Citi Premier Card: Benefits & Citi Points Calculator

ThankYou Points Calculator
Calculate points and the cash value of the Citi Premier Card by inputting your weekly or monthly spending amounts and compare alongside other cards.
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Last Updated 2022-04-04

The Citi Premier® Card earns 3 ThankYou Points per $1 spent on airfare, hotel, gas station, supermarket, and restaurant purchases. The card also offers an annual $100 credit after spending $500 or more on a hotel stay through the ThankYou Rewards Portal.

The Citi Premier Card is one of the best credit cards for travel and is a great option for building rewards you can redeem towards travel.

Card Details At-A-Glance

Issuing Bank
Card Network
Rewards Earned
Rewards Avg Value
Annual Fee
Authorized User Fee
Foreign Transaction Fee
Income Requirement
Citi Premier® Card
Citi Premier Card
Annual Fee: $95
60,000 Bonus Points
Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

Citi Premier bonus categories

There is no limit to the amount of ThankYou Points you can earn spending in these categories and no limit to the amount of ThankYou Points you can earn with the card overall.

3X Airfare

The Citi Premier Card earns 3 ThankYou Points per $1 spent on airfare. This applies to airfare booked directly with an airline or airfare booked through travel agencies which includes the thankyou.com portal.

3X Hotel

The Citi Premier Card earns 3 ThankYou Points per $1 spent on hotels. This applies to hotels booked direct as well as hotels booked through travel agencies which includes the thankyou.com portal.

3X Gas Station

The Citi Premier Card earns 3 ThankYou Points per $1 spent at Gas Stations. This applies to merchants that are in the business of selling gasoline.

You will typically not earn bonus points gas stations with warehouse clubs, discount stores, and other merchants that do not use the gas station merchant code.

3X Supermarket

The Citi Premier Card earns 3 ThankYou Points per $1 spent at supermarkets. Some online supermarkets may qualify, but it will still need to code as a supermarket purchase.

This will not apply to warehouse clubs, wholesale clubs, and other merchants that does not code as supermarket.

3X Restaurant

The Citi Premier Card earns 3 ThankYou Points per $1 spent at restaurants. This includes cafes, bars, lounges, fast food, fine dining, and take out.

1X Everything Else

All other purchases on the Citi Premier Card will earn you 1 ThankYou Point per $1 spent.

Citi Premier benefits

$100 Annual Credit

Every year, you'll receive a $100 credit on any $500+ hotel stay booked through the ThankYou.com portal with your Citi Premier Card.

Citi ThankYou Points Transfer

As a Citi Premier Card holder, you'll be able to transfer ThankYou Points to all of Citi's airline and hotel partners at a 1:1 ratio. This includes points earned with other ThankYou Rewards credit cards.

Outside of the excellent return on spend the Citi Premier offers, this is the most important benefit of the card as it allows you to redeem ThankYou Points for more than their average value of 1 cent per point.

Citi Premier points value

Redemption Option Average Value (in cents)
Point transfers to airline and hotel partners 0.6 - 2.0
Redeeming points through Citi ThankYou travel portal 1
Cash back redemptions 0.5
Point redemptions on Amazon.com 0.8

Citi Premier Points have an average value of 1 cent per point, but can be worth as much as 2 cents per point when transferred to Citi's airline and hotel partners.

Citi Premier transfer partners

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The Citi Premier Card grants the ability to transfer to all of Citi's airline and hotel partners at a 1:1 ratio. Without the card, you will only be able to transfer ThankYou Points to a handful of partners at a less-than-favorable ratio.

Citi points calculator

Use the Citi Points Calculator to determine how many points you can earn with the Citi Premier Card based on the weekly or monthly spending amounts you enter.

You can calculate the cash value of the Citi Premier Card alongside up to two other credit cards from any issuer.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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FAQ

How much are Citi Premier points worth?

Points earned with the Citi Premier are worth 1 cent towards travel or as much as 2 cents each when transferred to partners.

Can you transfer Citi Premier points?

Points earned with the Citi Premier Card can be transferred to over 15 partners, all at a 1:1 ratio.