Quick Overview
Earning Points
PenFed points are earned spending on PenFed credit cards. Every $1 in eligible spend will earn you 1 PenFed Rewards point along with bonus points based on any multiplier the card has.
Redeeming Points
PenFed points can be redeemed for travel, gift cards, merchandise, experiences, and charitable donations.
PenFed Transfer Partners
PenFed points cannot be transferred to other programs.
PenFed Credit Card Points Calculators
Use our credit card rewards calculator to calculate total PenFed Points per $1 spent and overall card value based on the spend amounts you enter and how much you value card benefits, minus annual fees. Compare results side-by-side multiple cards from any issuer.
PenFed Pathfinder® Rewards Visa Signature® Card
- 1.5X - 4X points.
- Receive up to $100 in Air Travel Credit towards travel on a U.S. headquartered airline.
- Receive complimentary Priority Pass Membership.
- $95 annual fee.
PenFed Platinum Rewards Visa Signature® Card
- 1X - 5X points.
- $0 annual fee.
