Citi ThankYou Premier Card
Review the benefits of the upcoming changes to the Citi Premier Card, calculate how many ThankYou Points you can earn based on spend, and compare results.
The Citi ThankYou Premier Card is a ThankYou Point earning credit card offered by Citi Bank. The card offers a great return across five categories and offers a $100 credit when you spend $500 or more on a hotel stay using the ThankYou portal. It's a great alternative to the Citi Prestige Card if you're not looking for a premium travel card.
Bonus Categories
The Citi ThankYou Premier Card features five bonus categories which are airfare, hotel, gas station, supermarket, and restaurant. Spending in these five categories with the Premier Card will earn bonus ThankYou Points. There is no limit to the amount of ThankYou Points you can earn spending in these categories and no limit to the amount of ThankYou Points you can earn with the card overall.
- 3x Airfare
- Applies to airfare booked direct and airfare booked through travel agencies which includes the ThankYou.com portal.
- 3x Hotel
- Applies to hotels booked direct and hotels booked through travel agencies which includes the ThankYou.com portal.
- 3x Gas Station
- Will not typically trigger at gas stations with warehouse clubs, discount stores, and other merchants that do not use the gas station merchant code.
- 3x Supermarket
- Does not apply to warehouse clubs, wholesale clubs, and other merchants that does not code as supermarket.
- Some online supermarkets may qualify, but it will still need to code as a supermarket purchase.
- 3x Restaurant
- Includes cafes, bars, lounges, fast food, fine dining, and take out.
- 1x Non-Category
For non-category purchases, you'll want to pick up the Citi Double Cash Card. Cash back can be converted to ThankYou Points at a 1 cent for 1 point ratio meaning you can earn an unlimited 2x ThankYou Points on all spend ran through the Citi Double Cash.
Perks & Benefits
The Citi Premier Card features a $100 annual credit along with the ability to transfer points to partners.
- $100 Annual Credit
- Receive a $100 credit on any $500+ hotel stay booked through the ThankYou.com portal.
- Citi ThankYou Points Transfer
- Transfer your ThankYou Points to Citi's Transfer Partners.
- This benefit is only available to Citi Premier and Citi Prestige cardholders.
Sign Up Bonus (SUB)
The Citi ThankYou Premier Card standard sign up bonus is 60,000 points after making $4,000 in purchases with your card within the first 3 months of account opening. This is worth an easy $600 when redeemed with Citi for travel through Citi's Thankyou.com Portal. You can also transfer these points to airline partners to get 60,000 airline miles with most of the airlines.
The Citi ThankYou Premier Card standard sign up bonus is 60,000 points after making $4,000 in purchases with your card within the first 3 months of account opening. This is worth an easy $600 when redeemed with Citi for travel through Citi's Thankyou.com Portal. You can also transfer these points to airline partners to get 60,000 airline miles with most of the airlines.
Fees
Annual Fee
The Citi ThankYou Premier Card annual fee is $0 the first year, then $95. The 3x earnings on this card has lots of earning potential. The $100 annual credit featured on the card is also a great benefit that can easily wipe out the fee assuming you can use it. Lastly, you'll need this card if you're transferring points to partners. Pair it with the Citi Double Cash and you'll be earning 2x-3x on all purchases.
Authorized User Fee
There is no fee to add additional users to the Citi ThankYou Premier Card. Since this card features great everyday categories, I recommend adding friends and family as authorized users to help build ThankYou Points faster.
Foreign Transaction Fee
The Citi ThankYou Premier Card does not have a foreign transaction fee meaning you can use this card worldwide without worrying about being penalized. That makes this card a great option for international spend and travel.
and Card Value Calculator
You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.
All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.
