ThankYou Points Calculator: Citi ThankYou Premier Card

The Citi ThankYou Premier Card earns 3X points on airfare, hotel, gas station, supermarket, and restaurant purchases. Calculate points and compare cards.

The Citi Premier® Card earns 3 ThankYou Points per $1 spent on airfare, hotel, gas station, supermarket, and restaurant purchases. The card also offers an annual $100 credit after spending $500 or more on a hotel stay through the ThankYou Rewards Portal. The Citi Premier is one of the best credit cards for travel and is a great option for building rewards you can redeem towards travel.

Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Rewards Rate Details

The Citi ThankYou Premier Card features five bonus categories that earn bonus ThankYou Points. Those categories are airfare, hotel, gas station, supermarket, and restaurant. There is no limit to the amount of ThankYou Points you can earn spending in these categories and no limit to the amount of ThankYou Points you can earn with the card overall.

  • 3x Airfare
    • Applies to airfare booked direct and airfare booked through travel agencies which includes the portal.
  • 3x Hotel
    • Applies to hotels booked direct and hotels booked through travel agencies which includes the portal.
  • 3x Gas Station
    • Will not typically trigger at gas stations with warehouse clubs, discount stores, and other merchants that do not use the gas station merchant code.
  • 3x Supermarket
    • Does not apply to warehouse clubs, wholesale clubs, and other merchants that does not code as supermarket.
    • Some online supermarkets may qualify, but it will still need to code as a supermarket purchase.
  • 3x Restaurant
    • Includes cafes, bars, lounges, fast food, fine dining, and take out.
  • 1x Non-Category

Perks & Benefits

The Citi Premier Card offers an annual $100 credit when booking hotels through the ThankYou Rewards portal and grants the ability to transfer points to all of Citi's transfer partners.

  • $100 Annual Credit
    • Receive a $100 credit on any $500+ hotel stay booked through the portal.
  • Citi ThankYou Points Transfer

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Rewards Calculator

Credit Card

This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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FEE Annual Fee
The annual fee of the selected credit card.
AU Auth Fee
The authorized user fee of the selected credit card.
$ 0
SUB Intro Bonus
If the card has an intro bonus, you can enter it here. If you're unsure of the bonus, you can click the Learn More link by the card image to be taken to the issuer's website (in a new tab).
EV Extra Cash Value
Enter any additional cash value you want to give the card such as the value of unaccounted for perks and benefits.
Compare A Card
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These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
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Search for credit cards by name, rewards program, or rewards currency.
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Currency Worth

The value of the rewards associated with the selected credit card(s). You can click the currency to edit the value or change it to reflect transfer partners.
Card 1
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Loyalty & Memberships

Hotel elite status, loyalty program status, and memberships. These are typically calculated based on a selection though some are calculated automatically. Most cards will not have anything in this section.
Card 1
Card 2

Category Spending

Click on a category to enter how much you plan on spending. You can add or remove categories, change the order of the categories, or view additional options.
Change Order
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
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Reward Bonuses

Any extra bonuses to do with a specific card will be listed here. You can edit/add the Intro Bonus (SUB) under the Credit Card section.
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Card 2


This is the sum of all rewards earned from Category Spending and Reward Bonuses along with the cash value of it all based on Currency Worth.
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Card 2

Monetary Bonuses

This is the total of all cash bonuses associated with the card(s). You can change the value of those that feature the symbol. Other bonuses are automatic. If there's extra value (EV) you want to add to the card, you can click on the card under the Credit Card section. You can also click on to get details on the listed bonuses.
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Annual Fees

This is the sum of annual fees and authorized user fees associated with the credit card(s). You can edit the annual fee as well as change the number of authorized users by clicking on the card under the Credit Card section at the top of this calculator.
Card 1
Card 2

Grand Total

The estimated cash value of the card(s). This is the sum of the Subtotal and Monetary Bonuses minus Annual Fees. The return is based on estimated cash value divided by total credit card spend.
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Citi Premier® Card
Citi Premier Card
Intro Bonus
FOR A LIMITED TIME, earn 80,000 Bonus Points after spending $4,000 in purchases with your card within the first 3 months of account opening.
Rewards Rate
Earn 3X points per $1 spent at Restaurants and Supermarkets
Earn 3X points per $1 spent at Gas Stations, Air Travel, and Hotels
Earn 1X points per $1 spent on all other purchases
Main Card Highlights
  • Annual $100 Hotel Savings Benefit
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
Annual Fee
Authorized User Fee
Foreign Transaction Fee


Is the Citi Premier Card worth it?

The Citi Premier Card is a great choice for earning rewards that can be redeemed towards travel or be transferred to a number of airline partners. It earns a great return across several categories and is one of the best credit cards for travel.

How much are points earned with the Citi Premier Card?

Citi ThankYou Points are worth 1 cent each for most redemptions with the exception of cash back which will give your points a value of 0.5 cents each. You can also transfer points to Citi's airline partners for a chance at more value.

Updated 2021-04-05 By Robert Flowers III
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