PayPal Points Value: Calculator & Redemption Options

Calculate the cash value of PayPal Points earned with the PayPal Extras Mastercard and get the list of redemption options.

PayPal Rewards Points have an average value of 0.83 cents per point when redeemed for cash back. They can also be redeemed for:

  • Gift Cards - Starting at 800 Points
  • Merchandise - Starting at 3,000 Points
  • Travel Vouchers - Starting at 15,000 Points

The value you get out of your points for non-cash redemptions will vary. You can use the calculator below to calculate the cash value of your points based on the value of 0.83 cents per point.

PayPal Rewards Points Value Calculator

Enter any amount of points to see the average cash value.
Cash Back
0.83 Cents

Since the PayPal Extras Mastercard is the only way you can earn points, you're looking at the following returns spending on the card for cash back redemptions:

  • 2.49% - 3x Gas Station and Restaurant Purchases
  • 1.66% - 2x PayPal and eBay Purchases
  • 0.83% - 1x Everything Else

These are relatively low returns, but the card is known to have some good offers that can earn you bonus points throughout the year. You might want to check out the Search For Credit Cards By Spend Calculator to see if there are better options based on your spend.

Updated 2021-04-26 By Robert Flowers III

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