Calculator: 4 Best Chase Business Credit Cards [2021]

Chase offers some of the best business credit cards in the market that can earn you great rewards. Get the best picks and calculate rewards based on spend.

The Point Calculator's top picks for the 4 best Chase business credit cards are:

  • Ink Business Preferred® Credit Card
  • Ink Business Cash® Credit Card
  • Ink Business Unlimited® Credit Card
  • Southwest Rapid Rewards® Performance Business Card

Ink Business Preferred® Credit Card

The Chase Ink Business Preferred Card is one of the top business cards on the market. It earns 3 Ultimate Rewards Points per $1 spent on travel, shipping, internet, cable services, phone services, and advertising. All other purchases earn 1 point per $1 spent. Benefits of the card includes a 25% point value boost on travel redemptions through Chase Ultimate Rewards and top notch travel insurance.

Ink Business Preferred® Credit Card
Rewards Rate
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
  • Earn 1 point per $1 on all other purchases – with no limit to the amount you can earn
Intro Bonus
Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
Annual Fee
$95
Authorized User Fee
$0
Foreign Transaction Fee
0%
Main Card Highlights
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
  • Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account

Ink Business Cash® Credit Card

If you're looking to earn cash back, the Chase Ink Business Cash Card is at the front of the line in terms of best cash back business cards. It earns 5% cash back on office supply store, internet, cable, and phone purchases, 2% back on gas and restaurant purchases, and 1% back on everything else. Best of all, it has no annual fee.

Chase Ink Business Cash® Credit Card
Rewards Rate
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
Intro Bonus
Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
3%
Main Card Highlights
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
  • 0% introductory APR for 12 months on purchases

Ink Business Unlimited® Credit Card

The Chase Ink Business Unlimited Card earns an unlimited 1.5% cash back on all purchases ran through the card. If you're looking to maximize your business spend, pair it with the Ink Business Preferred or Ink Business Cash to make sure that you never earn less than a 1.5% return on your business expenses. The Chase Ink Business Unlimited Card has no annual fee.

Chase Ink Business Unlimited® Credit Card
Rewards Rate
  • Earn unlimited 1.5% cash back on every purchase made for your business
Intro Bonus
Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
3%
Main Card Highlights
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®
  • Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
  • 0% introductory APR for 12 months on purchases

Southwest Rapid Rewards® Performance Business Card

If you're looking to earn airline miles for your business, the Chase Southwest Airlines Performance Business Card can lend a hand. It earns 3 Southwest Points per $1 spent with Southwest and Southwest's Hotel & Car Partners and 2 points per $1 spent on social media & search-engine advertising, internet, cable, and phone services. Along with those great earning rates, you'll receive benefits such as 9,000 anniversary points, boarding upgrades, WiFi credits, and more.

Best Cards By Spend Calculator

The Best Cards By Spend Calculator will give you an idea of which credit cards will offer you the most rewards based on your spend. Results will be sorted by net return which is the average value of the rewards earned, plus annual credits, and minus annual fees.

Results will consist of business credit cards offers by Chase which also includes any co-branded credit cards they offer. If you want to see how your business spend stacks up against all credit cards, check out the calculator on our list of Best Business Credit Cards of 2021.

Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
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Category Spend

Enter your spend per month, year, or quarter for the listed categories. You can then click Get The Best Cards to get the list of results.
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Spend Duration

You can set the duration of the spend for the categories listed above. If you're looking for the best card for only n-months worth of spend, this is where you change the option. If you want to calculate based on a full year of spending, you can leave it set to a duration of '1 Year'.

Adjust Transferable Points

Some rewards programs allow you to transfer your earned points to airline, hotel, and other loyalty programs. These programs will generally have higher point values when doing such. Since these matter so much when choosing a credit card, you can enter your own point value for these programs to include in the calculations. You can set any of the currencies listed below to 0 to calculate based on the non-transfer value (in which most are 1 cent per point with the exception of Chase's 1.25/1.5 cent redemptions). The values I have listed are what I think is the easiest value to get out of your points when transferring to partners. You can click on the to learn more about the value of the currency (opens in a new tab/window).
Depending on what you're calculating, all programs listed below may not be featured in the results.

Results

Note: Results may take a few seconds to generate after doing a search. The results and values listed are estimates to help guide you towards making the best decision. They are for illustrative purposes only.
Results Will Appear Here
Updated 2021-03-29 By Robert Flowers III

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