American Express Transfer Partners

AMEX Membership Rewards Points Transfer Calculator

AMEX Point Transfer Calculators for calculating the conversion of Membership Rewards Points into airline miles and hotel points with 20+ travel partners.

The American Express Membership Rewards Program has more than 20 transfer partners. The majority of the transfers are at a 1-to-1 ratio meaning you will earn 1 miles/point for 1 AMEX point, but there are a few exceptions. If you have an account with any of the partners listed below, I'd recommend linking your reward accounts with your Membership Rewards profile. Linking the reward programs now will ensure that you can transfer points on the fly when you're ready to do so.

AMEX Point Transfer Calculator

The American Express Membership Rewards Point Transfer calculator will calculate the conversion of AMEX Points to airline/hotel rewards. You can enter any amount of points in the calculator field to see the amount of points/miles you can earn when transfered. Click on any of the available rewards programs to learn more about earning, redeeming, and transferring rewards with that particular program.

Easily transfer your AMEX points to partners through their portal.

AMEX Excise Tax Offset Fee

American Express will charge you $0.0006 cents per point transferred to a U.S. airline frequent flyer program. This means that for every 10,000 points you transfer, you will be charged $6. You can also pay the fee using Membership Rewards Points at a value of 0.5 cents per point (not recommended). You will be charged the Excise Tax Offset Fee for transferring points to the following U.S.-based airlines:

  • Delta Airlines
  • JetBlue Airlines
  • Hawaiian Airlines
Choose to pay cash or points. (Hint: pay cash)

The maximum amount AMEX will charge you is $99 per transfer which is comes from transferring 165,000 Membership Rewards Points. This is not a large fee, but something you should take note of.

AMEX Skyteam Alliance Partners

Membership Rewards Points transfers to four Skyteam members which are Aeromexico, Air France-KLM, Alitalia, and Delta. Being able to transfer points to these Skyteam airlines allows you to book travel through other Skyteam Alliance partners as well as codeshare partners. This consists of airlines such as:

  • Aeroflot
  • Aerolineas Argentinas
  • China Airlines
  • Czech Airlines
  • Garuda Indonesia
  • Korean Air
  • Vietnam Airlines

I will also mention that Membership Rewards transfer to Virgin Atlantic which is not part of Skyteam, but is so closely tied to Delta that they might as well be. Booking award flights through Virgin Atlantic for Delta flights is the sweet spot for redeeming your Membership Rewards (or Chase Ultimate Rewards) if Delta is your preferred carrier, especially when it comes to international flights between the United States and Europe.

skyteam alliance
SkyTeam Alliance.

AMEX Oneworld Alliance Partners

Membership Rewards Points transfer to several airlines that are part of the Oneworld Alliance. Those airlines are British Airways, Cathay Pacific, Iberia, and Qantas. You can use these airlines to book award travel with other Oneworld partners and codeshare partners such as:

  • American Airlines
  • Finnair
  • Japan Airlines
  • LATAM Airlines
  • Qatar Airways

Do note that while Aer Lingus isn't part of Oneworld, their award currency is Avios which is the same reward currency of British Airways, Iberia, and several other airlines.

For those looking to earn American Airlines AAdvantage Miles, your best bet is going to be by earning Marriott Bonvoy Points and transferring them to your AAdvantage account. None of the major programs (AMEX, Citi, Chase, and Capital One) transfer directly to American Airlines.

oneworld alliance

AMEX Star Alliance Partners

Membership Rewards Points transfers to four Star Alliance airlines. This includes Air Canada, All Nippon Airways, Avianca, and Singapore Airlines. Through these airlines, you can book award travel with airlines such as:

  • Air China
  • Air New Zealand
  • Asiana Airlines
  • Ethiopian Airlines
  • Lufthansa
  • Thai Airlines
  • United Airlines

Those looking to earn miles directly with United Airlines will want to point their focus towards Chase Ultimate Rewards Points and Marriott Bonvoy Points. Both programs transfer rewards directly to United.

star alliance

Other Airlines

Membership Rewards transfers to several airlines that do are not part of an alliance. Theres several that you should take notice to.

Specific To Membership Rewards

Out of the four major transferable point programs, Membership Rewards is the only program that transfers to the following non-alliance airlines:

  • El Al Israel - Matimid Points
  • Hawaiian Airlines - HawaiianMiles

JetBlue Airlines

JetBlue Airlines has a transfer ratio of 5:4 with AMEX Membership Rewards and Citi ThankYou Rewards. This means for every 5 points you transfer from these programs, you will receive 4 JetBlue Points. Chase Ultimate Rewards is the only 1:1 transfer partner of JetBlue.

Choice Hotels

Membership Rewards transfer to Choice Hotels at a 1:1 ratio and is the only major program that does so. Choice Points tend to have an average value of around 0.6 cents but a little research can easily get you 1 cents and possibility a little higher. Choice offers the Choice Privileges Card for those looking to earn the most points on direct spend with their hotel brands, Choice gift cards, and buy Choice Points. It also offers complimentary Choice Gold Elite Status.

Hilton Hotels

Membership Rewards transfer to Hilton at a 1:2 ratio meaning you will earn 2 Hilton Points for every 1 Membership Rewards Point you transfer. If you're looking to earn Hilton Honors Points, Hilton credit cards are the way to go. Hilton Points are typically worth 0.6 cents each on average so there can be some value to getting 1.2 cents worth of Hilton Points for every 1 Membership Rewards Point.

Compare cards side by side based on spend. You can even calculate based on transfer ratios!
Build Rewards Points! Still a few points/miles short after transferring your points to a partner? Check out the Buying Points and Miles Guide to see the cost of topping off your account!

Marriott Hotels

Membership Rewards transfer to Marriott at a 1:1 ratio. Marriott Bonvoy Points are worth around 0.7 cents each on average but it isn't hard to get some serious value out of their points. When it comes to earning Marriott Points directly with spend at their 30+ hotel brands, you'll probably want to pick up at least one Marriott Credit Card for that category alone along with an annual free night. Outside of Marriott spend, you can typically earn more points using Membership Rewards and Ultimate Rewards credit cards and transferring your earned points to Marriott.


If you want the best value out of your AMEX Membership Rewards Points, transferring them is the way to go. This is because airline miles and hotel points have the capability to easily be worth more than 1 cent in value whereas redeeming points directly with AMEX will typically give you 1 cent or lower in value.

If you're looking to maximize your AMEX Membership Rewards Points, I recommend using the Best Credit Cards For Membership Rewards Points calculator to get a list of the best cards based on your monthly or yearly spend. I also recommend reading up on Using Rakuten Rewards which can earn you a lot of Membership Rewards Points if you typically shop online.

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