The PenFed Pathfinder Rewards Card is great for anyone that does a great deal of spending in the travel category. From traveling around the world to driving back and forth between work, this rewards card can help you build up the points need for your next adventure. If you have military service (active duty, reserve, honorably discharged, or retired) you'll earn even more points!
|Authorized User Fee|
|Foreign Transaction Fee|
The PenFed Pathfinder Rewards Visa Card features one bonus category which is travel. PenFed Honors Advantage Members will earn one additional point on travel spend per $1 spent. To qualify as a PenFed Honors Advantage Member, the card holder must have and maintain a PenFed Access America Checking Account -OR- the primary or joint applicant must have Military service (active duty, reserve, honorably discharged, or retired).
- 3x Travel
- PenFed Honors Advantage Members will earn an additional point for a total of 4x on travel spend.
- Travel purchases are considered to be:
- Car Rental
- Travel Agency
- Commuter Transportation
- Bus Lines
- Tour Operators
- 1.5x Non-Category
Perks & Benefits
The PenFed Pathfinder Rewards Visa Card offers two benefits which is an annual $100 air travel credit and up to a $100 credit towards a Global Entry or TSA PreCheck application.
- Annual $100 Air Travel Credit
- Global Entry or TSA PreCheck Credit
Sign Up Bonus
The standard sign up bonus for the PenFed Pathfinder Rewards Visa Card is 25,000 bonus points after spending $2,500 within 3 months of opening an account. 25,000 PenFed Points is worth $250. The PenFed Pathfinder also features a 0% Promo APR period for balance transfers as well.
The PenFed Pathfinder Rewards Visa Card does not have an annual fee. That means you'll always be earning the maximum return when putting spend on the Pathfinder Card.
Authorized User Fee
The authorized user fee for the PenFed Pathfinder Rewards Visa Card is $0. I would recommend adding authorized users to this card due to the excellent return on travel purchases. This can speed up the process of earning PenFed points.
Foreign Transaction Fee
The PenFed Pathfinder Rewards Visa Card does not charge a foreign transaction fee for oversea purchases meaning you can use the card worldwide without any worry of being penalized.
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.