Spark Miles Calculator: Capital One Spark Miles for Business

The Capital One Spark Miles for Business earns an unlimited 2X Spark Miles on all purchases. Review card benefits, calculate miles, and compare top cards.

The Capital One Spark Miles for Business card is Spark Rewards card that earns an unlimited 2X Spark Miles per $1 spent on all purchases. Miles earned with the card can be redeemed towards travel for a value of 1 cent each. Spark Miles can also be transferred to Capital One's airline and hotel partners which gives you the chance to earn more value out of the card. The Spark Miles for Business Card also has no foreign transaction fee which makes it one of the best business credit cards for international travel and spending. Overall, it's a great business credit card option if you're looking to earn rewards that can offset your business travel expenses.

Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Rewards Rate Details

The Capital One Spark Miles for Business does not feature any bonus categories. It earns unlimited Spark Miles at the rate of 2 miles per $1 spent on the card for all purchases.

  • 2x All Purchases

Perks & Benefits

The Capital One Spark Miles for Business offers up to a $100 statement credit towards a Global Entry or TSA PreCheck application. Outside of that, the card comes with standard Capital One and Visa Signature business benefits.

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Rewards Calculator

Credit Card

This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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FEE Annual Fee
The annual fee of the selected credit card.
AU Auth Fee
The authorized user fee of the selected credit card.
$ 0
SUB Intro Bonus
If the card has an intro bonus, you can enter it here. If you're unsure of the bonus, you can click the Learn More link by the card image to be taken to the issuer's website (in a new tab).
EV Extra Cash Value
Enter any additional cash value you want to give the card such as the value of unaccounted for perks and benefits.
$
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Currency Worth

The value of the rewards associated with the selected credit card(s). You can click the currency to edit the value or change it to reflect transfer partners.
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Loyalty & Memberships

Hotel elite status, loyalty program status, and memberships. These are typically calculated based on a selection though some are calculated automatically. Most cards will not have anything in this section.
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Category Spending

Click on a category to enter how much you plan on spending. You can add or remove categories, change the order of the categories, or view additional options.
Categories
Change Order
Options
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
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Reward Bonuses

Any extra bonuses to do with a specific card will be listed here. You can edit/add the Intro Bonus (SUB) under the Credit Card section.
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Subtotal

This is the sum of all rewards earned from Category Spending and Reward Bonuses along with the cash value of it all based on Currency Worth.
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Monetary Bonuses

This is the total of all cash bonuses associated with the card(s). You can change the value of those that feature the symbol. Other bonuses are automatic. If there's extra value (EV) you want to add to the card, you can click on the card under the Credit Card section. You can also click on to get details on the listed bonuses.
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Annual Fees

This is the sum of annual fees and authorized user fees associated with the credit card(s). You can edit the annual fee as well as change the number of authorized users by clicking on the card under the Credit Card section at the top of this calculator.
Card 1
Card 2

Grand Total

The estimated cash value of the card(s). This is the sum of the Subtotal and Monetary Bonuses minus Annual Fees. The return is based on estimated cash value divided by total credit card spend.
Card 1
Value:
Return:
Card 2
Value:
Return:

CardMatch™

Unsure of what type of rewards card you're looking for? Use CardMatch™ to get matched with offers, which may include special and/or prequalifed offers, on cards you're more likely to qualify for. You never know what great offers you might receive!

FAQ

What are Capital One Spark Miles worth?

Capital One Spark Miles are worth 1 cent each when redeemed towards travel. Miles can also be worth more when transferred to Capital One's airline and hotel partners.

Which is better, Capital One Spark Miles or Spark Cash?

The Capital One Spark Miles for Business is the better option if you plan on redeeming rewards towards travel and transferring miles to Capital One's airline and hotel partners. If not, you'll want to go with the Capital One Spark Cash for Business which would be better for all other redemptions.

Should I get the Spark Miles or Spark Miles Select Card?

If you value Spark Miles at 1 cent each, the Spark Miles Select for Business is the better option if you plan on spending less than $1,700 per month. If you spend more, the Spark Miles for Business will be the better choice.

Updated 2021-04-03 By Robert Flowers III

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