Trip Cancellation Insurance

Trip Cancellation Insurance can save you money when unexpected events happen. Get a quick rundown on what it is and get the list of cards that offer it.
Last Updated 2020-10-27 By R.Flowers III

Trip cancellation insurance reimburses you for non-refundable deposits that you have put forth towards travel arrangements. It also reimburses you for cancellation penalties that you may receive when canceling with a transportation carrier (such as an airline). Trip cancellation insurance is a great benefit for those who want to be protected from the unexpected when taking trips.

In order to be eligible for trip cancellation, you'll typically need to pay for the entire (or most) of the trip using the credit card that offers the benefit. You'll want to read up on how to qualify, because many companies are different. If something happens, you want to be sure that you're covered.

Do note that trip cancellation applies to travel that you have not taken yet. If you're already on your trip and it gets interrupted due to unforeseen events, then you'll want to have Trip Interruption Insurance. Both of these benefits are often offered together on most premium cards.

Credit Cards With Trip Cancellation

Listed below are credit cards from the database that feature Trip Cancellation. You can click on a card to learn more about its benefits and calculate total rewards and cash value based on spend, benefits and fees.

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FAQ

What is trip cancellation insurance?

Trip cancellation insurance reimburses you for non-refundable deposits that you have put forth towards travel arrangements and for cancellation penalties that you may receive when canceling with a transportation carrier.

How do you become eligible for trip cancellation?

Most credit cards that offer trip cancellation will require you to pay for the full cost of the trip using their card. There's a few exceptions, but you'll want to check the terms of your cards to be sure.

What credit cards have trip cancellation?

There's a good amount of cards that offer this benefit. The list above shows 20+ cards that offer it. This benefit is typically seen on premium credit cards.

Is trip cancellation worth having?

Yes. You never know when something might pop up that will require you to cancel your trip. This benefit can save you a significant amount of money if you ever need to cancel a trip.

What's the difference between trip cancellation and trip interruption?

Trip cancellation applies to a trip that's canceled before you depart whereas trip interruption applies to a trip that you're currently on. Both are great benefits and are usually paired together on most premium cards.