The Wells Fargo Visa Signature Credit Card is a Go Far Rewards credit card that features temporary bonus categories for new cardholders. It earns a whopping 5 points per $1 spent on gas, grocery, and drugstore purchases up to a combined spend total of $12,500 or for the first 6 months, whichever comes first. After the bonus categories end, the card earns at a flat rate of 1 point per $1 spent for the remainder of cardmembership. Thankfully, the 50% point value boost for airline redemptions gives you a reason to keep this card as you'll be able to redeem Wells Fargo Points for 1.5 cents each towards airfare. I highly recommend pairing this card and the Wells Fargo Propel American Express® card in order to maximize your earnings in the program.
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Rewards Rate Details
The Wells Fargo Visa Signature Credit Card features 3 categories that earn bonus points temporarily. Those categories are gas, grocery, and drugstore. For the first six months or up to a combined spend total of $12,500 (whichever comes first), you'll earn points at a rate of 5X. After that, you'll earn points at a flat rate of 1X for the remainder of cardmembership. There's no limit to the amount of points you can earn with the Wells Fargo Visa Signature Credit Card overall.
- 5x Limited Earnings
- Applies to:
- Earnings are only for 6 months.
- Capped at $12,500 combined spend within the 6-month period.
- Once 6-months has passed or $12,500 spend has been reached, you'll earn 1x.
- Applies to:
- 1x Non-Category
- All non-gas, -grocery, -drugstore purchases during the 6-month period will earn at 1x.
- You'll earn 1x for the remainder of cardmembership after the first 6-months or when you hit the cap, whichever comes first.
Perks & Benefits
The Wells Fargo Visa Signature Credit Card offers a 50% boost to point value when redeeming points for airfare and comes with some great travel coverage as well.
- 50% Point Boost
- You'll get 50% more value when redeeming your Go Far Rewards Points for travel.
- This bumps up the value of points to 1.5 cents each for airfare.
- Visa Signature Benefits
- Travel & Purchase Protections
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.