Best Credit Cards For Dining/Restaurant
A list of best credit cards for dining/restaurant purchases pulled from our database based on your spend. Cards update automatically. Compare results.
If you're looking at this page, you may enjoy dining out just as much as I do. Earning a great return on dining is not something that's hard to do since it's a very popular credit card category.
Looking to earn on cards with no annual fee? If you have an extra $25,000 to $100,000+ laying around, you can invest your cash with Bank of America and their partners. Doing such will give you a 25% to 75% boost to points earned per $1 spent which gives you up to a 5.25% return on dining spend.
The Wells Fargo Propel AMEX is also another fee-less choice that also earns rewards on travel (including gas station) and streaming services spend. Wells Fargo Points can be worth up to 1.5 cents each which easily gives you a 4.5% return across all bonus category spend.
If you don't mind annual fees, then you must not mind earning extra rewards too. The AMEX Gold Card and Citi Prestige both have some serious price tags on them, but both cards come with annual credits that can easily make the card worth it if you have the dining/restaurant and other spend to support it. It'll also come down to how you redeem your points as well since AMEX Membership Rewards Points and Citi ThankYou Points can be transferred to airline/hotel rewards programs.
Best Cards By Spend Calculator
The Best Credit Cards By Spend Calculator will find up to 50 of the best credit cards based on the spend and selected filter options. Results will be sorted by net return which is the average value of the total rewards earned, plus annual credits, and minus annual fees. For any of the results listed, you can click on 'Rewards Calculator' to calculate more accurate results. You'll be able to enter spend for as many categories as you want, toggle annual fees, add authorized users, specific elite status and memberships, incorporate sign up and welcome bonus, view rewards as if you transferred them to partners, and much more.