PayPal Points are earned by using the PayPal Extras Mastercard. It's a decent program with solid earnings that can be good for anyone who wants to earn rewards tied to their PayPal account. This is the only card that earns PayPal Points, but PayPal does offer a popular cash back card called the PayPal Cashback Mastercard which earns 2% cash back on all purchases and has no annual fee. PayPal does not allow you to have both cards, so I recommend finding out which one is best for you before you apply for any PayPal credit card.
PayPal Points can be redeemed for cash starting at 6,000 points for $50 which is equal to 0.83 cents per point.
PayPal Points Credit Card Calculators
Learn about the earning rates, benefits, sign up bonus, and annual fees of PayPal Points credit cards. Calculate how many PayPal Points you can earn based on your spend and compare the results side by side any cards featured on the site.
How much are PayPal Points worth?
PayPal Points are worth 0.83 cents each towards cash redemptions.
Should I get the PayPal Extras Mastercard or the PayPal Cashback Mastercard?
It depends on how much you spend across either card. You can use the PayPal Calculators on this page to compare both side by side based on spend.
What can you use PayPal Points for?
PayPal Points can be redeemed for cash that can be deposited into your PayPal account. You can also use them towards air travel, hotels, car rentals, gift cards, and more.
How do you earn PayPal Points?
PayPal Points can only be earned using the PayPal Extras Mastercard. You can use the PayPal Extras Mastercard Calculator to calculate how many points you can earn based on your spend.