The Citi Rewards+® Card earns 2 ThankYou Points per $1 spent on both supermarket and gas station purchases. Along with that, points earned on purchases made on the card will be rounded up to the nearest 10. Depending on your purchases, this can earn you a good amount of bonus points throughout the calendar year. The Citi Rewards Plus Card also offers a 10% point rebate when redeeming points which means you'll save points that you can put towards a future redemption. The card has no annual fee and is one of the best no-annual fee credit cards for earning rewards.
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Rewards Rate Details
The Citi Rewards+ Card features two bonus categories that will earn you extra ThankYou Rewards Points. Those categories are supermarket and gas station purchases. You'll earn bonus points on up to a combined spend total of $6,000 per year between these categories and after you hit this cap, you'll earn at the non-category rate of 1x for the remainder of the year. There is no limit to the amount of points you can earn with the card overall.
- 2x Supermarket
- $6,000 spend cap between this and gas station spend; Earns 1x after cap is hit.
- 2x Gas Station
- $6,000 spend cap between this and supermarket spend; Earns 1x after cap is hit.
- 1x Non-Category
Perks & Benefits
The Citi Rewards+ Card features two primary benefits which is the Point Round Up perk and the 10% rebate on redeemed points.
- Point Round Up
- Purchases made on the card will be rounded up to the nearest 10.
- Includes gas station and grocery purchases.
- Example: You purchase a $0.99 coffee, you'll earn 10 points instead of 1 point due to rounding up to the next tenth.
- 10% Point Rebate
- Redeeming points will earn you 10% of your points back.
- Limited to the first 100,000 points redeemed per year.
- Example: You redeem 20,000 points towards travel, you will get 2,000 of those points back.
Note: The Citi Rewards+ Calculator does not factor in the rounding of points to the nearest 10 since each transaction will vary. Just keep in mind that this benefit can earn you a significant amount of extra points throughout the year on top of what the calculator outputs.
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.
Is the Citi Rewards Plus a good credit card?
How much is 15,000 Citi ThankYou Points worth?
Citi ThankYou Points are worth 1 cent for most redemptions, so 15,000 ThankYou Points would be worth $150. You can transfer points to Citi's transfer partners for a chance at even more value.