Rewards Points Calculators: Bank & Travel Rewards Programs

Details on top bank rewards programs including earning, redeeming, and transferring rewards points. Calculate total points based on spend and compare.

If you're looking to earn rewards that you can put towards travel, you'll want to consider picking up a bank rewards or travel rewards credit card. These cards offer rewards that typically have the best value when redeemed towards travel purchases or when transferred to travel partners. Several of these programs contain some of the best credit cards on the market. Find the best bank and travel rewards cards based on your spend and the perks you're looking for.


Best Travel Rewards Cards
Earn 4X points on restaurants worldwide and at U.S. supermarkets. $120 in annual Uber Cash and $120 in annual Dining credits. Points can be transferred to airline and hotel partners.
Earn an unlimited 2X miles on all purchases ran through the card. Redeem miles for travel with no blackout dates or restrictions. Points can be transferred to airline and hotel partners.
Earn 3X points on travel and dining purchases. Annual $300 travel credit, 50% boost to point value on Chase Travel redemptions, Priority Pass Select Membership, fantastic travel insurance, and more. Points can be transferred to airline and hotel partners.
Earn 3X points on airfare, hotel, gas station, supermarket, and restaurant purchases. Annual $100 credit and the ability to transfer points to airline and hotel partners.
Earn 4X points on the 2 select categories where your business spends the most each month on up to $150,000 in combined purchases from these 2 categories each year. Points can be transferred to airline and hotel partners.
Earn 3X points on travel, shipping, internet, cable, phone, and advertising purchases. 25% point boost when redeemed for Chase Travel. Points can be transferred to airline and hotel partners.

Listed below are the top bank rewards programs in the United States. These programs either offer rewards that have exceptional value when redeemed towards travel, rewards that can be transferred to other programs for great value, or offer top-rated credit cards that earn an excellent return on your spend. They are the typically the programs you will hear about the most.

AMEX Points have an average value of 1 cent each but can be worth more when transferred to AMEX's airline and hotel partners. Points can be redeemed for travel, gift cards, statement credits, merchandise, and much more.
Chase Points are worth 1.25 to 1.5 cents when redeemed towards Chase Travel depending on which card(s) you own. You can also transfer points to airline and hotel programs for greater value or redeem them for cash back at 1 cent each.
Capital One Miles have a value of 1 cent each when redeemed directly with Capital One for any kind of travel purchase. Miles can also be transferred to several airline and hotel partners for a chance at more value.
Citi Points have the best value when redeemed towards travel which will give you 1 cent in value. You can also transfer them to airline partners which mostly consists of international airlines.

All Bank Rewards Programs

Useful Resources & Links
Remove the guess work and find out which cards have a chance to offer you the best return based on your monthly or yearly spend across up to 20 different categories.
Unsure of what type of rewards card you're looking for? Use CardMatch™ to get matched with offers, which may include special and/or qualified offers, on cards you're more likely to qualify for. You never know what great offers you might receive!
Get the top picks for best travel rewards credit cards from our partners. Details include bonus categories, rates & fees, reviews, and current welcome offers.

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