Best Credit Cards For Dining & Travel
A list of the best credit cards for dining and travel purchases based on how much you spend. Compare results against 250+ top cards side by side.
If you love to eat and you love to travel, there's no shortage of cards that will give you a great return across both categories.
At the top of the charts you'll find the Chase Sapphire Reserve and the American Express Green Card. Both cards earn 3x points in their respective programs. The Chase Sapphire Reserve is stacked with a bunch of additional benefits and elite travel perks since it is a premium card. The AMEX Green will not shower you with such perks (you'll need the AMEX Platinum for that), but you will earn a solid return at a lower pricing point in terms of the annual fee. If you prefer ThankYou Points, the Citi ThankYou Premier is the way to go.
If you don't care for transferable rewards points, the Wells Fargo Propel AMEX is a great choice. You'll earn a minimum of a 3% return on all your travel, dining, and streaming service purchases with the ability to earn up to a 4.5% return if you have the Wells Fargo Visa Signature Card.
If you're a lover of cash back you'll find that there's not as many options as points/miles credit cards. Bank of America's cash back credit cards allow you to pick one of the two categories you want to earn 3% in. You can also earn between a 10% and 75% bonus on points earned if you have money invested with them.
Lastly if you spend at Costco or Sam's Club, you can earn a nice return with their credit cards. The Costco Anywhere Visa Card earns 3% back on both travel and dining as well as 4% on gas and 2% at Costco. The Sam's Club Mastercard earns 3% back on both gas and travel as well, but earns a whopping 5% cash back on gas purchases. The only drawback to these cards is that you'll receive your earned cash back once per year (usually during February).
Best Cards By Spend Calculator
The Best Credit Cards By Spend Calculator will find up to 50 of the best credit cards based on the spend and selected filter options. Results will be sorted by net return which is the average value of the total rewards earned, plus annual credits, and minus annual fees. For any of the results listed, you can click on 'Rewards Calculator' to calculate more accurate results. You'll be able to enter spend for as many categories as you want, toggle annual fees, add authorized users, specific elite status and memberships, incorporate sign up and welcome bonus, view rewards as if you transferred them to partners, and much more.