Calculator: 5 Best Business Credit Cards For Hotels [2021]

Earning hotel rewards is easy to do when you have the right business credit cards. Get our best pics and calculate which cards offer you the best return.

The Point Calculator's top picks for the 5 best business credit cards for hotels are:

  • The Hilton Honors American Express Business Card
  • Marriott Bonvoy Business™ American Express® Card
  • American Express® Business Gold Card
  • Chase Ink Business Preferred® Credit Card
  • Wyndham Rewards Earner Business Visa Card

The Hilton Honors American Express Business Card

The Hilton Honors Business AMEX Card is one of the best hotel business cards and one of the best cards for earning Hilton Honors Points in general. It earns 12 Hilton Honors Points per $1 spent with Hilton, 6 points per $1 spent on restaurant, airfare, AMEX Travel airfare, wireless phone providers, gas, car rentals, and shopping purchases, and 3 points per $1 spent everywhere else. Card benefits include complimentary Hilton Honors Gold status and 10 Priority Pass visits. Running heavy spend through the Hilton Honors Business AMEX Card will reward you with higher status and free weekend night rewards.

The Hilton Honors American Express Business Card
Rewards Rate
  • Earn 12X at hotels & resorts in the Hilton portfolio
  • Earn 6X on Select Business & Travel Purchases
  • Earn 3X on all other eligible purchases.
Intro Bonus
Earn 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases on the Card in the first 3 months of Card Membership.
Annual Fee
$95
Authorized User Fee
$0
Foreign Transaction Fee
0%
Main Card Highlights
  • Enjoy complimentary Gold Status with your Hilton Honors Business Card.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year.
  • Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year.
  • Relax with 10 free airport lounge visits each year once enrolled in complimentary Priority Pass™ Select membership, which offers access to more than 1,300 lounges across 140 countries and counting.

Marriott Bonvoy Business™ American Express® Card

If you want to earn Marriott Bonvoy Points on your business spend, the best option will be the Marriott Bonvoy Business AMEX Card. It earns 6 Marriott Bonvoy Points per $1 spent with Marriott, 4 points per $1 spent on U.S. restaurant, U.S. wireless phone providers, U.S. gas station, and U.S. shipping purchases, and 2 points per $1 spent on everything else. The card offers great benefits such as a free night annually valued up to 35,000 points, 15 elite nights towards status, and complimentary Marriott Silver Elite status.

Marriott Bonvoy Business™ American Express® Card
Rewards Rate
  • Earn 6x points at participating Marriott Bonvoy hotels.
  • Earn 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
  • Earn 2x points on all other eligible purchases.
Intro Bonus
Limited Time Offer: Earn 100,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in eligible purchases within the first 3 months of Card Membership. Plus, earn up to $150 back in statement credits on eligible purchases made on your new Card within the first 3 months of Card Membership. Offer ends 5/12/21.
Annual Fee
$125
Authorized User Fee
$0
Foreign Transaction Fee
0%
Main Card Highlights
  • 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
  • Earn an additional Free Night Award (valued up to 35,000 points) after you spend $60K in purchases on your Card in a calendar year.
  • Enjoy complimentary Marriott Bonvoy Silver Elite status with your Card.
  • Earn Gold Elite status after making $35,000 in eligible purchases on your Card in a calendar year.

American Express® Business Gold Card

If you want a little bit of flexibility, the American Express Business Gold Card is one of the best business credit cards on the market for earning rewards. The card earns 4 Membership Rewards Points on the two select categories you spend the most in each month, on up to $150,000 in combined purchases during the calendar year. The AMEX Business Gold Card offers a 25% rebate on airfare redemptions which gives you around 1.3 cents in value once you account for the Membership Rewards Points that will go back into your account. Points can also be transferred to AMEX's airline and hotel partners which includes Marriott, Hilton, and Choice.

American Express® Business Gold Card
Rewards Rate
  • Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month; Applies to the first $150,000 in combined purchases from these 2 categories each calendar year
  • Get 1X on all other purchases.
Intro Bonus
Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.
Annual Fee
$295
Authorized User Fee
$0
Foreign Transaction Fee
0%
Main Card Highlights
  • Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.
  • Earn up to $300 in statement credits on eligible U.S. advertising and U.S. shipping purchases.
  • Pay Over Time Option: A flexible payment option with interest to help manage cash flow on purchases of $100 or more.

Chase Ink Business Preferred® Credit Card

The Chase Ink Business Preferred Card is another great option if you're looking for flexible rewards. It earns 3 Ultimate Rewards Points per $1 spent on travel, shipping, internet, cable services, phone services, and advertising. Thanks to the 25% point value boost on the card, you can redeem Ultimate Rewards Points on the Chase Travel Portal for 1.25 cents each. Points can also be transferred to Chase's airline and hotel partners which includes Marriott, Hyatt, and IHG.

Ink Business Preferred® Credit Card
Rewards Rate
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
  • Earn 1 point per $1 on all other purchases – with no limit to the amount you can earn
Intro Bonus
Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
Annual Fee
$95
Authorized User Fee
$0
Foreign Transaction Fee
0%
Main Card Highlights
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
  • Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account

Wyndham Rewards Earner Business Visa Card

The Wyndham Rewards Earner Business Visa Card is at the top of the list when it comes to earning Wyndham Rewards Points. The card earns a whopping 8 Wyndham Points per $1 spent on Wyndham and gas station purchases, 5 points per $1 spent on marketing, advertising, and utilities, and 1 point per $1 spent on everything else. Card benefits include a 10% redemption discount, complimentary Wyndham Diamond Elite status, and 15k anniversary points that requires no spend.

Best Cards By Spend Calculator

The Best Cards By Spend Calculator will give you an idea of which credit cards will offer you the most rewards based on your spend. Results will be sorted by net return which is the average value of the rewards earned, plus annual credits, and minus annual fees.

Results will consist of top-rated business credit cards. Personal credit cards will not appear in this list.

Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
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Category Spend

Enter your spend per month, year, or quarter for the listed categories. You can then click Get The Best Cards to get the list of results.
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Spend Duration

You can set the duration of the spend for the categories listed above. If you're looking for the best card for only n-months worth of spend, this is where you change the option. If you want to calculate based on a full year of spending, you can leave it set to a duration of '1 Year'.

Adjust Transferable Points

Some rewards programs allow you to transfer your earned points to airline, hotel, and other loyalty programs. These programs will generally have higher point values when doing such. Since these matter so much when choosing a credit card, you can enter your own point value for these programs to include in the calculations. You can set any of the currencies listed below to 0 to calculate based on the non-transfer value (in which most are 1 cent per point with the exception of Chase's 1.25/1.5 cent redemptions). The values I have listed are what I think is the easiest value to get out of your points when transferring to partners. You can click on the to learn more about the value of the currency (opens in a new tab/window).
Depending on what you're calculating, all programs listed below may not be featured in the results.

Results

Note: Results may take a few seconds to generate after doing a search. The results and values listed are estimates to help guide you towards making the best decision. They are for illustrative purposes only.
Results Will Appear Here
Updated 2021-03-29 By Robert Flowers III

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