Best Credit Cards For Everyday Spend
A list of the best credit cards for everyday purchases based on your spend, pulled from a databased of 250+ cards. Compare cards. Automatically updates.
It's usually not feasible to have a credit card that earns bonus rewards across every category that you spend in. You'll end up with a lot of credit cards trying to do so. You can always run miscellaneous spend through your favorite program's co-branded credit card, but if you're looking to maximize your spend, you'll want to pick up a credit card that can earn you a 1.5 to 2%+ return.
In terms of the top rewards point programs offered by American Express, Chase, and Citi, you'll want to have the AMEX Blue Business Plus or AMEX Everyday Preferred if you're earning AMEX Membership Rewards Points, the Chase Freedom Unlimited or Chase Ink Business Cash if you're earning Chase Ultimate Rewards Points, and the Citi Double Cash or Citi Rewards+ Card if you're earning Citi ThankYou Points.
If you're earning cash back, you'll generally want to pair up a flat rate earning card under the same bank with your other cash back cards. For example, you can pair the Capital One Savor or Capital One SavorOne Card with the 1.5% cash back Quicksilver. Another example is pairing the AMEX Blue Cash Preferred or AMEX Blue Cash Everyday with the 1.5% cash back Cash Magnet Card.
Best Cards By Category Calculator
The Best Credit Cards By Category Calculator below will find the best credit cards for the listed categories based on your spend and the filter options selected. This will output a list of up to 50 credit cards sorted by total return.
I recommend using the Rewards Calculator which allows you to compare results side by side other cards, factor in sign up bonuses, add authorized users, select elite status (hotel cards), and much more.