Spark Miles Select For Business Card Calculator

Card Details & Spark Miles Calculator
1.5X All Purchases

Review the benefits of the Spark Miles Select Business Card, calculate how many Spark Miles you can earn based on your spend, and compare to top cards.

The Capital One Spark Miles Select For Business Card is a good choice for anyone that wants to earn a simple flat rate earning without worrying about different spend categories and annual fees. It's a standard business card that features Capital One's easy redemption options that everyone loves.

Bonus Categories

The Capital One Spark Miles Select for Business earns a flat rate on all purchases and does not feature any specific bonus categories. The card earns an unlimited 1.5x Spark Miles per $1 spent on all purchases. At an average value of 1 cent per Spark Mile, this is basically equal to a 1.5% cash back credit card.

Perks & Benefits

The Capital One Spark Miles Select for Business doesn't have any card specific benefits. It features your standard Capital One and Visa Signature benefits.

Sign Up Bonus (SUB)

This standard sign up bonus for the Capital One Spark Miles Select For Business is a one-time bonus of 20,000 miles once you spend $3,000 on purchases within the first 3 months from account opening. 20,000 Spark reward miles are worth $200 ($0.01 per point) when redeemed for travel. Redeeming for gift cards or cash will lower the point worth.


Annual Fee

The Capital One Spark Miles Select for Business does not have an annual fee. This means you will always be earning a 1.5% return with every dollar of spend you run across this card.

Authorized User Fee

There is no fee for adding additional users to the Spark Miles Select for Business Card. Adding multiple employees, family, or friends will help assist in building Spark Miles without losing value from authorized user fees.

Foreign Transaction Fee

Like all Capital One Reward Cards, the Capital One Spark Miles Select for Business Card does not charge a foreign transaction fee for out of country purchases. This allows you to earn the same 1.5% return worldwide.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.

Rakuten Rewards

Limited Time $40 Bonus
Earn $40 or 4,000 Membership Rewards Points when you sign up for a Rakuten Rewards account and make a $40+ purchase. Rakuten and other cash back portals allows you to easily double and triple dip on rewards. I recommend using portals when booking travel or shopping online. You can sign up through The Point Calculator referral link to help out the site.
Sign Up For Free | Rakuten Review
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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