Wells Fargo Visa Signature Card Calculator

Calculate how many Wells Fargo Go Far Rewards Points you can earn with the Wells Fargo Visa Signature Card. Compare side by side top cards.
Updated 2020-09-09 By Robert Flowers III

The Wells Fargo Visa Signature Card features bonus points across several categories during the first 6 months of having the card. After that, the card earns Go Far Rewards Points at a flat rate of 1x. The main draw to the card is that it bumps up the value of Go Far Rewards Points by 50% when redeemed for airfare. That makes this card almost mandatory for anyone wanting to pair the card with the Wells Fargo Propel AMEX and maximize the rewards program.

Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Bonus Categories

The Wells Fargo Visa Signature Card earns bonus points for gas, grocery, and drugstore purchases during the first 6 months, up to a combined spend total of $12,500 spend. Once six months have passed or you've hit the spend cap, you'll earn points at a flat rate of 1x for the rest of cardmembership. There's no limit to the amount of Go Far Rewards Points you can earn with the card overall.

  • 5x Limited Earnings
    • Applies to:
      • Gas
      • Grocery
      • Drugstore
    • Earnings are only for 6 months.
    • Capped at $12,500 combined spend within the 6-month period.
    • Once 6-months has passed or $12,500 spend has been reached, you'll earn 1x.
  • 1x Non-Category
    • All non-gas, -grocery, -drugstore purchases during the 6-month period will earn at 1x.
    • You'll earn 1x for the remainder of cardmembership after the first 6-months or when you hit the cap, whichever comes first.

Perks & Benefits

The Wells Fargo Visa Signature Card offers a 50% point boost on airfare redemptions along with some solid travel and purchase protections.

Sign Up Bonus

The sign up bonus for the Wells Fargo Visa Signature Card is the 5x earnings you'll receive on gas, grocery, and drugstore purchases within the first 6 months of card ownership.


Annual Fee

The Wells Fargo Visa Signature Card has no annual fee which makes this a great reason to pick up the card and pair it with the Wells Fargo Propel AMEX.

Authorized User Fee

There is no authorized user fee for the Wells Fargo Visa Signature Card.

Foreign Transaction Fee

The foreign transaction fee for the Wells Fargo Visa Signature Card is 3%.

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Category Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all rewards earned from Category Spending and Reward Bonuses, along with the cash value of it all based on Currency Worth.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of Total Earnings based on Currency Worth.

Rakuten Rewards

$25 Bonus
Earn $25 or 2,500 Membership Rewards Points when you sign up for a Rakuten Rewards account and make a $25+ purchase. Rakuten and other cash back portals allows you to easily double and triple dip on rewards. I recommend using portals when booking travel or shopping online. You can sign up through The Point Calculator referral link to help out the site.
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Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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