Spark Miles Visa Signature Business Card

Card Review & Spark Miles Calculator
2X All Purchases
$100 Global Entry/TSA PreCheck

Review the details of the Spark Visa Signature Business Card, calculate how many Spark Miles you can earn based on spend, and compare to top business cards.

The Capital One Spark Miles Visa Signature Business Card is a solid choice for anyone looking to build some straightforward and easy to redeem reward points. The annual fee that kicks in the second year of holding the card brings it's value which the same case for it's personal counterpart the Capital One Venture Card. Of course, if you're using it for business expenses it will be easy to break even with the annual fee with only $4,750 in yearly spend.

Bonus Categories

The Capital One Spark Miles Visa Signature Business Card earns Spark Miles at a flat rate and does not feature any bonus categories. You will earn an unlimited 2 Spark Miles per $1 spent on all purchases. With Capital One Miles being worth 1 cents each for most redemptions, you're looking at a 2% return.

Perks & Benefits

The Capital One Spark Miles Visa Signature Business Card offers a Global Entry/TSA PreCheck credit as it's primary benefit. The card comes with Visa Signature Business perks as well.

Sign Up Bonus (SUB)

The standard sign up bonus for the Capital One Spark Miles Visa Signature Business Card is a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months from account opening. 50,000 Capital One Spark Miles is worth $500 ($0.01 each) when redeemed for travel. Redeeming for gift cards or cash will lower the point value.


Annual Fee

The Capital One Spark Miles Visa Signature Business Card annual fee is $0 the first year, then $95 thereafter. The Spark Miles card is worth it in the first year, but the second year will devalue your points slightly due to the annual fee.

Authorized User Fee

The Capital One Spark Miles Visa Signature Business Card does not charge a fee for adding additional users. Add employees, family, and friends to help build up a solid amount of Spark Miles.

Foreign Transaction Fee

There is no foreign transaction fee for using the Capital One Spark Miles Visa Signature Business Card overseas. This allows you earn the same double miles bonus when traveling worldwide.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

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Rakuten Rewards

Limited Time $40 Bonus
Earn $40 or 4,000 Membership Rewards Points when you sign up for a Rakuten Rewards account and make a $40+ purchase. Rakuten and other cash back portals allows you to easily double and triple dip on rewards. I recommend using portals when booking travel or shopping online. You can sign up through The Point Calculator referral link to help out the site.
Sign Up For Free | Rakuten Review
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