

Earns 1.5 Travel Rewards Points per $1 spent on all purchases. Benefits include a 10% point bonus if you have a checking, savings, or individual retirement account with Bank of America. Card is also eligible for the Preferred Rewards Client Bonus for up to 75% bonus points.

Bank of America Travel Premium Card Calculator

Earns 2 Travel Rewards Points per $1 spent on travel and dining purchases and 1.5 points per $1 on everything else. Benefits include an annual $100 airline incidental credit, a Global Entry or TSA PreCheck credit, and a 10% bonus if you have a checking, savings, or individual retirement account with Bank of America. Card is also eligible for the Preferred Rewards Client Bonus for up to 75% bonus points.

Bank of America Business Advantage Travel Rewards Card Calculator

Earns 1.5 Travel Rewards Points per $1 spent on all purchases. Benefits include a bonus 1.5 points per $1 spent (for a total of 3) on Bank of America Travel Center purchases. Card is also eligible for the Business Advantage Relationship Bonus for up to 75% bonus points.

Barclays Arrival Miles Credit Cards

Barclays Arrival Plus Card Calculator

Closed To New Applicants.

Barclays Arrival Premier Card Calculator

Closed To New Applicants.

Capital One Miles Credit Cards

Venture Card Calculator

Earns 2 Venture Miles per $1 spent on all purchases. Main benefit is an up to $100 Global Entry or TSA PreCheck credit. Comes with standard Visa Signature and Capital One benefits.

VentureOne Card Calculator

Earns 1.25 Venture Miles per $1 spent on all purchases. No annual fee. Comes with standard Visa Signature and Capital One benefits.

Spark Miles Card Calculator

Earns 2 Spark Miles per $1 spent on all purchases. Main benefit is an up to $100 Global Entry or TSA PreCheck credit. Comes with standard Visa Signature and Capital One Business benefits.

Spark Miles Select Card Calculator

Earns 1.5 Spark Miles per $1 spent on all purchases. No annual fee. Comes with standard Visa Signature and Capital One Business benefits.

Chase Ultimate Rewards Credit Cards

Chase Sapphire Reserve Card Calculator

Earns 10 Ultimate Rewards Points per $1 spent with Lyft, 3 points per $1 spent on travel and dining, and 1 point per $1 spent on everything else. Premium travel card loaded with benefits including $300 annual travel credit, 50% redemption value boost on travel through Chase's portal, Priority Pass membership, top notch travel and purchase insurance, and much more.

Chase Sapphire Preferred Card Calculator

Earns 5 Ultimate Rewards Points per $1 spent with Lyft, 2 points per $1 spent on travel and dining, and 1 point per $1 spent on everything else. Benefits include a 25% redemption value boost to travel through Chase's portal and top notch travel and purchase insurance.

Chase Ink Business Preferred Card Calculator

Earns 5 Ultimate Rewards Points per $1 spent with Lyft and 3 points per $1 spent on travel, shipping, internet, cable services, phone services, and advertising. All other purchases earn 1 point per $1 spent. Benefits include a 25% redemption value boost to travel through Chase's portal and top notch travel and purchase insurance.

Citi ThankYou Rewards Credit Cards

Citi Prestige Card Calculator

Earns 5 ThankYou Points per $1 spent on airfare and dining, 3 points per $1 on hotel and cruise line, and 1 point per $1 spent on everything else. Benefits includes a 4th night free at hotels booked through Citi twice per year, Priority Pass Select membership, an annual $250 travel credit, Global Entry/TSA PreCheck credit, and the ability to transfer points to all of Citi's airline partners.

Citi Premier Card Calculator

Earns 3 ThankYou Points per $1 spent on airfare, hotel, gas station, supermarket, and restaurant purchases. 1 point per $1 spent on everything else. Benefits include $100 annual credit when booking a $500+ hotel stays via ThankYou.com portal and the ability to transfer points to all of Citi's airline partners.

Citi Rewards+ Card Calculator

Earns 2 ThankYou Points per $1 spent on supermarket and gas station purchases. 1 point per $1 spent on everything else. Benefits include Point Round Up where points are rounded up to the nearest 10 and a 10% point rebate when redeeming ThankYou Points. No annual fee.

Citi AT&T Access Card Calculator

Earns 2 ThankYou Points per $1 spent on AT&T products and services, retail websites, and travel websites. 1 point per $1 spent on everything else. No annual fee.

Comerica Rewards Credit Cards

Comerica Premier Rewards AMEX Card Calculator

Earns 4 Comerica Rewards Points per $1 spent at restaurants, 3 points per $1 spent on airline purchases, 2 points per $1 spent at gas stations, and 1 point per $1 spent on everything else. Main benefit is up to $100 towards a Global Entry or TSA PreCheck application.

Comerica Visa Real Rewards Card Calculator

Earns 1.5 Comerica Rewards Points per $1 spent on all purchases. No annual fee. Pairs well with the Premier Rewards AMEX Card.

Comerica Detroit Tigers Visa Real Rewards Card Calculator

Earns 1.5 Comerica Rewards Points per $1 spent on all purchases. Benefits includes exlusive Comerica Bank VIP enterance at Comerica Park and Detroit Tigers Kids Club Membership Discount. No annual fee. Pairs well with the Premier Rewards AMEX Card.

Discover Miles Credit Cards

Discover IT Miles Card Calculator

Earns 1.5 Discover Miles per $1 spent on all purchases. Discover Matches 1st year earnings which is given to you at the end of first membership year for a great 3% return overall. No annual fee.

HSBC Rewards Credit Cards

HSBC Advance Mastercard Calculator

Earns 2 HSBC Points per $1 spent on dining and entertainment and 1 point per $1 spent on everything else. Earn +1 point on all purchases for the first 12 months, up to $25k total. Benefits includes a long list of Mastercard benefits such as cell phone protection, MasterRental coverage, Shoprunner Membership, and more.

HSBC Premier World Mastercard Calculator

Earns 2 HSBC Points per $1 spent on travel and 1 point per $1 spent on all other purchases. Includes a long list of Mastercard benefits along with Boingo Wi-Fi access, an $85 TSA PreCheck credit, an annual $50 Uber/Lyft credit, and more.

HSBC Premier World Elite Mastercard Calculator

Earns 3 HSBC Points per $1 spent on travel, 2 points per $1 spent on dining, and 1 point per $1 spent everywhere else. Benefits include Mastercard perks, a $100 annual air credit, a $100 annual Uber/Lyft credit, Global Entry or TSA PreCheck credit, and much more.

Luxury Card Rewards Credit Cards

Luxury Card Mastercard Gold Card Calculator

Earns 1 Luxury Card Rewards Point per $1 spent on all purchases. Benefits includes cash back redemptions of 2 cents per point, an annual $200 airline credit, Global Entry credit, Priority Pass membership, Luxury Card gifts, and much more. Card is 24K-Gold-Plated. Very high annual fee.

Luxury Card Mastercard Black Card Calculator

Earns 1 Luxury Card Rewards Point per $1 spent on all purchases. Benefits include cash back redemptions of 1.5 cents per pint, an annual $100 airline credit, Global Entry credit, Priority Pass membership, Luxury Card gifts, and more.

Luxury Card Mastercard Titanium Card Calculator

Earns 1 Luxury Card Rewards Point per $1 spent on all purchases. Lowest cash back redemption of 1 cent per point. Benefits include standard Luxury Card and Mastercard benefits featured on all cards.

PayPal Rewards Credit Cards

PayPal Extras Mastercard Calculator

Earns 3 PayPal Points per $1 spent at restaurants and gas stations, 2 points per $1 spent with PayPal and Ebay, and 1 point per $1 on everything else.

PenFed Rewards Credit Cards

PenFed Pathfinder Rewards Visa Card Calculator

Earns 3 PenFed Points per $1 spent on travel and 1.5 Points per $1 spent on everything else. PenFed Honors Advantage Members earn 4 PenFed Points per $1 spent on travel. Benefits include an annual $100 domestic air ancillary travel statement credit, up to $100 Global Entry or TSA PreCheck credit, and Priority Pass Membership.

PenFed Platinum Rewards Visa Card Calculator

Earns 5 PenFed Points per $1 spent on gas, 3 points per $1 spent on groceries, and 1 point per $1 on everything else.

PNC Rewards Credit Cards

PNC Premier Traveler Card Calculator

Earns 2 PNC Miles per $1 spent on all purchases. Benefits include your standard Visa Signature Perks.

PNC Points Visa Card Calculator

Earns 4 PNC Points per $1 spent on all purchases. PNC banking bonus can earn you between 25% and 75% bonus bsaed on the type of accounts you have with PNC. No annual fee.

TD Miles Credit Cards

TD First Class Visa Signature Card Calculator

Earns 3 TD Miles per $1 spent on travel and dining. 1 TD Mile per $1 spent on everything else.

USAA Rewards Credit Cards

USAA Rewards AMEX Card Calculator

Earns 3 USAA Rewards Points per $1 spent on dining, 2 points per $1 spent on gas and grocery, and 1 point per $1 spent everywhere else. Benefits include Military APR rates and special rates when entering active military duty.

USAA Rewards Visa Signature Card Calculator

Earns 2 USAA Rewards Points per $1 spent on gas and dining and 1 point per $1 spent everywhere else. Benefits include Military APR rates and special rates when entering active military duty.

USAA Military Affiliate AMEX Card Calculator

Calculator Only. Earns 2 USAA Rewards Points per $1 spent on gas and grocery and 1 point per $1 spent everywhere else.

USAA Military Affiliate Visa Signature Card Calculator

Calculator Only. Earns 1 USAA Rewards Point per $1 spent on all purchases.

U.S. Bank Altitude Rewards Credit Cards

Altitude Reserve Card Calculator

Earns 5 Altitude Rewards Points per $1 spent on hotel and car purchases in the Altitude Rewards Center, 3 points per $1 spent on travel and mobile wallet spending, and 1 point per $1 spent on everything else. Premium travel card loaded with benefits including annual $325 travel credit, GoGo Wi-Fi passes, increased point value of 1.5 cents for travel, Priority Pass membership, and much more.

Altitude Go Visa Card Calculator

Earns 4 Altitude Rewards Points per $1 spent on dining, 2 points per $1 spent on grocery, gas station, and streaming services, and 1 point per $1 spent on everything else. Card includes an annual $15 streaming credit. No annual fee.

Altitude Connect Card Calculator

Upcoming Credit Card. Earns 5 Altitude Rewards Points per $1 spent on hotel and car purchases in the Altitude Rewards Center, 4 points per $1 spent on travel and gas station, 2 points per $1 spent on dining, grocery, and streaming services, and 1 point per $1 spent on everything else. Benefits include a $30 streaming credit, cell phone protection, and a Global Entry or TSA PreCheck credit.

U.S. Bank FlexPerks Credit Cards

FlexPerks Gold Card Calculator

Earns 3 FlexPoints per $1 spent at restaurants, 2 points per $1 spent on airline and gas station purchases, and 1 point per $1 spent eveywhere else. Benefits include a Global Entry or TSA PreCheck credit, complimentary boingo Wi-Fi, and an annual $25 airline allowance when you redeem points for an award ticket (flight).

FlexPerks Select Plus Card Calculator

Closed To New Applicants.

FlexPerks Travel Rewards Card Calculator

Closed To New Applicants.

Wells Fargo Go Far Rewards Credit Cards

Wells Fargo Propel AMEX Card Calculator

Earns 3 Wells Fargo Points per $1 spent on travel, gas station, transit, dining, and streaming service purchases. 1 point per $1 on all other purchases. Benefits include cell phone protection and solid travel and purchase insurance. Pair with the Wells Fargo Visa Signature to maximize value. No annual fee.

Wells Fargo Visa Signature Card Calculator

Earns 5 Wells Fargo Points per $1 spent on gas, grocery, and drugstore purchases for the first 6 months of card membership, up to $12,500 in spend. After that, card earns 1 point per $1 spent for the remainder of card membership. Primary benefit is a 50% boost to point value when redeeming points for travel. No annual fee.