Best Credit Cards For Amazon Purchases
A list of the best credit cards for Amazon purchases based on your spend pulled from a database of 250+ cards. Compare results. Updates automatically.
Amazon is one of the big four next to Facebook, Apple, and Google. If you enjoy spending on Amazon's website, you'll have a good handful of options to earn an easy 3% to 5% on your spend.
Amazon has five credit cards under their belt that's divided between Synchrony, Chase Bank, and American Express. Regardless of which card you own, you'll earn 5% cash back as an Amazon Prime member and 3% cash back as a non-Amazon Prime member. The earnings will adjust automatically based on your membership with Amazon. If you have Amazon Prime, Amazon's credit cards should be your goal as none of their cards have annual fees.
The Bank of America Cash Rewards Card offers 3% cash back on Online Shopping which includes purchases made on Amazon.com. If you have between $25k to $100k to invest with Bank of America or their partners, you can earn as high as 5.25% cash back per $1 spent. Even by just having a Bank of America checking or savings account, you can earn a 10% boost which nets you a 3.3% return.
While these options aren't included in the calculator below, honorable mention goes to the Discover IT Card and Chase Freedom Flex Card which are 5% cash back cards with quarterly rotating categories. Both cards typically feature Amazon.com at least once during the year in which you can earn 5% and that's usually during the last quarter of the year (October-December) which can be good for holiday shopping. Discover even matches the cash back you earn the first year meaning you can earn 10% cash back on up to $1,500 spent during each quarter.
Outside of those options, your other best bets consist of credit cards that offer rewards in which you can get more than a 1 cent per point return. This includes cards like the American Express Blue Business Plus which earns Membership Rewards Points redeemable for as high as 2+ cents each or Chase's Ink Business Cash or Freedom Unlimited cash back cards in which both are capable of being converted to Ultimate Rewards Points redeemable at 1.25 to 2+ cents each if you own at least one Ultimate Rewards Points earning card.
Best Cards By Category Calculator
The Best Credit Cards By Category Calculator below will find the best credit cards for the listed categories based on your spend and the filter options selected. This will output a list of up to 50 credit cards sorted by total return.
I recommend using the Rewards Calculator which allows you to compare results side by side other cards, factor in sign up bonuses, add authorized users, select elite status (hotel cards), and much more.