PayPal Rewards Points Calculators

Calculate how many PayPal Rewards Points you can earn with PayPal credit cards and get the details on how much PayPal Points are worth based on redemption.

Program Details

PayPal Points are earned by using the PayPal Extras Mastercard. It's a decent program with solid earnings that can be good for anyone who wants to earn rewards tied to their PayPal account. This is the only card that earns PayPal Points, but PayPal does offer a popular cash back card called the PayPal Cashback Mastercard which earns 2% cash back on all purchases and has no annual fee. PayPal does not allow you to have both cards, so I recommend finding out which one is best for you before you apply for any PayPal credit card.

Credit Card Rewards Calculators

The PayPal Credit Card Calculators will calculate how many PayPal Points you can earn based on your monthly/yearly spend across categories. Each calculator will also output the cash value of the card based on spend, how much you value the card benefits, and any annual fees the card may have.

compare paypal cards
Compare credit cards side by side based on spend, benefits and fees.

You can compare the results side by side any credit cards featured on the site to find out which earns you the most rewards and the best return. If cookies are enabled, all spend entered (primary/first column only) will carry over to all credit card calculators on the website.

United States PayPal Credit Card Calculators

The PayPal Extras Mastercard earns bonus points on gas, restaurant, PayPal, and eBay purchases. Outside of earning points for those categories, there isn't much else to the card that isn't already offered by having a PayPal account.

Redeeming Rewards & Cash Value

PayPal Points can be redeemed for cash that can be deposited into your PayPal account. You can also use points towards air travel, hotels, car rentals, gift cards and merchandise, and vacation packages.

You can calculate the cash value of PayPal Points when redeemed for cash using the PayPal Point calculator below. The other redemptions will vary. You can use the Points & Miles cash value calculator for the non-cash redemptions.

PayPal Points Value Calculator
Points
Cash Redemptions
0.83 cents
$0

PayPal Points FAQ

How much are PayPal Points worth?

PayPal Points are worth 0.83 cents each towards cash redemptions.

Should I get the PayPal Extras Mastercard or the PayPal Cashback Mastercard?

It depends on how much you spend across either card. You can use the PayPal Calculators on this page to compare both side by side based on spend.

What can you use PayPal Points for?

PayPal Points can be redeemed for cash that can be deposited into your PayPal account. You can also use them towards air travel, hotels, car rentals, gift cards, and more.

How do you earn PayPal Points?

PayPal Points can only be earned using the PayPal Extras Mastercard. You can use the PayPal Extras Point Calculator to calculate how many points you can earn based on your spend.


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