Best Buy features all the gadgets, appliances, and electronics you could ever want including TVs, phones, sound systems, video games, computers, refrigerators, and more. It's very easy to spend hundreds if not thousands of dollars within a Best Buy store, so you'll want to make sure you're getting the best bang for your buck.
The Point Calculator's top picks for best credits cards to use shopping with Best Buy are:
- Best Buy Credit Cards
- Bank of America Cash Rewards Card
- High Return Bank Cards
- 2%+ Cash Back Credit Cards
Best Buy Credit Cards
The best return for your spend at Best Buy will typically come from using the Best Buy Visa or Best Buy Store Card. Both of these cards earn a 5% return on Best Buy purchases and have no annual fee. There's no tricks or complex earning and redeeming structure either. If you consistently shop at Best Buy, you'll want to consider picking up a Best Buy credit card.
Bank of America Cash Rewards Card
If you don't want a card with Best Buy, a decent choice is the Bank of America Cash Rewards Card. It earns between 3% and 5.25% back when shopping online depending on how much you have invested with Bank of America and their partners. This will benefit you if you frequently shop at bestbuy.com versus in-store.
High Return Bank Rewards Cards
If you're looking to earn rewards points with AMEX, Chase, or Citi, the usual cards that offer a 1.5x-2x earning will give you a solid return. This includes the AMEX Blue Business Plus for AMEX Membership Rewards, the Chase Freedom Unlimited or Chase Ink Business Unlimited for Chase Ultimate Rewards Points, and the Citi Double Cash for Citi ThankYou Rewards.
2%+ Cash Back Credit Cards
Best Cards By Spend Calculator
The Best Credit Cards By Spend Calculator will find the best credit cards based on the spend and selected filter options. Results will be sorted by net return which is the average value of the total rewards earned, plus annual credits, and minus annual fees. For any of the results listed, you can click on 'Rewards Calculator' to calculate more accurate results. You'll be able to enter spend for as many categories as you want, toggle annual fees, add authorized users, specific elite status and memberships, incorporate sign up and welcome bonus, view rewards as if you transferred them to partners, and much more.